McKinney Homes under $500,000

Welcome to McKinney, Texas – a vibrant city that beautifully blends small-town charm with modern amenities. Nestled in Collin County, just a short drive from the bustling metropolis of Dallas, McKinney is renowned for its rich history, friendly community, and picturesque landscapes. With its historic downtown area, featuring quaint shops, delightful eateries, and seasonal festivals, McKinney offers a unique sense of place that residents cherish.

For homebuyers seeking affordability without compromising on quality, McKinney presents an impressive selection of homes under $500,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, there’s something for everyone in this thriving market. From charming bungalows to spacious family homes, you’ll find properties that cater to a variety of lifestyles and tastes.

Living in McKinney means enjoying access to top-rated schools, lush parks, and a plethora of recreational activities. The city's commitment to preserving green spaces is evident in its numerous parks and trails, perfect for outdoor enthusiasts and families alike. Additionally, McKinney boasts a strong sense of community, with events like the McKinney Wine and Music Festival and the annual Cajun Fest bringing residents together in celebration.

With its ideal location, rich culture, and affordable housing options, McKinney is a place where dreams of homeownership can become a reality. Explore the available homes under $500,000 and discover why so many have chosen to call this charming city their home. Your perfect McKinney abode awaits!

Newest McKinney Homes under $500,000

$283,000

2 Beds ⋅ 3 Baths ⋅ 21410252 MLS

Beautiful, meticulously maintained former model townhome in a great community. The updated kitchen features a breakfast bar overlooking the living area, creating an inviting space for everyday living and entertaining. Updated flooring, recessed lighting, and modern fixtures add to the home’s appeal. The spacious primary suite offers room for a king-size bed and sitting area, along with an ensuite bath featuring an updated walk-in shower and generous walk-in closet. Enjoy smart-home features, a two-car garage, and minimal exterior maintenance. Convenient access to Highway 75 makes commuting easy. Furniture is also available for purchase separately—an excellent option for those owners looking to simplify their move. Schedule your showing today!

2209 Stonepark Pl, McKinney

$425,000

4 Beds ⋅ 3 Baths ⋅ 21409924 MLS

Beautiful Home in Great President Point McKinney Neighborhood! Exemplarily schools in McKinney ISD and close to major Highways 380 & 75! A quick distance to shopping and many restaurants! There are many upgrades throughout the house, recent new flooring, freshly painted and many more upgrades! The large open kitchen has lots of cabinets, granite countertops and high-end kitchen backsplash and an island for serving quick meals and an entertainment spot! Kitchen open floor plan leads you to a large living room with a wood burning fireplace! Primary bedroom is extra large with full tile shower in the primary bath - clear glass shower! All guest bedrooms have lots of room and there a big second floor entertainment game room! Great location close to Cinemark, Costco, Baylor, restaurants and more!

2117 Arthur St, McKinney

$440,000

4 Beds ⋅ 3 Baths ⋅ 21402162 MLS

Love where you live! This well maintained single family home in a private culdesac of Stonebridge Ranch features 4 large bedrooms & 2 living areas. Primary bedroom is on the first floor, while 3 oversized bedrooms include walk in closets, plus a large media and or flex space on the 2nd floor. Fresh paint and wood floors throughout the first floor. Kitchen includes quartz countertops, gas range and stainless steel appliances. Home has been well maintained, including a new roof in 2023. Step outside to a large private backyard with stone fire pit and covered patio. And now let’s talk location. A perfect home base that’s only five minutes to 121, Hwy 75 and less than 10 minutes from 380. Enjoy culdesac living that’s WALKING distance to beautiful wooded trails, fishing ponds, Apex Center, John & Judy Gay Library, grocery stores, & tennis and soccer fields. Stonebridge Ranch benefits include access to tennis, pool, and coming in 2027 a brand new beach club and club house. HOA also includes year round festivals, concerts and events. This address is also zoned for some of the TOP schools in McKinney ISD, including Glen Oaks Elementary and Boyd High school. Limited inventory in this sought after neighborhood. Don’t miss out on the opportunity to make 6509 Cartier Court your home.

