Clay County Homes under $400,000

Welcome to Clay County, Texas, a hidden gem in the heart of North Texas that perfectly balances small-town charm with modern convenience. Nestled between the vibrant cities of Wichita Falls and Gainesville, Clay County offers a serene lifestyle with the beauty of the Texas landscape right at your doorstep. With its friendly communities, rich history, and abundant outdoor activities, Clay County is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

One of the most appealing aspects of Clay County is its affordable housing market. Here, you can find an array of charming homes priced under $400,000, making it a fantastic opportunity for first-time homebuyers and those looking to invest in real estate. From cozy single-family homes to spacious properties with land, the options are diverse and cater to various lifestyles. Imagine waking up to the peaceful sounds of nature, enjoying your morning coffee on a porch overlooking sprawling fields, or hosting family gatherings in a backyard that feels like your own private oasis.

Beyond the homes, Clay County boasts excellent schools, local parks, and a tight-knit community that hosts various events throughout the year, fostering a sense of belonging. With easy access to major highways, you can enjoy the tranquility of rural living while still being just a short drive away from urban amenities. Discover the warmth and affordability of Clay County, where your dream home awaits!

Newest Clay County Homes under $400,000

$115,000

3 Beds ⋅ 2 Baths ⋅ 21402209 MLS

Great opportunity in Henrietta with plenty of potential! Perfect for an investor or someone looking to purchase a property and renovate it to their own taste. The home needs cleaning, updates, and TLC, but offers plenty of potential with multiple living areas, covered parking, additional storage, and a spacious backyard. Whether you’re looking for your next project or a home you can customize and make your own, this property is worth a look. Sold as is, with cash offers preferred.

515 N Angelina St, Henrietta

$349,900

3 Beds ⋅ 2 Baths ⋅ 21394678 MLS

Custom-built in Henrietta, Texas, in Clay County, this 3-bedroom, 2-bath home offers 2,026 square feet with an open layout and a separate office or possible 4th bedroom. The kitchen features abundant cabinetry and an oversized island extended with table-height seating, opening directly to the living room with laminate flooring, built-ins and a propane fireplace. The isolated primary suite includes an oversized walk-in closet and walk-in shower. Outside, the covered patio is already plumbed for propane and ready for an outdoor kitchen. Additional features include a utility room designed to double as a safe room, storage room off the attached 2-car garage, privacy-fenced backyard, in-ground sprinkler system and covered front porch. Solar panels help keep electric costs manageable, with the seller’s documented electric payments averaging approximately $114 per month over the past 10 months. Utility history is available for buyers to review. Located just blocks from Henrietta Elementary, the new Henrietta High School and Bearcat Stadium, with convenient access to everything Henrietta and Clay County have to offer.

2107 Ruffles Ln, Henrietta

$119,900

2 Beds ⋅ 1 Baths ⋅ 21393529 MLS

Seeking acreage with potential at a price that leaves room to create value? This appx 2ac property outside Henrietta offers an opportunityfor an investor, rehabber, entrepreneur, or anyone looking for a property with plenty of possibilities. Home is in need of renovation, but it offers a solid starting point, Metal roof, covered front porch, workshop & barn. The home may offer the potential for a livable residence while renovating. Bring your vision and your toolbox—this one is ready to be transformed.

3482 N Hwy 287th Hwy, Henrietta

$369,900

3 Beds ⋅ 3 Baths ⋅ 21393133 MLS

Beautiful 3-bedroom, 2.5-bath home situated on a spacious corner lot in Henrietta! This inviting home offers large, generous living area, a bright sunroom, updated bathrooms, and a new HVAC system. Step outside to your own private backyard retreat featuring a full privacy fence and swimming pool. The pool has been resurfaced and is fresh, updated, and ready to enjoy! Located just outside the city limits with city water access, offering the benefit of lower taxes!!

1701 E Spring St, Henrietta

$324,500

4 Beds ⋅ 3 Baths ⋅ 21386147 MLS

Waterfront property on Lake Arrowhead! This spacious 4 bedroom, 3 bath home sits on two leased lots totaling approximately 1.33 acres. Inside, you’ll find two living areas, a fireplace, and a large isolated primary suite complete with a private bath, walk in closet, and additional flex space currently used as an office. Outside features include a brand new dock, a floating Sea-Doo-jet ski dock, large front and back porches, fenced yard, garage, shop, and carport. The property also features a recently installed generator and a storm cellar. With waterfront access, over an acre of space, a new dock, and plenty of storage and workspace, this Lake Arrowhead property has so much to offer. New roof installed August 2026. Refrigerator and some furniture will convey with the property.

