Point Homes under $400,000

Welcome to Point, Texas – a hidden gem nestled in Rains County that perfectly blends small-town charm with modern convenience. Known for its friendly community and picturesque landscapes, Point offers a serene lifestyle that appeals to families, retirees, and anyone looking to escape the hustle and bustle of city life. With its proximity to Lake Fork and Lake Tawakoni, outdoor enthusiasts will find ample opportunities for fishing, boating, and hiking, making it an ideal location for those who appreciate nature.

In Point, you’ll discover a range of beautiful homes under $400,000, making it an attractive option for first-time buyers and those seeking affordable living without compromising on quality. These homes often feature spacious yards, inviting interiors, and the potential for customization, allowing you to create your dream space. Whether you’re looking for a cozy cottage or a more expansive family home, Point has something to offer everyone.

The community is also rich in local amenities, including charming shops, delightful eateries, and parks that foster a sense of togetherness. With a strong sense of community spirit, residents often gather for local events, fostering friendships and connections that make Point feel like home.

If you’re searching for a peaceful retreat with affordable housing options, look no further than Point, Texas. Embrace the tranquility and warmth of this delightful town, where your dream home awaits just around the corner. Discover the perfect blend of comfort, community, and affordability in Point today!

Newest Point Homes under $400,000

$250,000

5 Beds ⋅ 2 Baths ⋅ 21366438 MLS

Investor Opportunity! A fixer-upper for investors or buyers looking fora fixer-upper with the potential to create their own country retreat. This property offers a peaceful rural setting, along with a pool that is currently not operational but could be restored and brought back to life. With some vision and improvements, this property has the potential to become a wonderful country home or investment.

6214 Fm 47, Point

$329,900

3 Beds ⋅ 2 Baths ⋅ 21390315 MLS

Enjoy the peace and privacy of country living with plenty of space between you and the neighbors. Located in Point, TX, this 2013-built home offers 3 bedrooms, 2 bathrooms and plenty of comfortable living space. The home features 6-inch Styrofoam-filled walls for high efficiency and reasonable utilities. Home has metal roof and hardy board siding, laminate flooring throughout the main living areas with carpet in the bedrooms, an open living room, dining area and kitchen with a convenient breakfast bar. Propane gas, mini split AC, 5' x 13' covered front porch, 16' x 20' covered back patio, fenced backyard, attached garage, 20' x 20' detached carport and a 16' x 24' workshop with a window AC unit. With its peaceful setting, privacy and useful outdoor spaces, this property is a great place to enjoy the best of country living while still being close to the conveniences of Emory and Rains ISD schools. World Famous Lake Fork Just 15 minutes away! Bring all offers. Buyer to verify any and all information.

3085 W Fm 2975, Point

$399,999

3 Beds ⋅ 3 Baths ⋅ 21387054 MLS

15± ACRES IN POINT, TX! Discover the perfect blend of open space, wooded privacy, and country living on this beautiful property featuring two parcels totaling approximately 15 acres, with 10 acres currently AG exempt. The cross fenced acreage is ideal for animals and offers a versatile mix of open pasture and wooded areas, providing plenty of room to roam, graze, or simply enjoy the peaceful surroundings. A horse shelter and two ponds add to the property's functionality and rural charm. The 1330 square foot home offers 3 bedrooms, 3 full baths, and a bonus room, with the primary bedroom conveniently located on the first level. Upstairs, you'll find the spacious bonus room along with an additional full bath, offering flexibility for a home office, guest space, game room, or retreat. Whether you're looking for room for animals, recreational space, or a peaceful country homestead, this property offers plenty of possibilities. Enjoy the privacy and freedom of acreage while being just minutes from Lake Tawakoni for boating, fishing, and outdoor recreation. A rare opportunity to own 15± acres in the Point area with a combination of pasture, woods, water, and a functional home. Price reflects both parcels together. Please see MLS #21391583 for additional parcel.

7263 State Highway 276, Point

$85,000

1 Baths ⋅ 21382104 MLS

This home offers an open-concept floor plan while maintaining excellent bedroom privacy—no bedrooms open directly to the living area. The home also offers an abundance of storage throughout, the spacious laundry room provides ample room for multiple freezers, while the garage includes a dedicated work area and generous storage with convenient access from the backyard. The level, solid pier-and-beam foundation adds peace of mind, while granite countertops in the kitchen and baths give the home a fresh feel. Don't miss the opportunity to see all this home has to offer!

370 Locust St, Point

$295,000

2 Beds ⋅ 2 Baths ⋅ 21341437 MLS

Country Farmhouse on 2.2 Acres. Looking for a peaceful home in the country? This quaint 2-bedroom, 2-bath farmhouse sits on 2.2 fully fenced and gated acres in Point, set back about one-tenth of a mile from the road for added privacy. The home has been thoughtfully updated over the past six years, including a roof and HVAC-Heat pump replacement in 2020. Property Features and Potential include: No Deed Restrictions, Room to enjoy, expand, and make it your own. Water spigots line one side of the driveway, making it an ideal spot for a garden. The opposite side could easily be extended with additional fencing, creating space for farm animals or even a future second home. · Open dining area connected to the living room and kitchen, with the option to convert it into a separate enclosed room · Only 3 miles from the nearest public boat ramp, making it convenient for family gatherings and lake outings · Front porch views of beautiful sunrises and back deck views of stunning sunsets · Equal distance from Greenville, Quinlan, and Emory, with Rockwall about a 40-minute drive away · Located in Rains County, known for some of the lowest property taxes in the area, Cash utility District furnished water. Peaceful Rural Living at its best. If you are ready to step away from the hustle and bustle of city life, this property offers the privacy, space, and country charm you have been looking for. Don’t let this one get away. Listing Agent is Seller.

