Chico Homes under $400,000

Welcome to Chico, Texas – a charming gem nestled in Wise County that perfectly blends small-town charm with modern conveniences. Known for its friendly community and picturesque landscapes, Chico offers a serene lifestyle that appeals to families, retirees, and everyone in between. With a rich history and a welcoming atmosphere, it's no wonder that many are choosing to call this delightful town home.

Chico boasts an array of recreational opportunities, including nearby lakes and parks, making it an ideal location for outdoor enthusiasts. Whether you enjoy fishing, hiking, or simply soaking in the natural beauty, there’s something for everyone here. The town also hosts various community events throughout the year, fostering a strong sense of belonging among its residents.

For those looking to invest in their dream home without breaking the bank, Chico presents an enticing market with homes available for under $400,000. This affordability allows first-time buyers, growing families, and savvy investors to find the perfect property without sacrificing quality or comfort. From charming single-family homes to more modern builds, there’s a diverse selection to suit various tastes and lifestyles.

With its proximity to major highways, Chico offers easy access to surrounding cities while maintaining its peaceful, rural ambiance. Whether you’re drawn to the vibrant community spirit or the stunning Texas landscapes, Chico is a place where you can truly feel at home. Explore the possibilities and discover why so many are choosing to make Chico, Texas, their forever home.

Newest Chico Homes under $400,000

$289,900

3 Beds ⋅ 2 Baths ⋅ 21405683 MLS

Take advantage of living in WISE COUNTY for under $290K !! 45 minutes from the Metroplex. All amenities of a new home yet Nestled in a quiet, established neighborhood with majestic oak trees! Newish floors, water heater, paint, trim, tile, appliances, fixtures and granite counter tops! Open concept great for raising a family and entertaining. Yard is FULLY fenced with 8 foot pipe fencing. Lots of privacy with open field behind property! Take advantage in owning a property in a growing town and community. Schools, shopping and freeways close by!

508 S Hovey St, Chico

$175,000

3 Beds ⋅ 2 Baths ⋅ 21399843 MLS

A smart opportunity in Chico with the space, location, and versatility to work for a variety of buyers. Whether you’re purchasing your first home, ready to simplify, or looking for a property with potential as a long-term rental investment, this home offers plenty to appreciate. Situated on an oversized corner lot with a fenced yard, there’s room for pets, play, gardening, backyard gatherings, or simply enjoying a little extra space around you. Inside, the home offers over 1,200 square feet with 3 bedrooms and 2 bathrooms, thoughtfully laid out to make excellent use of every square foot. The functional floor plan provides comfortable living spaces and practical bedrooms without wasted space, making the home feel easy to live in and easy to maintain. The location adds another layer of appeal. Convenient access to Highway 114 and US-287 makes commuting to Decatur, Fort Worth, and surrounding communities simple while still allowing you to enjoy the quieter pace of Chico. For a first-time buyer, someone looking to downsize, or an investor searching for a property with rental potential, this home offers a combination of functionality, outdoor space, accessibility, and long-term possibilities that can be hard to find.

107 S Flower Ln, Chico

$105,000

3 Beds ⋅ 2 Baths ⋅ 21370231 MLS

Affordability is within grasp welcome to 303 Caballo Way! This doublewide home has been retrofitted, with three bedrooms and two bathrooms situated on .39 of an acre with surrounding fence. This space is ready for your creative touch! Schools are within walking distance as is the local grocery store, restaurant and town square. Being sold as is.

303 Caballo Way, Chico

$249,999

3 Beds ⋅ 2 Baths ⋅ 21353449 MLS

Opportunity near Lake Bridgeport! Situated on approx 1.52 Acres in the Three Fingers area, 3bedrm, 2bath Mobile Home offers plenty of space, mature oak trees,room to bring your own vision to life.The property feat 2 living areas, bkfast area, kitchen w granite countertops, bartop seats counter stools, functional layout,great potential.Updates already underway include recent roof,new light fixtures,new flooring,tile in showers,bathrm vanities,w add renovations, finishing work remaining for buyer to complete,customize.Outside,enjoy an covered front porch,spacious back porch, approx 10 x 15 chicken coop,carport covered parking,generous open space,corner lot setting accented by a white ranch style fence,stone entry columns,gravel drive.A 50-amp RV electrical and sewer connection adds additional flexibility.A particularly valuable feat is the propertys existing utility infrastructure.Substantial conventional septic related improvements near carport area, along w grandfathered well related eligibility associated w property.These existing improvements may provide add flexibility for future use, buyer and buyer’s agent to independently verify well eligibility, septic locations, condition and capacity, permitted use, future building requirements and all applicable county and regulatory requirements.Located just minutes from North Side Marina & Resort,convenient access to boating, fishing and Lake Bridgeport recreation.Three Fingers Lounge is nearby for food,casual place to unwind after a day on the water.Whether used as a fulltime residence, wkend lake retreat, investment property,renovation project,this unique acreage prop offers space,established improvements,proximity to the lake that can be increasingly difficult to find.Bring your ideas,finish what has already been started.With its acreage, established improvements,multiple living spaces and proximity to Lake Bridgeport,this property offers an opp to create a wkend lake retreat,investment property or fulltime residence.