7653 Fm 2606, Henrietta

$111,000

3 Beds ⋅ 2 Baths ⋅ 21381196 MLS

Adorable 3-bedroom, 2-bath brick home offering 1,236 sq. ft. of comfortable living space. Recent updates include fresh interior paint and new carpet in the bedrooms. Features central heat and air, a fenced backyard, and a convenient storage area. Located close to schools, this charming home is ready for its next owner!

1109 E Ikard St, Henrietta

$325,000

3 Beds ⋅ 3 Baths ⋅ 21371474 MLS

Welcome to this inviting 3-bedroom, 3-bath home featuring a 2-car garage, wood-burning fireplace and isolated master suite. Situated on a corner lot near schools, the property offers mature trees, a sprinkler system and a circular drive for added convenience. Alley access provides additional flexibility, making this a great home in a desirable location. Large storage building with alley access.

401 N Kay St, Henrietta

$199,000

4 Beds ⋅ 2 Baths ⋅ 21355759 MLS

This 4-bedroom, 2-bath home offers 1,449 sq. ft. with an isolated primary bedroom and private bath. The interior has been freshly painted, and ceiling fans are featured in every room. Conveniently located within walking distance of nearby schools. Storage buildings in thebackyard provide extra space for tools, lawn equipment, and more.

410 N Rosalee, Henrietta

$319,000

3 Beds ⋅ 3 Baths ⋅ 21351842 MLS

Escape to the peaceful countryside with this charming log cabin nestled on approximately 2.5 picturesque acres. Surrounded by beautiful, mature oak trees, this inviting property offers the perfect blend of rustic charm and comfortable living. Inside, you’ll find stunning natural wood accents throughout, creating a warm and welcoming atmosphere that truly feels like home. Designed with entertaining in mind, the spacious game room and rustic bar provide the ideal setting for hosting family and friends or simply relaxing after a long day. Step outside and enjoy the beauty, privacy, and tranquility of country living while still having plenty of room to roam, garden, or enjoy outdoor activities. Whether you’re looking for a full-time residence, a weekend retreat, or a place to make lasting memories, this one-of-a-kind log cabin offers the perfect combination of character, comfort, and scenic surroundings.

12116 E Fm 174, Bowie

$45,000

3 Beds ⋅ 1 Baths ⋅ 21351672 MLS

Investment Opportunity in Henrietta! Unlock the potential of this property located in the heart of Henrietta, TX. Whether you're an investor looking for your next fix-and-flip, a buy-and-hold rental, or a homeowner ready to customize a property to your taste, this home offers plenty of possibilities. Conveniently situated near schools, shopping, restaurants, and major roadways, the property provides easy access to local amenities while maintaining small-town charm. With the right updates and improvements, this property has the potential to deliver excellent value. Property is being sold AS-IS.

608 E Wichita St, Henrietta

$214,000

3 Beds ⋅ 1 Baths ⋅ 21345412 MLS

Charming three-bedroom, one-bath home featuring 9-foot ceilings, French doors in the living area, a formal dining room and numerous built-ins. The spacious kitchen includes a breakfast area overlooking a cozy patio. Outside, you’ll find a two-car carport, a 20x30 shop with electricity, sliding garage door and a half bathroom, plus a 540-square-foot storage building. Large yard with outdoor brick smoker.

715 E Ikard St, Henrietta

$89,000

4 Beds ⋅ 2 Baths ⋅ 21334660 MLS

Calling all investors and remodel enthusiasts! If you've been searching for a property with great potential, this could be the opportunity you've been waiting for. This 4-bedroom, 1.5-bath home offers 1,526 square feet of living space with plenty of room to renovate and make it your own. Situated on a manageable 90' x 55' lot, you'll spend less time maintaining the yard and more time bringing your vision to life. Whether you're looking for your next flip, rental investment, or renovation project, this home is full of possibilities. With a little TLC, it has the potential to truly shine.

405 E S, Henrietta

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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