2454 Rs County Road 1402, Point

$190,000

3 Beds ⋅ 2 Baths ⋅ 21359528 MLS

Double Wide on large corner lot right on the highway. This house was once used for commercial purposes as a tire shop utilizing the large shop out back. Most of the floors have been redone including the subfloors. All appliances are staying with the house. The owner is still doing minor repairs. There are window units in each bedroom and in the living room along with central heat. The house could use a little TLC.

548 E Us Highway 69, Point

$183,000

3 Beds ⋅ 2 Baths ⋅ 21351226 MLS

Cute custom 3-bedroom, 2-bath home that is ready for all buyers! Open floor plan, stainless steel appliances, granite countertops, easy care flooring throughout, covered front porch, carport and on an oversized corner lot. Some photos have been virtually staged. This is a Fannie Mae Homepath property.

475 Locust St, Point

$170,000

1 Beds ⋅ 1 Baths ⋅ 21345804 MLS

Come see this beautifully maintained 1 bedroom 1 bath home on nearly an acre of partially fenced land. This is an ideal home for downsizers. Low maintenance living in a quiet neighborhood where most neighbors know each other. Mature trees provide nicely shaded areas for outdoor entertainment.The peaceful sounds of nature can be heard, and wildlife wanderers can be seen. Windows and entry storm door were professionally installed in 2025, and the HVAC system is less than 4 years old. House and storage are covered with metal roofs. Plenty of parking available with a circular drive and additional 2-car carport. Buyer and Buyer's agent to conduct their own due diligence. Seller and Seller's agent make no guarantees herein.

1133 Rs County Road 1525, Point

$225,000

3 Beds ⋅ 2 Baths ⋅ 21342522 MLS

Nestled in the peaceful countryside of Point, this 3-bedroom, 2-bath home sits on almost 2 beautiful acres in highly desired Rains Independent School District. Enjoy the privacy and quiet of country living while still being conveniently located to nearby amenities. This property offers endless potential with plenty of room to make it your own — bring your ideas and updates to transform this home into your dream country retreat. Spacious outdoor areas provide room for gardening, recreation, pets, or additional improvements. If you’re looking for peaceful surroundings, acreage, and opportunity, this is one you won’t want to miss!

450 Rs County Road 4480, Point

$365,000

3 Beds ⋅ 2 Baths ⋅ 21337008 MLS

Country living awaits on this 14.1 acre property in Point, TX. This 3 bed, 2 bath manufactured home offers 1,568 sq ft of comfortable living space, hardwood flooring, and stone and masonry exterior accents. Enjoy a carport for covered parking and wide open acreage perfect for gardening, livestock, or recreation. Located on State Hwy 276 with easy access, yet plenty of privacy. Zoned for Rains ISD. Bring your vision and make this Texas homestead your own. Showings in the week must be after 6pm.

6264 State Highway 276, Point

$385,000

6 Beds ⋅ 3 Baths ⋅ 21330706 MLS

A beautifully practical home that was redesigned with family and functionality in mind. The spacious ranch style offers open concept living with the kitchen, dining and living room centered at the heart of the home, and a split bedroom floor plan to allow everyone their own private retreat. The sellers recently added about $20k in improvements, including an updated primary shower and improved HVAC. Other timeless upgrades include vaulted ceilings, a cozy Austin stone fireplace, gas range, classic white kitchen cabinets, custom pantry door, and separate laundry room with ample storage. Outside enjoy the expansive 1.3 acre lot with enough room to play, garden or even raise a few small animals. Additional storage is available in the small shed. Here you can enjoy small town living without the sacrifice of modern conveniences or outdoor fun. Located between 2 of East Texas’ most renown lakes – Lake Fork and Lake Tawakoni, you’re only a short drive to experience weekend lake life, the many amenities that Lone Oak or Emory have to offer and only 90 miles from DFW. Come see why Point, TX is a great place to call home.

221 S Ave C, Point

$180,000

3 Beds ⋅ 2 Baths ⋅ 21324910 MLS

Welcome to your beautiful country retreat in Point, Texas! Nestled on approximately 1.4 acres, this move-in-ready home offers the perfect blend of peaceful country living with modern updates and is conveniently located just minutes from the lake. This spacious home features an open concept living area, generously sized bedrooms, and plenty of room for entertaining family and friends. Step outside and enjoy the expansive yard, offering endless possibilities for outdoor activities, kids to play, gardening, or hosting unforgettable weekend gatherings under the Texas sky while taking in the peaceful surroundings. You'll appreciate the extensive updates that provide peace of mind for years to come, including a new HVAC system and ductwork 2024, energy-efficient windows 2023, 2-inch blinds 2023, new roof 2022, water heater 2022, gutters 2025, new flooring 2026, interior updates 2026, and beautifully updated countertops and sinks 2026. The property also features a spray foam insulated shop or storage building completed in 2026, perfect for hobbies, storage, a workshop, or additional workspace. The land was thoughtfully cleared in 2025, maximizing the usable space while maintaining the beauty and privacy of the property. Whether you're looking for a full-time residence or a peaceful weekend escape, this property offers the best of country living with the convenience of nearby recreational opportunities. If you've been searching for space, privacy, modern updates, and room to make lasting memories, this exceptional property checks all the boxes. Don't miss your opportunity to make this Texas country retreat your next home! schedule your private showing today!

337 N 1st St, Point

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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