Payne Springs Homes for Sale

Welcome to Payne Springs, Texas, a hidden gem nestled in the heart of Henderson County. This charming lakeside community is known for its serene environment and friendly atmosphere, making it the perfect place to call home. With its picturesque views of Cedar Creek Lake, Payne Springs offers an idyllic retreat for nature lovers and outdoor enthusiasts alike. Imagine spending your weekends fishing, boating, or simply soaking in the sun by the water’s edge.

Payne Springs is not just about natural beauty; it also boasts a tight-knit community where neighbors become friends. The town is characterized by its welcoming spirit and a slower pace of life, making it an ideal setting for families, retirees, and anyone seeking a peaceful escape from the hustle and bustle of city living. Local parks, quaint shops, and community events foster a sense of belonging that is hard to find elsewhere.

For those interested in making this charming town their home, there are a variety of homes for sale that cater to different lifestyles and budgets. Whether you’re looking for a cozy cottage by the lake, a spacious family home, or a modern retreat with all the amenities, Payne Springs has something for everyone. With its affordable real estate options and potential for growth, now is the perfect time to invest in your dream home in this tranquil Texas community.

Explore the beauty of Payne Springs and discover the perfect home that suits your lifestyle. Your dream home awaits in this delightful lakeside town!

Newest Payne Springs Homes for Sale

$199,000

3 Beds ⋅ 2 Baths ⋅ 21376724 MLS

Opportunity awaits at 110 Hidalgo Loop! This 3-bedroom, 2-bath home sits on two lots, offering plenty of space to make it your own. The property features a 2-car garage, a functional floor plan, and room to bring your ideas to life. Located near the lake in a subdivision with access to a community boat ramp, you'll have the opportunity to enjoy lake days just minutes from home. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this property offers plenty of possibilities and is ready for its next chapter!

110 Hidalgo Loop, Payne Springs

$325,000

2 Beds ⋅ 2 Baths ⋅ 21372302 MLS

Space, Functionality & Country Living in a Convenient Location! From the moment you step inside, you’ll appreciate the generously sized rooms and open-concept layout designed for comfortable everyday living and entertaining. This well-maintained home offers spacious bedrooms with walk-in closets, along with abundant storage throughout to keep everything organized and within reach. The screened-in back porch provides the perfect spot to relax, unwind, and enjoy the peaceful outdoor setting. Outside, the property continues to impress with a two-car carport, barn, storage container, and storm shelter—providing plenty of space for vehicles, equipment, hobbies, and additional storage. A gated entrance and fully fenced property add both privacy and functionality. Conveniently situated with frontage directly on Farm to Market Road 316, the property offers easy access to surrounding communities and everyday amenities. With spacious living areas, exceptional storage, versatile outbuildings, and plenty of room to spread out, this property offers the space and functionality you’ve been looking for!

6031 Fm 316, Payne Springs

$320,000

3 Beds ⋅ 3 Baths ⋅ 21365721 MLS

Welcome to 170 Sierra Madre, a beautifully designed 2024 built contemporary home offering approximately 2,000 sq. ft., 3 bedrooms, and 2.5 baths. Step inside to an inviting open concept layout filled with stylish details, including hardwood floors, designer lighting, quartz countertops, soft-close cabinetry, a generous kitchen island, and walk-in pantry perfect for both everyday living and entertaining. Upstairs, the spacious primary suite offers a relaxing retreat with dual sinks, an ensuite bath, and walk-in closet. Outside, enjoy a privacy fenced yard, 2 car garage, and peaceful lake views. The real bonus? Del Mar residents enjoy access to a private boat ramp, fishing pier, park, and pavilion on Cedar Creek Lake. Spend your weekends boating, fishing, or simply taking in the water views all while enjoying the comfort of a modern home just minutes from the lake.

170 Sierra Madre St, Payne Springs

$149,000

4 Beds ⋅ 1 Baths ⋅ 21365885 MLS

INVESTORS,,,If your looking for a fix and flip then this might be for you. The house has good bones but does need work. One of the rooms is a good spot to add another bathroom so it would be a three bedroom 2 bath if you chose to do that. The house appears to need a little leveling and it sets on a nice almost half an acre lot. There is no survey and sellers will not do any repairs. Sellers will look at all offers.

