Palmer Homes under $700,000

Welcome to Palmer, Texas, a hidden gem nestled in Ellis County that perfectly balances small-town charm with modern conveniences. Known for its welcoming atmosphere and rich community spirit, Palmer offers residents a unique blend of tranquility and accessibility. Just a short drive from the bustling cities of Dallas and Fort Worth, this vibrant town provides the ideal setting for those seeking a peaceful retreat without sacrificing urban amenities.

Palmer boasts a variety of beautiful homes, many of which are attractively priced under $700,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a diverse selection of properties that cater to every lifestyle. From charming single-family homes with lush yards to modern designs with open floor plans, the housing market here is both affordable and appealing.

The community is enriched by local parks, recreational facilities, and a strong sense of togetherness, making it an ideal place to raise a family or enjoy a quieter lifestyle. Residents take pride in their town, participating in various local events and fostering a friendly environment that welcomes newcomers with open arms.

With its affordable housing options and a close-knit community, Palmer is not just a place to live; it’s a place to thrive. Explore the possibilities of calling this delightful town home, where you can enjoy the best of Texas living without breaking the bank. Discover your dream home in Palmer today!

Newest Palmer Homes under $700,000

$310,000

3 Beds ⋅ 2 Baths ⋅ 21410025 MLS

Extremely well kept 3 bedrooms, 2 bath home. Gourmet kitchen with handmade wood cabinets, granite counter-tops and more. Kitchen opens to living room. Wood plank, water resistant flooring in living, dinning and kitchen with tiled baths and carpet in all bedrooms. Large closets, large utility room. Corner lot, wood privacy fence around back yard. Recently replaced roof, storm gutters, garden shed will stay on property. Conveniently located minutes from IH45, shopping and restaurants.

202 Virginia Dr, Palmer

$250,000

3 Beds ⋅ 2 Baths ⋅ 21391538 MLS

Welcoming Palmer home on nearly half an acre..... Fully loved and updated, ready for its next chapter! The current owner has invested real time and money where it matters: roof updated, foundation repaired, fresh paint, and flooring. Although there are still a few details to address this home makes them worth it.. The layout is quiet the standout! The living area is deliberately separated from the kitchen, giving you that rare bit of privacy, a comfortable, functional flow that's hard to find in today's builds. With two generous guest bedrooms, each with good space to stretch out and make your own.Then there's the backyard.... Sitting on 0.459 acres, There's room for the kids to run, game nights, and plenty of space for family and friends to gather around. Ready get small-town warmth with an easy sense of community? This is a must-see, plain and simple. Come walk through and picture your life here! PSA: The photos have been virtually staged to help prospective buyers envision the property as their future home. All information is deemed reliable but not guaranteed. Buyer and buyer's agent to verify all information.

206 E Canton St, Palmer

$265,000

3 Beds ⋅ 2 Baths ⋅ 21394334 MLS

Welcome to 420 Choice Dr, a beautifully updated home situated on 0.65 acres outside the city limits of Palmer, TX. The home has been extensively updated throughout, offering a fresh, modern feel with numerous improvements both inside and out. Major updates include flooring completed in August 2024, a water heater replaced in 2024, HVAC system updated in 2023, and a roof replaced in April 2025. Exterior improvements include a covered front patio added in April 2025, a concrete slab added to the backyard patio area in May 2025, and a carport added in June 2024, attached to the detached garage for additional covered parking and storage. With a spacious lot and an extensive list of updates already completed, this property offers the space and comfort you’ve been looking for without the hassle of taking on major projects. Come see all that 420 Choice Dr has to offer! Ask about the FHA 100% Down Payment Assistance Program that's available!

420 Choice Dr, Palmer

$225,000

4 Beds ⋅ 2 Baths ⋅ 21391802 MLS

Photos coming soon, check out this 4 Bedroom 2 Bath location is great. Come see it and make it your own.

201 N Stacks St, Palmer

$345,000

4 Beds ⋅ 2 Baths ⋅ 21389965 MLS

Rate Buy down available for 5.59% Blowout Specials Phase II - Price improvement + Closing Costs! New Construction home - No HOA - in the Copper Penny Estates community in Palmer, TX! This stunning 4-bedroom, 2-bath home blends modern style with everyday comfort and is designed for both entertaining and family living. The gourmet kitchen is truly the heart of the home, featuring a gas cooktop, exposed stainless steel vent hood, granite countertops, abundant cabinetry, and a massive center island perfect for gathering. Luxury vinyl flooring flows throughout the main living areas, adding both durability and style. The open living room and breakfast area are filled with natural light and highlighted by a dramatic floor-to-ceiling tiled electric fireplace with heat blower and multi-color flame options, creating a striking architectural focal point. The private primary suite offers a tray ceiling, ceiling fan, and a spa-like en-suite bath complete with dual quartz vanities, soaking tub, separate shower, and a custom walk-in closet. A split-bedroom layout provides added privacy for the primary suite. Step outside to a large fenced backyard with a covered patio—ideal for relaxing evenings or weekend entertaining. Additional features include a spacious utility room with cabinets, utility sink, and drip area for added convenience. Located in the charming Copper Penny Estates community in Palmer, TX. Ask about Incentives

