Bosque County Homes under $400,000

Welcome to Bosque County, Texas, a hidden gem nestled in the heart of the Lone Star State! Known for its picturesque landscapes, friendly communities, and rich history, Bosque County offers a unique blend of rural charm and modern conveniences. With rolling hills, sparkling lakes, and lush greenery, it's no wonder that this area attracts nature lovers and outdoor enthusiasts alike.

For those seeking affordable housing options, Bosque County is a treasure trove of homes priced under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for a vacation retreat, this county has something for everyone. From cozy single-family homes to spacious properties with ample land, you’ll find a diverse selection of real estate that meets your needs and budget.

Imagine waking up to the serene sounds of nature, enjoying your morning coffee on a charming porch, or spending weekends exploring the nearby Lake Whitney or the scenic parks that Bosque County has to offer. This area is perfect for families, retirees, and anyone looking to escape the hustle and bustle of city life while still having access to essential amenities.

Bosque County is not just a place to live; it's a community where neighbors become friends and where the spirit of Texas hospitality thrives. With a variety of local events, farmers' markets, and recreational activities, you’ll find plenty of opportunities to engage with the community and create lasting memories.

Come discover the beauty and affordability of Bosque County, where your dream home awaits!

Newest Bosque County Homes under $400,000

$297,500

3 Beds ⋅ 2 Baths ⋅ 21409150 MLS

This is a very well maintained residence situated on a corner lot close to Lake Whitney in the Lake South neighborhood. There is a circle driveway with extra area to park trailers or boats. Very nice 3 stall detached metal garage with plenty of storage area. Detached Shop or In-Laws room, with bathroom and large walk in-closet. The back yard is fenced for pets and has a storage shed. The interior of the home has carpet and tile flooring. There are three bedrooms two baths. Master Bedroom with master bath and garden tub, separate shower along with his and her sinks. On the opposite end of the home there are two bedrooms with a second full bath as well as an office or study area. The kitchen is nice sized, with a large snack counter and pantry. There is a breakfast area with a large sliding glass door that leads out to the covered deck. This home also has a dining room with cabinets and is large enough for holiday family gatherings. Nice laundry room with storage. The living room is open and bright, and there are large windows throughout the house making it bright and cheery. The back covered attached deck is 192 sq ft is The front of the house sports a great porch area surrounded by large trees for evening relaxation.. New Electrical service added in 2025.

298 County Road 1700, Clifton

$249,900

4 Beds ⋅ 2 Baths ⋅ 21408399 MLS

A Little 1950s Charm, a Whole Lot of New! - Built in 1950 and given a fresh start in 2026, this Valley Mills home has a wonderful story to tell! With 4 bedrooms, 2 full bathrooms, and approximately 1,424 square feet, it combines the character of an established home with the comfort and convenience of extensive modern updates. Step inside to a bright, spacious living room that opens right into the kitchen. Luxury vinyl plank flooring flows throughout, while the kitchen brings its own personality with butcher-block countertops, updated cabinetry, a white tile backsplash, and stainless-steel appliances. There's plenty of room to gather, cook, and enjoy everyday life without feeling tucked away from the conversation. One of the biggest changes? The former single-car garage has found a whole new purpose as a primary suite, complete with its own full bathroom and walk-in closet with built-in shelving. Three additional bedrooms and a second full bathroom offer flexibility for guests, hobbies, or a home office. And the improvements go well beyond the stylish finishes! The 2026 renovation includes a new roof, windows, gutters, plumbing, water heater, flooring, cabinetry, fixtures, appliances, and electrical updates, along with extensive subfloor work. Outside, mature trees provide welcome shade, while the covered front porch, natural wood accents, and spacious yard invite you to slow down and enjoy a little Texas living. A privacy fence is also planned. This 1950 classic has turned the page to an exciting new chapter. Maybe yours is next!

903 E Ave C, Valley Mills

$379,900

3 Beds ⋅ 2 Baths ⋅ 21403849 MLS

New construction with thoughtful upgrades and an exceptionally functional 1,618-square-foot floor plan. The Stanton features taller ceilings and an open living and kitchen area highlighted by cabinetry extending all the way to the ceiling for a custom, elevated look. A separate laundry room goes well beyond the basics with dedicated space for a secondary refrigerator and a convenient folding area, while the primary suite includes an extra-large walk-in closet. One of the home's standout features is the attached breezeway connecting to the garage and creating a covered grilling porch designed for outdoor living and entertaining. The brick, stone, and board-and-batten exterior gives the home a distinctive architectural presence, complemented by metal fencing and a gated entrance. The Stanton delivers the storage, functionality, outdoor living, and upgraded details normally associated with a much larger home.

112 K St, Meridian

$350,000

3 Beds ⋅ 2 Baths ⋅ 21403673 MLS

Brand-new 2026 construction that proves great design isn't about square footage, it's about how you use it. The thoughtfully planned 1,466 square-foot home (The Kinsley) is packed with features and upgrades rarely expected in a home of this size. The open living and kitchen area is highlighted by a dramatic cathedral ceiling with stained beams, spacious island, workstation sink, gas range, and dedicated pantry. Smart use of space continues with a mud bench and a dedicated area for a stackable washer and dryer. Outside, distinctive decorative front windows, brick and cedar shake accents, and a metal-roofed front porch give the home character well beyond the typical new build. Efficient, stylish, and exceptionally well appointed, The Kinsley Model delivers the details of a much larger home without the additional square footage.

