Winnsboro Homes under $700,000

Welcome to Winnsboro, Texas, a charming small town that beautifully blends Southern hospitality with a vibrant community spirit. Nestled in the heart of East Texas, Winnsboro is renowned for its picturesque landscapes, friendly neighbors, and rich history. With a population of just over 3,000, this quaint city offers a peaceful retreat from the hustle and bustle of larger urban areas, making it the perfect place to call home.

Winnsboro is not only known for its serene environment but also for its thriving arts scene and local events. The city hosts the annual Winnsboro Rodeo, as well as various art festivals that showcase the talents of local artisans. The historic downtown area is filled with delightful shops, cafes, and restaurants, providing a welcoming atmosphere for both residents and visitors alike.

For those seeking a home in this idyllic setting, Winnsboro offers a variety of properties under $700,000. Whether you’re looking for a cozy cottage with a charming front porch or a spacious family home with modern amenities, you’ll find an array of options to suit your lifestyle and budget. The real estate market here provides excellent value, ensuring that you can enjoy the tranquility of small-town living without breaking the bank.

Winnsboro’s strong sense of community, coupled with its affordable housing options, makes it an ideal destination for families, retirees, and anyone looking to escape to a peaceful environment. Come explore all that this delightful city has to offer, and discover your perfect home in Winnsboro, Texas!

Newest Winnsboro Homes under $700,000

$599,000

3 Beds ⋅ 2 Baths ⋅ 21408192 MLS

This waterfront property starts with a custom designed floor plan that maximizes fabulous views of Lake Winnsboro open water, in addition to the expert craftsmanship of this 3BR-2BA 2 car garage home. A wonderful feature is this dream kitchen refined by gorgeous cabinets & counters, top of the line Stainless Steel appliances & a separate dining room. Spoil yourself with a primary suite that overlooks the lake, and has a walk-in shower and walk-in closet. Each room is easily accessed by 36inch wide doors. Neutral colors with bold accents and modern finishes creates eye appeal at first glance. Good quality wood-look laminate floors are in great condition. The utility room is also an office set-up ready for computer and accessories. Located on a quiet country road, maintained by Wood County, it's setting is an area of well groomed neighboring properties. This lakefront home is sustained by a retaining wall, and is equipped with a spacious deck and covered boat house. Excess rainwater is handled by gutters, downspouts and French drains. Enjoy the convenience of a screened back deck adding comfort to warm evenings. A gas log fireplace in the living room adds coziness and warmth as evenings grow colder. 200 SF storage building with lean-to on site. In short, this house is a 'Sugarplum'. Ask what's the difference between a 'Lakehouse' and 'A Home on the Lake' , then come see for yourself! By appointment.

432 S County Road 4837, Winnsboro

$199,999

3 Beds ⋅ 2 Baths ⋅ 21404186 MLS

Classic charm meets thoughtful updates in this 3-bedroom, 1.5-bath Winnsboro home offering 1,306 square feet of inviting living space! Located in an established neighborhood just west of downtown, this home combines the character of an older home with several significant recent improvements. Inside, beautiful refinished hardwood floors flow through much of the home, while spacious living and dining areas provide plenty of room to gather. The kitchen offers abundant cabinetry, updated countertops and finishes, a breakfast bar, and plenty of workspace. A brick fireplace adds even more warmth and character. The seller has invested in several major improvements, including a new roof in 2024, recent house leveling and replacement of floor joists, replacement of drain lines beneath the home, updated plumbing under the kitchen sink, and additional attic insulation added in 2026. The ceilings, carport, and walls have also been freshly painted, with additional updates made to the kitchen and bathrooms. Outside, mature trees give the property an established feel, while the large fenced backyard provides plenty of room for pets, gardening, entertaining, or weekend BBQs with family and friends. Conveniently located between Hwy 11 and Pine Street, you're just minutes from historic downtown Winnsboro and its locally owned shops, restaurants, Farmers' Market, and Winnsboro Center for the Arts. With classic character, generous outdoor space, and many of the big-ticket improvements already completed, this Winnsboro home is ready for its next chapter!

514 Mcmillan Dr, Winnsboro

$449,000

5 Beds ⋅ 3 Baths ⋅ 21395994 MLS

Country living at its finest! Seclusion and privacy! Bring your horses, cows, goats, and chickens! More than 22 acres of land gives you plenty of space to farm and roam! The home is over 2400 square feet, so plenty of space inside to entertain, relax, and unwind! This spacious 5-bedroom or 4-bedroom plus an office has an open floor plan that is perfect for entertaining! The large kitchen boasts an island that is big enough for your Thanksgiving feast! The kitchen features plenty of cabinet space and a huge pantry! The owners' suite is separate from the other bedrooms, offering solace and making this a true retreat! The two large living areas are both warm and welcoming! The property has several sheds, and two of them have electricity! There is also a second septic tank that you could add another dwelling. The property also has a feed barn and a tack shed. Pecan trees, peach trees, pear trees, and apple trees make this the perfect place to call home! There is also a creek at the back of the property. The back deck is covered, and the view is amazing! Winnsboro is known for one of the best Farmer's Markets around. Winnsboro also has a Rodeo that is known for its family-friendly atmosphere and its famous concession stand, known locally for providing food and hometown hospitality! This home has it all!