121 Dardenwood Way, Payne Springs

$749,900

3 Beds ⋅ 2 Baths ⋅ 21349952 MLS

Wake up to deep water, wide-open views, and the rare bonus of two waterfront lots. This property is located on over 150 feet of deep water centrally located on Cedar Creek Reservoir. Room for the RV, room for the boats, and nearly half an acre on the lake. There are two boat houses that have been redone that include lifts that will accommodate 2 boats and 2 jet skis, a large back deck perfect for gatherings, a covered patio near the water ideal for crawfish boils and fish frys, a gazebo near the water with electricity and three outbuildings providing lots of storage for a variety of needs. Additional features include two driveways, fenced yard, patio wired for a hot tub, and new HVAC. The home is 3 bedrooms, 2 baths, with an open floor plan. Each room has been remodeled. The kitchen has beautiful concrete countertops, plenty of cabinets, kitchen island, gas cooktop, double oven and new dishwasher. The living area has wood floors, a beautiful pine ceiling and opens to a large enclosed back patio with cedar walls and ceiling looking out on the beautiful open water and has great sunset views. It is conveniently located near Gun Barrel City amenities and has a neighborhood boat ramp close by. This property is ready and waiting for the perfect full-time resident or weekender looking to have a great place to escape and relax. The second lot has its own address and would be great for a guest house, workshop or RV storage as permitted by deed restrictions.

250 Whispering Oaks Trl, Payne Springs

$299,900

3 Beds ⋅ 3 Baths ⋅ 21347215 MLS

Move-in ready and thoughtfully built with quality craftsmanship, this custom new construction home offers 3 bedrooms, 2.5 bathrooms, and 1,692 square feet of well-designed living space. Every detail was carefully selected to create a home that is both functional and timeless. The open-concept floor plan is highlighted by soaring vaulted ceilings, abundant natural light, and modern decorative lighting throughout. The kitchen is designed for both everyday living and entertaining, featuring custom cabinetry, a spacious walk-in pantry, generous prep space, and a full suite of stainless steel appliances that convey with the home. The private primary suite offers vaulted ceilings, a spa-inspired ensuite bath, and an oversized walk-in closet with exceptional storage. Custom cabinetry continues throughout every bathroom, adding a cohesive, elevated finish to the home. Additional features include a dedicated laundry room with full-size washer and dryer hookups, a convenient half bath for guests, a smart thermostat, and quality finishes throughout. Located just minutes from Cedar Creek Lake, you'll enjoy easy access to boating, fishing, waterfront dining, and outdoor recreation while still being close to everyday conveniences. If you're looking for a custom-built home that combines thoughtful design, modern finishes, and true move-in-ready convenience, this home is one you won't want to miss!

113 Nina St, Payne Springs

$265,000

3 Beds ⋅ 2 Baths ⋅ 21315263 MLS

STOP SCROLLING... Lake views, new construction, and an unbeatable price! If you've been dreaming of the lake lifestyle without the waterfront price tag, this is the home you've been waiting for. Enjoy beautiful lake views from your backyard while living in a community that offers **private lake access and a private boat ramp** exclusively for residents. Picture yourself starting the day with peaceful water views, spending weekends boating or fishing, and coming home to a brand new home designed with modern finishes, quality craftsmanship, and an open concept layout that's perfect for entertaining or everyday living. The builder is putting the finishing touches on the home, including completing the grass, and can also install a fence upon request so you can personalize your outdoor space. Homes that combine NEW construction, lake views, community lake access, and an incredible price are incredibly hard to find. Whether you're searching for your forever home, a weekend retreat, or an investment opportunity, this one is sure to impress. Schedule your private showing today and experience why this hidden gem won't stay on the market for long!

134 Sierra Madre St, Payne Springs

$487,000

2 Beds ⋅ 2 Baths ⋅ 21314127 MLS

Welcome to this charming, fully renovated 2-bedroom, 2-bath home, perfectly situated on a quiet cul-de-sac just two lots from the community boat ramp and dock. Thoughtfully updated throughout, this charming home features luxury vinyl plank flooring in the living room and bedrooms, creating a warm and inviting atmosphere. The kitchen has been tastefully remodeled with sparkling white quartz countertops, a matching backsplash, a new stainless steel sink, and a clean, contemporary design that's perfect for everyday living. Plantation shutters throughout the home add timeless style and character. Both bathrooms have been completely renovated down to the studs and feature beautifully tiled showers, new vanities, and modern finishes. A bright sunroom provides additional living space, perfect for relaxing or enjoying views of the lake year-round. Step outside to a 19ftX19ft screened-in covered porch that opens onto a spacious deck, creating the ideal setting for entertaining family and friends. The backyard also features a fire pit area and a concrete pad with existing electrical service, ready for a future hot tub or spa. Down at the water, you'll find a boat slip with straps and a durable steel retaining wall, making lake living easy and enjoyable. When lake is at full pool water level is approx 3 feet deep. Most furnishings are negotiable with an acceptable offer, offering the opportunity to enjoy this move-in-ready lake retreat with minimal effort.