6509 Cartier Ct, McKinney

$425,000

3 Beds ⋅ 2 Baths ⋅ 21408005 MLS

This ONE STORY, 3 bedroom home sits on a corner lot in the Greens of Westridge golf community! A mile from H-E-B, Kroger, Whole Foods, Walmart and Home Depot, with plenty of dining and shopping nearby. Zoned to Frisco ISD. A gated, covered courtyard leads to the front entry. Inside, wood floors run through the main living areas, with carpet in the bedrooms. All bedrooms have walk in closets. The kitchen has a 5 burner gas cooktop, granite countertops, stainless steel appliances, pot drawers and a pull-out trash cabinet. Spacious laundry room off of the kitchen with a sink and space for full size washer and dryer. The primary bedroom is set at the back of the home for added privacy, with a view of the mature fig tree outside. The side patio concrete was extended for added space for entertaining. Recent updates include a Rheem water heater (2025) and a new HVAC system (2026). Single-level living, recent system updates and a private outdoor setting, all close to everyday conveniences!

901 Memory Ln, McKinney

$319,900

2 Beds ⋅ 3 Baths ⋅ 21408691 MLS

Beautifully updated Townhome in Hemmingway at Craig Ranch. This home is in spectacular condition and features an enormous primary bedroom with vaulted ceilings and direct access to the private 2nd Floor Balcony. Primary bedroom suite includes a lovely ensuite bathroom and huge 19 Foot Walk-In Closet. Second bedroom includes an ensuite bathroom and both bedrooms have easy access to the separate full-sized walk-in utility room. Upon entering this home you will be impressed with the wide-open floorplan featuring a Grand Living Room, fireplace with easy start gas logs, beautiful crown molding, hardwood flooring, versatile dining room area and soaring ceilings. The well-appointed kitchen includes full sized dining bar, 8-Foot Walk-In Pantry, granite counter tops, generous 42-Inch Cabinets, stainless appliances and the refrigerator is include with an acceptable offer. The microwave, water heater and garage door opener were recently updated. The covered stone accented front patio extends entertainment options and is an excellent relaxation zone. The HOA maintains the front yard, exterior structure and common areas. Residents have full use of the HOA facilities including the community pool, parks and clubhouse. This home is a very short walk to the community mailboxes, pool and clubhouse. This one is ready to move in and the seller's can accommodate a quick closing! Craig Ranch is a popular community located in McKinney, Texas which features a preserved and lively 19th-century historic downtown, a booming economy, top-rated schools, and extensive parks, all while sitting just 30 miles north of Dallas. Don't miss this awesome opportunity to own a great home and enjoy the wonderful lifestyle provided by this community.

8617 Trolley Trl, McKinney

$295,000

3 Beds ⋅ 2 Baths ⋅ 21407558 MLS

Welcome to this charming single-story home in the established Standifer Place community of McKinney! Offering 3 bedrooms, 2 full bathrooms, and 1,364 square feet of comfortable living space, this home features a thoughtfully designed split-bedroom floor plan that provides excellent privacy, with the primary suite separated from the two secondary bedrooms. The inviting living area flows into a bright kitchen featuring white cabinetry and a dining room overlooking the beautiful backyard. The spacious primary suite features a large window with peaceful backyard views, a private bathroom, and a walk-in closet. NO CARPET!! Enjoy carpet-free flooring throughout for easy cleaning and low-maintenance living, plus a roof that's approximately four years old! ROOF WARRANTY is available! Enjoy the fully fenced backyard with no rear neighbors, offering added privacy and a peaceful setting for outdoor relaxation and entertaining. Complete with an attached two-car garage, this home is conveniently located just minutes from Historic Downtown McKinney, with its charming shops, restaurants, and entertainment, and offers easy access to Highway 75. Zoned to McKinney ISD, this move-in-ready home is an excellent opportunity for first-time buyers, down-sizers, or investors. Schedule your private showing today!

