Mount Vernon Homes under $350,000

Welcome to Mount Vernon, Texas – a charming small town that perfectly blends Southern hospitality with modern living. Nestled in the heart of Franklin County, Mount Vernon is known for its picturesque landscapes, friendly community, and rich history. With a population of just over 2,700 residents, this quaint town offers a peaceful retreat while still providing access to essential amenities and recreational activities.

One of the highlights of Mount Vernon is its vibrant downtown area, where you can find a delightful mix of local shops, restaurants, and cultural attractions. The town is surrounded by beautiful lakes and parks, making it an ideal spot for outdoor enthusiasts and families alike. Whether you're fishing at Lake Cypress Springs, hiking the scenic trails, or enjoying a picnic at one of the local parks, Mount Vernon has something for everyone.

For those looking to call Mount Vernon home, you'll be pleased to know that there are a variety of charming homes available for under $350,000. From cozy cottages to spacious family homes, this area offers a range of options to suit different lifestyles and budgets. With a low cost of living and a welcoming atmosphere, Mount Vernon is an excellent choice for first-time homebuyers, families, and retirees alike.

Experience the warmth of small-town living while enjoying the convenience of modern amenities in Mount Vernon, TX. Discover your dream home today and become a part of this close-knit community where every neighbor feels like family!

Newest Mount Vernon Homes under $350,000

$205,000

2 Beds ⋅ 1 Baths ⋅ 21405106 MLS

This beautifully maintained 2-bedroom, 1-bath home has been cared for with love and pride for years. Thoughtfully renovated throughout, it offers modern comfort while preserving its warm, welcoming character. Inside, you’ll find bright, inviting living spaces with fresh updates, a functional kitchen, and comfortable bedrooms. Every detail reflects the care the owners have poured into this home from the quality finishes to the thoughtful improvements that make daily living a pleasure. Outside, the generous half-acre lot provides plenty of room to breathe, play, and entertain. Enjoy peaceful mornings on the porch or create your own backyard oasis. A spacious storage building in the back offers excellent workshop, hobby, or extra storage space. Whether you’re a first-time buyer, looking to downsize, or seeking a peaceful retreat with room to grow, this lovingly updated home is ready for its next chapter. Don’t miss your chance to own this gem!

508 Fleming St, Mount Vernon

$315,000

4 Beds ⋅ 2 Baths ⋅ 21399019 MLS

Neat, solid 4-bedroom, 2-bath brick home with 2-car carport on about 1.38 acres, just over a mile from Mt. Vernon. This home features a split bedroom arrangement with the main suite on one side of the house and the other three bedrooms and a full bath on the other side. The vaulted great room has a wood-burning fireplace. A spacious dining area can accommodate a large table and is positioned just off the kitchen. The kitchen has lots of cabinet and counter space and includes an island. Appliances include an electric cooktop, double ovens a dishwasher and fridge. The utility room sits just behind the kitchen, and an adjacent outside door opens onto the carport. The back yard is surrounded by a privacy fence and also contains a metal 8x16 storage building.

26 County Road 2045, Mount Vernon

$107,100

2 Beds ⋅ 2 Baths ⋅ 21374589 MLS

This property features a one-story brick home on a large lot, an attached carport, and a covered patio. The home has three living areas with a large dining room. Good location in established neighborhood near the downtown area. The huge lot features a large backyard with partial fencing and various landscaping. The home has central heat and air and a metal roof. The home needs some TLC, however, the price reflects this.

402 Keith St, Mount Vernon

$199,000

2 Beds ⋅ 1 Baths ⋅ 21330855 MLS

Country Living Just Minutes from Historic Downtown Mount Vernon! Don’t miss this charming 2BR-1BA home situated on just over one acre just outside the city limits of Mount Vernon, Texas. Offering the perfect combination of country living & small town convenience, this home is ready for you to add your own personal style with your choice of paint & flooring. Inside, you’ll find an oversized kitchen & dining area featuring custom cabinetry that opens into a spacious living room, creating the perfect space for entertaining family and friends. The home also offers two generous bedrooms with walk-in closets & a beautifully designed custom bathroom. Enjoy peaceful East Texas mornings & evenings from the full length covered front & back porches overlooking the spacious yard. The property is fully fenced with a 5 foot chain-link fence, & includes a brand-new aerobic septic system, providing added value & peace of mind. Located only one minute from the shopping, restaurants, schools, and entertainment of downtown Mount Vernon, & just minutes from Lake Cypress Springs, this property is ideally positioned for enjoying everything East Texas has to offer. Conveniently located approximately 100 miles east of Dallas along Interstate 30. Whether you’re looking for your first home, a weekend getaway, or a peaceful place to call home, this property offers incredible potential and is priced to sell.

175 County Road 1010 Nw, Mount Vernon

$249,000

3 Beds ⋅ 2 Baths ⋅ 21298258 MLS

Welcome home to this beautifully maintained and updated property situated on a spacious half-acre corner lot in the heart of Mount Vernon! Conveniently located within walking distance of Mount Vernon ISD, this charming 3-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and modern updates. Inside, you'll find updated bathrooms, new windows, upgraded lighting, and a move-in-ready interior designed for easy living. The versatile floor plan provides plenty of space for family, guests, or a home office. Start your mornings in the bright and inviting sunroom, where you can relax with a cup of coffee while overlooking the expansive backyard and mature corner lot setting. Outside, the property continues to impress with a large storage building complete with electricity, an oversized carport for multiple vehicles, and a dedicated RV carport featuring a 30-amp hookup, perfect for storing your camper, trailer, or motorhome. Home also boasts a brand new roof completed in June of 2026. With its desirable location, practical updates, and exceptional outdoor amenities, this Mount Vernon gem is ready to welcome its next owner. Don't miss your opportunity to make it yours!