110 Henderson Harbor Cir, Payne Springs

$249,900

3 Beds ⋅ 2 Baths ⋅ 21280612 MLS

Recently renovated, move-in ready! Beautiful lake view, channel front home, Del Mar subdivision in Payne Springs. Remote, quiet, wooded, deed restricted, LOW POA fees. Recently repaved asphalt streets. Well maintained and locked POA boat launch 500’ away on same street. LARGE 60x251x90x185 (.3 acre) lot. Long aggregate driveway, ample front parking space. Two-car detached, heavy-duty steel carport with electric outlet and motion sensor lights. Decorative flagstone walk up. Attractive landscaping. Wooden deck front porch with waist high handrails, solar lighting on posts. Large, 400’ sq. Ft. plus, wooden split-level rear deck with steel roof, red iron frame, multiple GFC electrical outlets, two new ceiling fans, and lighting. Double lofted storage shed with internal lighting and outlet, as well as external motion lights, in back yard, recently painted. Raised hearth, natural stone surround, wood burning fireplace insert. Granite countertops in large, open kitchen. Spacious primary bedroom and closet. Dark walnut color wood flooring in all non-carpeted areas. Three corner under cabinet “lazy susan” style layered shelves for maximized storage. Outstanding investment opportunity for short term rentals! Owner will consider carry. Buyer and buyers agents to confirm short term rental eligibility, seller makes no representation thereof.

124 Armada Loop, Payne Springs

$699,950

3 Beds ⋅ 2 Baths ⋅ 21278477 MLS

TURN-KEY CEDAR CREEK LAKE INVESTMENT Rare opportunity to own a fully operational, income-producing waterfront retreat just one hour southeast of Dallas. This established Airbnb has three years of rental history, a 4.74-star guest rating, and Superhost status that transfers to the new owner. Step in and start earning from day one. Set on a huge, flat double lot in the desirable Del Mar subdivision, the property offers two separate dwellings: a 2-bedroom, 1-bath main home with fully equipped kitchen and cozy lake-view living area, plus a detached guest house studio with full bath and kitchenette, perfect for hosting extended family, accommodating larger guest groups, or capturing premium rental rates with private accommodations for up to 12. WATERFRONT FEATURES that set this property apart: private boat dock with lift for effortless launching, a community boat ramp located right next door for unmatched water access, expansive deck with stunning Cedar Creek Lake views, and a tucked-away cove location that delivers the peace and tranquility today's lake buyers are searching for. The double lot provides rare flexibility with room for outdoor entertaining, future expansion, RV or boat storage, or simply unobstructed space to enjoy lake living. Del Mar residents enjoy POA access to a community park, pavilion, and private boat ramp with fishing pier. FURNISHINGS AND BOAT WITH TRAILER NEGOTIABLE! The seller is open to packaging the home as a true lake life turnkey opportunity, including high-end touches already in place (Moccamaster coffee maker, 600 thread count linens, feather duvets, record player, Bluetooth speakers, fully stocked kitchens, family-friendly amenities). Bring your suitcase, take over the booking calendar, and start enjoying immediate cash flow. Cedar Creek is Texas's fourth-largest lake with 320 miles of shoreline, world-class bass and catfish fishing, and easy access via US-175. Showings require advance notice to work around active bookings.

170 Armada Loop, Payne Springs

$699,000

4 Beds ⋅ 2 Baths ⋅ 21230704 MLS

Whet Your Appetite!!!! Fully furnished 4-2-2 plus 2 living areas, sleeps up to 13 people! A lot for your bucks! Split level home with a beautiful wall of windows looking out into the soul of Cedar Creek Lake. Take a look at this one for all of your summer's needs! Boats and jet ski are available upon separate agreement. This one is truly turn-key ready....just bring your summer beverages and your toothbrush and start having some fun! There is also a storm shelter on front side of house for the somewhat scary moments.

256 Whispering Oaks Trl, Payne Springs

$190,000

4 Beds ⋅ 2 Baths ⋅ 21232447 MLS

Nestled in a sought-after waterfront neighborhood, this cozy 4-bedroom, 2-bathroom home sits on two oversized lots, offering a massive backyard found near Cedar Creek Lake. While the home needs some TLC, it is packed with high-value features, including a large kitchen island perfect for entertaining and a primary suite featuring a modern walk-in shower. Outside, you’ll find a 2-car bay detached garage and an additional storage building, providing plenty of room for vehicles, tools, and lake toys. Best of all, you’re just moments away from the water with convenient access to the community boat ramp. Whether you’re looking for a primary residence or a weekend getaway to flip and customize, this property offers incredible bones and even better location.

303 Whispering Oaks Trl, Payne Springs

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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