108 K St, Meridian

$175,000

2 Beds ⋅ 2 Baths ⋅ 21402292 MLS

Small-town charm with the updates already started. This 2 bedroom, 2 bath home in Iredell offers easy living in a quiet Bosque County setting. The updated kitchen is ready for everyday cooking and weekend gatherings, and additional updates carry through other areas of the home. Out back, the sunroom brings in natural light all day and makes a great spot for morning coffee, a reading nook, or a game room. A one-car garage adds covered parking and extra storage. Come see what relaxed country-town living looks like, and schedule your showing today.

403 S Hamilton, Iredell

$138,000

3 Beds ⋅ 2 Baths ⋅ 21405305 MLS

Almost 2000 square feet of heated and cooled area needing TLC. This property is qualified for residential or light commercial per City of Valley Mills. Brick exterior, slab foundation. Previously this building was used as a clinic and later city hall offices. Located next to nice city park. Good potential to remodel, rearrange and make this your home or a business location.

401 5th St, Valley Mills

$189,000

3 Beds ⋅ 2 Baths ⋅ 21404572 MLS

Welcome to 4527 FM 219 in Clifton, Texas—a beautifully updated property offering small-town charm, modern improvements, and exceptional flexibility. Nestled just outside the city limits, this inviting home sits beneath a canopy of mature pecan trees that provide abundant shade and create a peaceful setting for enjoying those warm Texas afternoons. Inside, you'll find a thoughtfully updated interior featuring 3 bedrooms and 2 full bathrooms. The spacious eat-in kitchen offers generous cabinet storage and ample room for a large dining table, making it the perfect gathering space for family meals and entertaining guests. Tucked away in a split-bedroom layout, the oversized primary suite serves as a private retreat complete with its own ensuite bathroom. The secondary bedrooms showcase beautiful original hardwood floors and large windows that fill the rooms with natural light. Just steps from the home, a detached workshop adds tremendous value and versatility. Equipped with updated electrical and plumbing, this space also houses the private laundry room and presents endless possibilities. Whether you envision guest quarters, studio apartment, a hobby room, craft studio, home office, fitness area, or the ultimate man cave, this blank canvas is ready for your personal touch Additional exterior features include two covered parking areas, a covered work space, and a covered backyard grilling area perfect for outdoor entertaining Extensive recent improvements make this property truly move-in ready, including exterior paint, foundation leveling, a new HVAC system, newer water heater, upgraded electrical service, remodeled bathroom, updated fixtures and flooring, and a newer aerobic septic system installed approximately three years ago. Water service is provided by Mustang Valley Water Supply. If you're looking for a property with character, shade, modern updates, and room to customize additional living or workspace, this Clifton gem deserves a closer look.

4527 Fm 219, Clifton

$89,000

2 Beds ⋅ 2 Baths ⋅ 21403338 MLS

The perfect lake project home just hit the market! 2 bedrooms, 2 bathrooms, large living space, huge lot, and only a few steps from Lake Whitney. Swing by, take in the views, and see the potential for yourself.

325 County Road 1768, Clifton

$225,000

3 Beds ⋅ 2 Baths ⋅ 21403351 MLS

Don’t miss out on this spacious fixer upper! 2719 SF. THREE living spaces, two fire places, eat in kitchen and dining room. Three spacious bedrooms plus a large bonus room. 4 car garage and fenced yard. Come take a look. Sold AS IS.

415 S Ave O, Clifton

$307,000

4 Beds ⋅ 3 Baths ⋅ 21401084 MLS

Small town Texas living just 20 miles or so from both Waco and McGregor and a pretty drive both ways! This ranch style home in a peaceful Valley Mills neighborhood has four bedrooms and two baths. The fourth bedroom would make a great office or hobby room! The open living area with its big beautiful fireplace has a view of the covered back patio through double French doors. A designated laundry room is conveniently located just off the kitchen. Outside you will find an extra wide two vehicle garage with attahed shop with its' own half bath. Come check out this darling home for yourself!

110 Mary Alice Dr, Valley Mills

$175,000

1 Beds ⋅ 21400201 MLS

What a find this close to Lake Whitney! This property has seven contiguous lots, two old cabins, and a whole lot of potential. The Live Oak trees give the place that classic Texas lake-country feel, and with this much room, there are plenty of ways to make it your own. The existing cabins could possibly be fixed up, or you could clear the slate and build a couple of barndominiums — plenty of room for a family getaway, weekend hangout, or a little lake-life compound. Want to keep family close but still give everyone their own space? This setup could be perfect for having a separate dwelling for another family member while still keeping everyone nearby. And here's a fun bonus: the property runs street to street, making a drive-through shop, garage, workshop, or combination barndo and shop an easy option. Honestly, there are way too many ways you could go with this one. Think of it as a big, shady Live Oak-covered canvas just waiting for someone to put their own lake-country spin on it.

212 County Road 1746, Clifton

$249,900

3 Beds ⋅ 2 Baths ⋅ 21395727 MLS

Construction is underway on this beautiful 2026 new construction home, with anticipated completion in October! Situated on a spacious half-acre lot inside city limits, this property offers the convenience of city sewer with no septic system to maintain. Now is your opportunity to make this home your own! Depending on the stage of construction, buyers may have the opportunity to select exterior colors, flooring, and countertops, with several options available at no additional cost. Looking for something extra? Additional upgrades, including a carport or garage, may also be available for an additional cost. The earlier you get under contract, the more opportunities you may have to personalize your new home! Construction is moving forward, and selections become limited as work progresses. Don't miss your chance to customize this beautiful new home to fit your style. Call today to explore available selections, upgrade options, and pricing!

506 F St, Meridian

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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