100 Vatra St, Mount Vernon

$214,900

3 Beds ⋅ 2 Baths ⋅ 21265712 MLS

Attention....New Roof installed July 2026. Welcome home to this charming 3-bedroom, 2-bath property tucked away on a quiet dead-end street with no drive-through traffic. Enjoy cozy evenings by the wood-burning fireplace and effortless indoor-outdoor living with French doors that open toa covered patio overlooking a large, fenced backyard—perfect for entertaining, pets, or play. The attached 2-car garage offers excellent functionality with built-in wall cabinets and a work shelf, plus extra side concrete parking ideal for an additional vehicle, boat, or camper. Outdoor enthusiasts will appreciate the raised garden beds, ready for your next growing season. Enjoy the small-town feel while still being conveniently close to schools, shopping, and local amenities. This home offers comfort, practicality, and value—all in a peaceful setting. The home no longer has solar panels. New pictures coming soon.

524 Park Ln, Mount Vernon

$290,000

3 Beds ⋅ 3 Baths ⋅ 21248385 MLS

Move-In Ready Living Without the Work — Newer Construction in Mount Vernon If you’ve been looking at homes and keep running into properties that need updating, repairs, or constant maintenance — this one offers a different experience. This 3-bedroom, 3-bath home was built with modern living in mind, giving you the benefit of newer construction without the wait or uncertainty of building. From the moment you walk in, you’ll notice the clean, open feel created by tall ceilings, natural light, and a layout that actually works for everyday life. Designed for comfort and efficiency, the home features full spray foam insulation, helping keep energy costs down while maintaining a comfortable indoor environment year-round. The kitchen and living areas flow naturally together, making it easy to relax, host, or simply enjoy the space without feeling closed in. Step outside to a fully fenced backyard — perfect for pets, outdoor time, or low-maintenance living. Tucked away on a quiet street, you get a sense of privacy while still being just minutes from downtown Mount Vernon. For buyers who want something that’s clean, functional, and ready to go without the projects — this home is worth a closer look.

109 Baker St, Mount Vernon

$285,000

3 Beds ⋅ 2 Baths ⋅ 21205535 MLS

BUILDING SOON! Don't wait on this new construction home located just outside the city limits of Mt. Vernon in Limousin Oak Trails Subdivision, and addition with minimal restrictions to protect your investment with no HOA. Located across from the Franklin County Sports Complex, this thoughtfully designed floorplan offers 1,436 sq. ft. of main living space and sits on a spacious half acre lot. Highlights include: 3 comfortable bedrooms & 2 full bathrooms Open-concept living area with modern finishes Attached 2-car garage Peaceful location with quick access to town amenities Perfect for first-time buyers or anyone looking for the convenience of new construction without city taxes. Home comes with a one-year builder's warranty issued from closing day!

118 Windjammer Rd, Mount Vernon

$275,000

3 Beds ⋅ 2 Baths ⋅ 21204357 MLS

CURRENTLY UNDER CONSTRUCTION! Don't wait on this new construction home located just outside the city limits of Mt. Vernon in Limousin Oak Trails Subdivision, and addition with minimal restrictions to protect your investment with no HOA. Located across from the Franklin County Sports Complex, this thoughtfully designed split floorplan offers 1,382 sq. ft. of main living space and sits on a spacious over half acre corner lot. Highlights include: 3 comfortable bedrooms & 2 full bathrooms Open-concept living area with modern finishes Attached 2-car garage Great location with quick access to town amenities Perfect for first-time buyers, or anyone looking for the convenience of new construction without city taxes. Home comes with a one-year builder's warranty issued from closing day! Picture is a rendering of the front exterior.

86 Windjammer Rd, Mount Vernon

$255,000

3 Beds ⋅ 2 Baths ⋅ 21205407 MLS

BUILDING SOON! Don't wait on this new construction home located just outside the city limits of Mt. Vernon in Limousin Oak Trails Subdivision, and addition with minimal restrictions to protect your investment with no HOA. Located across from the Franklin County Sports Complex, this thoughtfully designed split floorplan offers 1,283 sq. ft. of main living space and sits on a spacious half acre lot. Highlights include: 3 comfortable bedrooms & 2 full bathrooms Open-concept living area with modern finishes Attached 2-car garage Peaceful location with quick access to town amenities Perfect for first-time buyers, or anyone looking for the convenience of new construction without city taxes. Home comes with a one-year builder's warranty issued from closing day!

102 Windjammer Rd, Mount Vernon

$347,900

4 Beds ⋅ 2 Baths ⋅ 21170440 MLS

Looking for a place in the country but close to town? You found it with this one! Cute 4 bed, 2 bath brick home is on 4 acres with a nice pond, good pasture. Property has been fenced and cross fenced. There is a shop with a covered area for parking your lawn mower or tractor. And, if you own a small plane, there is an airport just down the road! Don't miss this one! Call today to schedule your private showing!

1960 County Road 1030, Mount Vernon

$128,000

3 Beds ⋅ 2 Baths ⋅ 21110280 MLS

CALLING ALL INVESTORS...Seller is New York Mutual and will finance with an approved loan. Welcome to this charming home! Boasting over 2,000 square feet of living space, this residence offers ample room for entertaining guests and creating lasting memories. Featuring 3 bedrooms and 2 baths, this home provides a cozy retreat. Step outside and relish the expansive almost half-acre lot, perfect for enjoying the outdoors and creating an oasis. This home is near dining, shopping, and Mount Vernon ISD, making it an ideal location for convenience and comfort. Don't miss the opportunity to make this house a home sweet home!

109 Olive St, Mount Vernon

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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