420 E Lamar St, Palmer

$689,000

3 Beds ⋅ 3 Baths ⋅ 21385195 MLS

Welcome to The Willow Creek Estate, situated on approximately 1.55 acres. The entire property is fully fenced offering privacy space and room to enjoy the land. Toward the back there’s a dedicated area for livestock giving you flexibility in how you use the property. The backyard is set up for enjoying Texas living with a private pool and plenty of room for entertaining. There’s also additional gravel parking beyond the fence, which is great for extra vehicles or guest. Inside the home, you will find a spacious and comfortable layout with high ceilings and plenty of natural light. A true walking in pantry keeps everything organized, the primary suite includes a large walking in closet featuring custom cabinetry that add style and functionally. The property also offers city water, city sewer and natural gas. All of this while still being an approximately 35 minutes from downtown DALLAS with quick access to I-45. With acreage a pool, fully fenced land, livestock space, extra parking and easy access to the city. This is a rare combination. It’s one that really deserves to be seen in person. No HOA, buyers are encouraged to verify any applicable requirements or restrictions.

1130 Willow Creek Rd, Palmer

$304,000

4 Beds ⋅ 2 Baths ⋅ 21375237 MLS

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $5,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 301 E Jefferson St is a Palmer residence with a functional layout. The kitchen features a walk-in pantry and stainless steel appliances, creating a well-equipped space for cooking and entertaining. Interior paint extends throughout, and a dedicated laundry room adds utility. The primary bathroom includes double sinks for everyday convenience and a jacuzzi tub. A covered patio extends the living space outdoors, flowing to a fully fenced backyard that creates ample room for relaxation and entertaining. An attached garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room. Home comes with a 100-Day Home Warranty

301 E Jefferson St, Palmer

$437,000

3 Beds ⋅ 2 Baths ⋅ 21358909 MLS

Rare opportunity to enjoy country living with room to spread out without giving up convenience! This fully updated 3-bedroom, 2-bath home sits on 2 beautiful acres outside city limits in the Palmer & Rockett area and is less than 10 minutes from the shopping, dining and amenities of Waxahachie and Red Oak. Located in Red Oak ISD, the home features a bright, open-concept floor plan with updated finishes throughout. The spacious living room offers vaulted ceilings with exposed beams, a fireplace and abundant natural light, flowing seamlessly into the updated kitchen and dining area. The primary suite includes a private en-suite bath with dual vanities, walk-in closets with built-ins and a large walk-in shower. A portion of the garage is currently converted into a 4th bedroom, home office or flex space and can be returned to the original garage configuration by the seller prior to closing if preferred. Outside, mature trees provide a beautiful country setting with plenty of room for animals, hobbies and outdoor living. Property features include a barn, chicken coop, covered back patio and gravel pad ideal for an RV, boat, trailers, toys or future shop (see updated photos—non-aerial). Bring your horses, animals, RV and boat - the possibilities are endless! Acreage properties this close to Waxahachie and Red Oak are hard to find. Enjoy the space and freedom of country living while staying just minutes from everything you need!

120 Sunrise Ct, Palmer

$300,000

4 Beds ⋅ 2 Baths ⋅ 21351824 MLS

Welcome home to this beautifully updated 4-bedroom, 2-bath home situated on an oversized lot in the peaceful community of Palmer! Located in a quiet, established neighborhood with no HOA, this property offers the perfect combination of comfort, flexibility, and convenience. Inside, you'll find an inviting open-concept layout featuring wood-look tile throughout the main living areas, recessed lighting, and a stunning modern kitchen designed for both everyday living and entertaining. The kitchen boasts granite countertops, a large island with a breakfast bar, a striking linear chandelier, abundant cabinetry, a stainless steel farmhouse sink, commercial-grade range, and matching stainless steel appliances, all opening seamlessly to the dining area. The versatile fourth bedroom offers endless possibilities and can easily serve as a home office, game room, or flex space to fit your lifestyle. The spacious primary suite features a walk-in closet and a private ensuite bath for your own retreat. Thoughtfully updated around 2022, major improvements include the HVAC system, roof, windows, water heater, refrigerator, dishwasher, and stove, offering peace of mind for years to come. Step outside to enjoy the fully fenced backyard with plenty of room to play, garden, or entertain. Additional highlights include a large 3-car carport, workshop, storage shed, and covered front and back patios. This move-in-ready home offers exceptional indoor and outdoor living with space for everyone.