1262 Fm 1647, Winnsboro

$365,000

3 Beds ⋅ 1 Baths ⋅ 21390959 MLS

Escape to the woods! Tucked among the trees in gated 4D Estates, this beautifully remodeled 3 bedroom, 1 bath home offers thoughtful design, abundant natural light and incredible outdoor living. Built in 1992 and extensively remodeled in 2024, the home also features a roof installed in July 2025. Inside, an open concept floor plan and expansive windows showcase the surrounding woods, creating a seamless connection between indoors and out. LVP flooring flows throughout the living spaces. The kitchen features imported Brazilian countertops, stainless steel KitchenAid appliances, gas cooktop and stainless vent hood. The spa inspired bathroom features a glass enclosed tiled shower, tiled flooring, warm natural wood walls and tongue and groove ceilings. Outside, a 12 foot wraparound deck, covered deck and patio create plenty of space for relaxing and entertaining, while a path through the woods leads to lake access. For the gardener or anyone dreaming of a more self sufficient lifestyle, the property offers an incredible setup with a custom greenhouse featuring natural wood framing, growing benches and shelving. Multiple raised and container garden beds, trellises and established plantings provide room to grow vegetables, herbs, flowers and more. Enjoy persimmons, peaches, tomatoes, blackberries, blueberries, onions and other homegrown favorites. A chicken coop and custom outdoor pizza oven add even more character. The insulated 20x28 shop offers electricity, a bay door, pass through door and 12x20 lean to. A separate heated and cooled office features tile flooring and large picture windows. A two car carport provides covered parking. A truly one of a kind property designed for enjoying the outdoors, growing your own food and embracing a little piece of country life.

320 Pr 8585, Winnsboro

$460,000

3 Beds ⋅ 2 Baths ⋅ 21389297 MLS

Like-new custom home near beautiful Lake Winnsboro! Tucked away in the quiet and peaceful Waddleton neighborhood, this 3-bedroom, 2-bath home offers the perfect combination of comfort, space, and location. The versatile office or gym provides even more flexibility and could easily be converted into a 4th bedroom. Sitting on a desirable corner lot, this home features a fenced backyard perfect for pets, entertaining, or simply enjoying the outdoors. The attached 1-car garage is just the beginning—the spacious shop offers plenty of additional room for extra vehicles, your boat, ATVs, lake toys, or hobbies. Love the lake life? You’ll appreciate being right next to Lake Winnsboro, where fishing, boating, and relaxing days on the water are just minutes away. With its like-new condition, custom feel, flexible floor plan, fantastic shop space, and peaceful setting, this one checks all the boxes. Come see why this could be the perfect place to call home!

129 County Road 4847, Winnsboro

$350,000

3 Beds ⋅ 2 Baths ⋅ 21377579 MLS

Want to see what country living is all about? Come see this 3 bedroom, 2 bath manufactured home on 20 acres, located just a few miles from historic Winnsboro, Texas. Timber clusters and open fields will provide a perfect, peaceful, secluded setting. This property has no restrictions for building and or raising livestock. With a pond and a well, you have enough water for your home, pets AND livestock!

195 County Road 2468, Winnsboro

$145,999

2 Beds ⋅ 1 Baths ⋅ 21374930 MLS

A DIAMOND in the rough! Nestled among mature trees and surrounded by the private and quiet beauty of East Texas, this charming country home on little over half acre 0.6, 2 beds, 1 full bath offers a wonderful opportunity to enjoy a slower pace of life with plenty of outdoor space. This home features recently refreshed new updated kitchen cabinets and new countertops and fresh interior paint throughout. An additional outbuilding, detached garage adds extra versatility for storage, hobbies, equipment, or workshop. Whether you're looking for a primary residence, weekend getaway, rental property, or investment opportunity, this property offers flexibility for a variety of uses. INVESTORS will appreciate the opportunity to add value and explore its potential as a long-term rental or renovation project. Enjoy the tranquility of country living while still being within reach of Winnsboro's local amenities.

148 County Road 4988, Winnsboro

$265,000

3 Beds ⋅ 2 Baths ⋅ 21367444 MLS

Beautiful 3 bed 2 bath brick home close to downtown, updated and immaculate...Mid-Century Modern...Stainless steel refrigerator, huge granite island with seating...vaulted ceiling in kitchen and living area...decorative lighting in kitchen, stainless vent hood...stacked washer.dryer...all laminate flooring, brick fireplace with gas logs...sliding doors in living area: PLEASE DO NOT OPEN...fenced back yard off primary bedroom...huge deck on back of home...attached 2 car covered parking with storage room...Winnsboro is a quaint little town with lots of friendly people...great place to raise a family or retire...home is now being used a an active Air BnB...all information is available for investors...