417 Joyce Way, McKinney

$430,000

4 Beds ⋅ 3 Baths ⋅ 21408684 MLS

Lovingly maintained, this one-owner home is a beautiful two-story, 4-bedroom home with curb appeal, mature landscaping, and a bright, welcoming entry in the established Legends of McKinney community. Inside, you’ll find a spacious, versatile floor plan with room to gather, relax, entertain, and make yourself at home. The front living and dining areas feature fresh, neutral tones and brand-new contemporary wood-look flooring. The oversized second living area offers plenty of room for movie nights, game days, or cozy evenings around the wood-burning brick fireplace. Upstairs, a flexible loft provides endless possibilities for a home office, media room, content creation space, game room, or play space. Step outside to your private backyard, perfect for morning coffee, weekend gatherings, pets, or creating your own rose or vegetable garden. Situated on a corner lot in a cul-de-sac, this home offers a wonderful combination of space and neighborhood charm, with scenic walking trails, greenbelt views, convenient access to major McKinney roadways, and close proximity to McKinney ISD schools, local dining, and shopping. With its spacious layout, versatile living areas, and unmistakable pride of ownership, this move-in-ready home is ready for its next owners.....could it be you? Schedule your showing today and you just might be welcoming in the new year in this beautiful home!

3002 Cedar Crest Dr, McKinney

$460,000

4 Beds ⋅ 4 Baths ⋅ 21407432 MLS

Welcome to this beautiful Trinity Falls home featuring a stunning two-story foyer and a thoughtfully designed floor plan. At the front of the home, a private study with French doors offers the perfect space for working from home, while an additional flex space off the living area provides endless possibilities for a playroom, hobby room, or additional sitting area. The open living space flows into the breakfast nook, for everyday living and entertaining. The spacious primary suite offers a relaxing retreat with a large bathroom featuring dual vanities, a separate soaking tub and shower, and a generous walk-in closet. A convenient half bath for guests and a laundry room with built-in storage complete the downstairs. Upstairs, enjoy an oversized game room with plenty of space for relaxing fun. One secondary bedroom and guest bathroom on one side, while two additional bedrooms share a full bath, providing comfortable accommodations. Step outside to a nicely sized backyard with a patio, perfect for outdoor weekend gatherings. The garage adds even more functionality with an epoxy-coated floor and storage racks. Enjoy all that the Trinity Falls community has to offer, including two community pools with splash pads, multiple playgrounds, a dog park, fitness center, pickleball, and basketball courts. With amenities for all ages and interests, there are plenty of opportunities to stay active? Don't miss out!

1308 Caney Creek Ln, McKinney

$329,500

3 Beds ⋅ 2 Baths ⋅ 21396985 MLS

Impeccably Maintained One-Story Home! $5500 UNDER recent independent appraisal! Welcome home to this beautiful 3-bedroom, 2-bath residence offering an inviting open floorplan, thoughtful updates, and comfortable living throughout. The spacious living area flows seamlessly into the kitchen and dining area, creating an ideal layout for everyday living and entertaining. The kitchen and both bathrooms feature granite countertops, while the dining area is conveniently positioned just off the kitchen. The private primary suite includes an ensuite bath with a large garden tub with shower, walk-in closet, and separate linen closet. Two additional bedrooms offer generous closet space and flexibility for guests, a home office, or other needs. A spacious utility room provides convenient storage shelving, while the oversized 2-car garage offers additional storage and functionality. Outside, enjoy the beautifully maintained lawn, charming curb appeal, and a covered patio accented with café lights—perfect for outdoor dining, relaxing, or enjoying peaceful Texas evenings. A large storage shed provides plenty of room for tools, equipment, and seasonal items. Additional features include low-E windows, plantation shutters at the front of the home, storm door and new water heater. Conveniently located near shopping, parks, highways, and highly regarded schools, this well-cared-for home offers the perfect combination of comfort, functionality, and convenience. A wonderful opportunity to enjoy McKinney living in a home that is truly move-in ready!