611 S Dallas St, Palmer

$251,000

3 Beds ⋅ 2 Baths ⋅ 21345830 MLS

Welcome to this charming property, boasting a fresh interior paint job in a neutral color scheme that will complement any decor. The kitchen is a standout feature with an accent backsplash adding a touch of elegance. Partial flooring replacement ensures a modern touch throughout the home. The primary bedroom includes a walk-in closet. The fenced-in backyard offers privacy and a perfect space for outdoor relaxation. This property is a must-see for those seeking a home that combines style and comfort. Don't miss out on this gem! Included 100-Day Home Warranty with buyer activation.

112 Halifax Cir, Palmer

$388,900

3 Beds ⋅ 2 Baths ⋅ 21340223 MLS

Nicely updated home located in Palmer ISD - the highest ranked school district in Ellis County - sits on ABSOLUTELY BEAUTIFUL, HEAVILY WOODED 2.5-acre lot creating a PRIVATE RETREAT. Tree-lined driveway welcomes you thru remote controlled security gate. Enjoy a cup of coffee on the wrap around front porch spanning approx 250sf surrounded by lovely landscaping, mature trees & country wildlife. Inside, find attractive wood-look tile flooring in main living areas & bedrooms, 10-ft ceilings in kitchen & living, a WBFP with mantel & large double wide window framing the view. Beautifully updated kitchen features quartz counters, GE Café appliances that are less than 2 years old, gas cooktop, under-mount farmhouse sink, decorative backsplash, pantry, 36-inch cabinets, under-cabinet lighting, recessed lighting, pendant lighting over the peninsula & a vent hood with storage above. Primary suite offers a small walk-in closet & an adjacent hall closet for extra space. The en-suite bath includes custom lighting & fixtures, an amazing bath & shower set up, spacious medicine cabinet & stylish finishes. Guest bath features large walk-in shower & a bidet toilet seat. Additional features include a utility room with cabinets & extra storage, all new interior doors (except 2 closet doors), new front & rear entry doors, gutters with gutter guards on the home & garage, security cameras, abundant parking, & oversized detached garage with electric & built-in workbench which could also be a workshop, hobby space, or future man cave. 2 mature pecan trees, 3 young apple trees, & a plum tree. 2 raised garden beds, 4 exterior water faucets, outdoor storage closet, & separate storage shed with water & electric. Property boundaries extend into wooded areas - refer to survey included in listing photos. New 30-yr roof installed & full exterior paint completed! Small overflow pond with potential. Outside city limits! USDA Loan Qualified! Only 5 minutes to I-45 & 15 minutes to I-35 & 287.

1229 Epps Rd, Palmer

$649,000

7 Beds ⋅ 5 Baths ⋅ 21325132 MLS

FINAL PRICE REDUCTION! This could be your last chance to own this amazing versatile property! MOTIVATED SELLERS. BRING US AN OFFER. Looking for two independent homes on unrestricted acreage just 30 minutes from Downtown Dallas? Rare opportunity to own two fully independent residences on 2.768 acres in rural Palmer, Texas. Enjoy the freedom of country living outside the city limits with NO city property taxes and NO deed restrictions while remaining just minutes from I-45, Waxahachie, Ennis, and everyday conveniences. Each residence has its own address, electric service, water, septic system, and internet, allowing both homes to function completely independently—perfect for multigenerational living, extended family, guests, rental income, or a home-based business. The primary residence (built in 1995) offers 1,764 SF, 3 bedrooms, 2.5 baths, an oversized living room with a wood-burning fireplace, spacious kitchen and dining area, abundant walk-in attic storage, covered front and back porches, fresh interior paint and new carpet (Aug. 2026), plus a rear metal roof replaced in 2024. Protected by an American Home Shield Home Warranty. The second residence, a 2022 double-wide, offers 1,904 SF, 4 bedrooms, 2 baths, a concrete foundation system, an aerobic septic system, separate utilities, and its own address. Warranties on major items, hvac, appliances, septic, home. Additional improvements include a 36' × 35' two-stall barn, 24' × 8' workshop, 28' × 10' chicken coop, pipe fencing, fenced and cross-fenced acreage, and a electronic entrance gate. With only one neighboring residence and wide-open fields bordering the rear and east sides, you'll enjoy exceptional privacy and peaceful country views. Located in Palmer ISD—ranked one of the best school districts in Ellis County, this one-of-a-kind property offers flexibility, privacy, and endless possibilities rarely found this close to Dallas. Two homes.

626 Epps Rd, Palmer

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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