469 County Road 1743, Chico

$250,000

2 Beds ⋅ 2 Baths ⋅ 21265678 MLS

Charming 2 bedroom, 2 bathroom brick home situated on a spacious corner lot just under half an acre in the heart of Chico, Texas! Conveniently located close to schools and town amenities, this property offers both comfort and functionality with plenty of room to make it your own. Inside, you’ll find a large kitchen featuring ample cabinet storage and generous counter space, making meal prep and entertaining easy. Just off the kitchen is a versatile bonus room that could serve as a second living area, game room, office, or hobby space. The main living room is oversized and perfect for hosting family gatherings or cozy nights at home. The primary suite offers separate closets and a private en-suite bathroom with a shower. LVP flooring throughout the home provides durability and easy maintenance, while ceiling fans add comfort in every season. Step outside to enjoy the expansive backyard with plenty of room for kids, pets, gardening, or future outdoor entertaining spaces. This property combines small-town charm, a great location, and room to grow — all wrapped into one inviting home. Schedule your showing today!

308 Oakwood St, Chico

$399,900

3 Beds ⋅ 2 Baths ⋅ 21231719 MLS

OVER $5,000 TO USE TOWARD CLOSING COSTS OR A RATE BUY DOWN WITH PREFERRED LENDER! Discover your own private retreat on 1 wooded acre overlooking Lake Bridgeport! This one of a kind, multi level home features 3 bedrooms, 2 bathrooms, and beautiful mature trees creating a peaceful, private setting with gorgeous lake views. Start your mornings with coffee on the expansive deck or unwind in the evening while enjoying the tranquil surroundings. A private trail leads from the property to the lake, offering opportunities for fishing, kayaking, paddleboarding, jet skiing, boating, or simply relaxing by the water. Tucked away on a private road, this home is being sold fully furnished, including furniture, décor, cookware, dishes, and more, making it truly turnkey and ready to enjoy! Whether you're looking for a weekend getaway, lake escape, investment property, or full time residence, this unique property offers the perfect combination of privacy, nature, lake access, and comfortable living. Come experience the peaceful side of Lake Bridgeport and see why this could be your perfect lake retreat!

268 Private Rd, Chico

$175,000

3 Beds ⋅ 2 Baths ⋅ 21198627 MLS

Great turn-key investment opportunity offering instant cash flow at a great value. Current tenant lease until January 31, 2027, with the option to renew. Inside this updated home, you'll find an open floor plan with durable ceramic tile flooring throughout, making the home both functional and easy to maintain. The large backyard provides plenty of space for outdoor activities, pets, or future customization. Major updates provide peace of mind, including a new HVAC system installed in 2023, a new roof in 2025, a new water heater in 2022, a new garage door in 2025, and updated bathrooms. Whether you're an investor looking for steady income or a buyer planning for a future home near Lake Bridgeport, this property offers flexibility and value for quiet country living. Chico offers quaint boutique shopping and dining, yet it is only 15-20 minutes from Bridgeport and Decatur for more options. There is no survey.

305 Sierra Vista Dr, Chico

$353,750

3 Beds ⋅ 3 Baths ⋅ 21168505 MLS

WE WANT TO SEE YOUR OFFERS!! This home sits on over an acre and is a very inviting 3 bedroom, 2.5 bath home that offers space, functionality, and room to breathe. It features a great layout, and the kitchen has an amazing walk in pantry for plenty of storage, large living room and large bedrooms. The oversized garage has plenty of room for additional storage, separate area for the laundry, storage and a half bath. The backyard has an added covered porch for entertaining, or just enjoying the mornings with coffee or evenings enjoying peace and quiet. Within the tall private fence boosts a large 30x40 shop the has endless possibilities for projects, home business, or just simply tinkering. This rare find has so much to offer and is ready for you to make your own. Call for an appointment today and come see for yourself.

702 El Camino Real, Chico

$309,000

3 Beds ⋅ 2 Baths ⋅ 21130013 MLS

Rural living is the best! Country home, 3 bedrooms, 2 baths, and a large den. Upgrades throughout the house including fresh paint, lights, and ceiling fans. Hardwood floors have been refinished. Do not miss this opportunity to own a home is beautiful rural setting. Piped fence entryway. Large barn with storage and workshop. IF you are looking for a place for your children to have show animals, this property has what you need. Electricity and water at the barn. Very nice shop or tack room. Property sells AS IS - WHERE IS. Call to schedule an appointment.

7342 Fm 1810, Chico

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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