2109 Lilac Cir, McKinney

$475,000

4 Beds ⋅ 2 Baths ⋅ 21405816 MLS

Enjoy the best of indoor-outdoor living in this beautifully designed 4-bedroom, 2-bath home in McKinney! Soaring ceilings, abundant natural light, and luxury vinyl plank flooring create a bright, inviting atmosphere. The open-concept kitchen features white cabinetry, quartz countertops, subway tile backsplash, stainless steel appliances, a center island, and walk-in pantry, flowing seamlessly into the spacious family room. The private primary suite offers dual vanities and a generous walk-in closet, while three secondary bedrooms and a versatile flex room provide plenty of space for family, guests, or a home office. Step outside to a covered patio and expansive backyard with room to add a pool. Enjoy resort-style community amenities, including a lazy river, swimming pool, dog park, volleyball court, playground, and hiking and biking trails. No MUD or PID taxes! Conveniently located near parks, schools, and major commuting routes, this home offers comfort, flexibility, and an exceptional lifestyle.

3312 Swift Fox Way, McKinney

$399,000

2 Beds ⋅ 2 Baths ⋅ 21399038 MLS

Loaded with character, this move in ready single-story duplex backs to a farmland and is in a sought after 55+ active adult community! Rare opportunity for those that want to own both sides as the other side is also for sale. Country Lane Villas is a vibrant neighborhood that provides a comfortable, low-maintenance living with convenience to shopping, restaurants, senior center, Medical City McKinney hospital, the historic McKinney square and a year round farmers market. The spacious kitchen features a breakfast bar, beautiful wood cabinetry, granite countertops, stainless steel appliances including a refrigerator & microwave, and a built-in workspace that is perfect for daily organization. Enjoy morning coffee in the sunroom situated just off the breakfast area. The open-concept floor plan features vaulted ceilings with an abundance of windows to take in picturesque views of open space with numerous trees and a barn. The primary suite includes wide doorways for accessibility and a spacious bathroom with a separate shower. The secondary bedroom and additional full bath provide plenty of space for guests or hobbies. The large laundry room is complete with a washer and dryer, built-in shelving, and a drip dry area. The active community offers outstanding amenities: a fitness center, community pool, clubhouse with dining, game room, bocce ball court, shuffleboard, coffee shop, movie theater, library, and a calendar full of events with a social director, free concerts and dancing. The HOA covers front and backyard maintenance, flower bed landscaping, structure insurance which includes the roof, interior and exterior pest control, and sprinkler system maintenance—providing truly hassle-free living.

320 Terra Verde Ln, McKinney

$430,000

4 Beds ⋅ 3 Baths ⋅ 21407055 MLS

Welcome to this inviting 4-bedroom, 2.5-bath home nestled on a cul-de-sac in McKinney! The spacious interior features beautiful wood-tone flooring, a comfortable living area with a fireplace, and a well-appointed kitchen with Corian countertops, a stylish glass tile backsplash, an island, and ample cabinet space. The generous primary suite offers a relaxing retreat with a jetted tub and separate vanities. Upstairs, you'll find spacious secondary bedrooms and a versatile game room, providing plenty of room for relaxation and entertainment. Step outside to enjoy the expansive fenced backyard with mature trees and a covered patio gazebo, perfect for outdoor gatherings or simply unwinding. Additional highlights include a tornado shelter in the garage and a long driveway. Conveniently located near Imagine International Academy of North Texas, this home offers a wonderful combination of space, comfort, and functionality!

202 Devonshire Ct, McKinney

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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