306 E Pne, Winnsboro

$145,000

3 Beds ⋅ 2 Baths ⋅ 21358870 MLS

Charming and beautifully updated, this 3-bedroom home offers modern style with timeless appeal on a spacious in-town lot! Step inside to find updated flooring, new windows, and fresh finishes throughout. The inviting kitchen features modern open shelving, abundant workspace, and a large island perfect for meal prep, entertaining, or casual dining. The thoughtfully designed floor plan includes a private primary suite with an ensuite bath, while two additional bedrooms share a convenient Jack-and-Jill bathroom. A spacious laundry room with a half bath and window adds extra functionality and natural light. Enjoy your morning coffee on the welcoming front porch or unwind on the functional back porch overlooking the generous yard with room to garden, play, or entertain. This all-electric home blends modern updates with everyday comfort in a convenient in-town location. Don’t miss this move-in ready property with plenty of charm and space to enjoy! Owner will consider renting or owner financing. Owner financing - $20,000 down for 3 years at 5.5% interest with approval.

206 Live Oak, Winnsboro

$330,000

3 Beds ⋅ 2 Baths ⋅ 21362413 MLS

TWO INCOME-PRODUCING HOMES ON 2.2 ACRES! This distinctive property offers immediate rental income and exceptional flexibility for investors, owner-occupants, or those seeking a multigenerational setup. Each residence has its own private entrance and driveway, while a six-foot wooden fence separates the homes for added privacy. The 1,240-square-foot main house, built in 1949, features three bedrooms, two full bathrooms, and a rare basement. Fully renovated in 2022, major improvements included a new roof, HVAC system, septic system, plumbing, electrical system, and foundation repairs. The home is currently operating as a successful short-term rental through Airbnb. The second residence is a truly unique 450.5-square-foot tiny home created from a converted 53-foot semi-trailer. It features one bedroom, one full bathroom, and an attached porch that expands the outdoor living space. The tiny home is currently leased for $1,000 per month ( lease ends February 1, 2027, providing established monthly income. A generator installed in May 2026 serves both residences, offering added convenience and peace of mind during power interruptions. Continue using both homes as rentals, live in one while the other helps offset expenses, or create a private guest house, multigenerational retreat, or home-plus-income property. With two existing income streams, separate access, privacy between the homes, extensive improvements, and room to enjoy 2.2 acres, this property presents an opportunity rarely found in one purchase.

250 Private Rd, Winnsboro

$99,500

2 Beds ⋅ 2 Baths ⋅ 21355573 MLS

FIXER-UPPER WITH ACREAGE JUST OUTSIDE WINNSBORO, TX! Bring your vision & make this one your own! Located just 2 miles east of Winnsboro & historic downtown, this fixer-upper sits on just 1.3 acres & offers plenty of potential for a country home, remodel project, or your next passive income investment. The home features 2 bedrooms, 2 bathrooms, a large kitchen, + an additional bonus-family room, providing a great foundation for renovation & customization. With the right touches, this property could be transformed into a charming East Texas country home or income producing property. Outside, you’ll find a large front yard & spacious backyard with plenty of room for entertaining, gardening, pets, or outdoor activities. The property also features a large barn with space for at least three horses, adding even more possibilities for the new owner. Whether you’re an investor looking for your next project or a buyer ready to roll up your sleeves and create a place of your own, the possibilities are endless! Great location. Acreage, Barn, Investment potential. Priced to sell!

1765 E Hwy 11 E, Winnsboro

$379,900

3 Beds ⋅ 2 Baths ⋅ 21353490 MLS

3 Homes on almost 3 Acres! Looking for a unique property with endless possibilities? This 2.766 acre fenced property in Winnsboro, Texas, located in Wood County, offers the perfect setup for a family compound, multi-generational living, or an incredible income-producing investment. With 3 well maintained Fleetwood & Oak Creek homes, there’s room for everyone while still providing privacy. The primary residence is a 2017, 1440 sf 3BR-2BA Fleetwood with an open concept floor plan that’s perfect for entertaining. The spacious kitchen overlooks the living area, making it easy to stay connected with family & guests. The split primary suite offers are laxing retreat with dual sinks, a walk-in shower, and a large walk-in closet. The second home is a 2016, 1344 sf 3BR-2BAFleetwood with a split bedroom design, open living spaces, & a private primary with en-suite bathroom. The third home is a2017, 896 sf 2BR-2BA Oak Creek with an open living & kitchen area making it ideal for extended family, guests, or tenants. Step outside and enjoy the many amenities this property has to offer, including an 28 ft above ground swimming pool, 30x20shop with a roll-up door, 20x18 carport, 30x20 storage shed, 50 amp RV hookup with water, greenhouse, grapes with irrigation, garden beds, chicken yard with 2 houses + water, storm shelter, & a generator for the main home & shop. Whether you’re looking for a place to accommodate multiple generations under one property, provide space for adult children or parents, or generate rental income, this versatile property checks all the boxes. Opportunities like this don’t come along often!

2140 County Road 4778, Winnsboro

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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