Hill County Homes under $500,000

Welcome to Hill County, Texas, a hidden gem that perfectly marries small-town charm with the beauty of the great outdoors. Nestled in the heart of Central Texas, Hill County is renowned for its picturesque landscapes, friendly communities, and rich history. With its rolling hills and serene lakes, this area offers a tranquil escape from the hustle and bustle of city life, making it an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

One of the most appealing aspects of Hill County is its diverse range of homes available for under $500,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a variety of options that suit your needs and budget. From charming cottages in quaint towns like Hillsboro and Itasca to spacious family homes in the scenic countryside, there’s something for everyone. Many properties boast beautiful yards, mature trees, and proximity to local amenities, ensuring you can enjoy the best of both worlds.

The community spirit in Hill County is palpable, with numerous local events, farmers' markets, and festivals that bring residents together. Outdoor enthusiasts will appreciate the abundance of recreational activities, including fishing, hiking, and boating at nearby Lake Whitney.

With its affordable housing options and welcoming atmosphere, Hill County is not just a place to live; it’s a place to thrive. Discover the beauty and opportunity that awaits you in Hill County, Texas, where your dream home is just around the corner!

Newest Hill County Homes under $500,000

$409,900

3 Beds ⋅ 3 Baths ⋅ 21409838 MLS

Enjoy golf course living in this 3-bedroom, 2.5 bath home overlooking the 16th fairway of the Old Course in White Bluff Resort, a gated community on Lake Whitney. The open-concept layout connects the living room, dining area, and breakfast nook, with a kitchen featuring quartz countertops, a pot filler, and soft-close cabinetry. A split-bedroom floor plan provides privacy, while the spacious primary suite includes dual vanities and a generous walk-in closet. The large back patio offers a wooded setting and golf course views, ideal for relaxing or entertaining. Community amenities include 24-hour security, two golf courses, swimming pools, tennis courts, lake access with its own marina, and so much more. The property uses HILCO Electric and Midway water for utilities. The home is on a grinder septic maintained by the POA. For more information, please contact the POA office. REO property sold AS IS, WHERE IS, WITH ALL FAULTS. Seller has not occupied the property, has limited knowledge of its condition, and makes no representations or warranties. Seller will not make repairs. Buyer to independently inspect and verify property condition, square footage, systems, HOA information, and all other material detail. Seller’s REO As-Is Addendum applies and controls in the event of a conflict with the purchase contract.

38093 Misty Ridge Dr, Whitney

$199,500

2 Beds ⋅ 2 Baths ⋅ 21409261 MLS

Looking for a home you can make your own? This cute 2-bedroom, 2-bath home in the quiet small town of Hubbard, TX, is full of potential and ready for your personal touch! The home features a spacious kitchen with a large island, a separate laundry room, a 2-car carport, and a covered patio perfect for relaxing outdoors. The property also includes a large workshop equipped with water and electricity, plus its own separate bathroom, offering plenty of possibilities for hobbies, projects, storage, or workspace. The home has central air and heat; however, the system stopped working this summer and has not been repaired. Whether you're looking for your next home, an investment property, or a place to create something special, this property offers plenty of opportunity. Enjoy small-town living with a convenient central location between Dallas-Fort Worth, Austin, and Houston, and just a short drive to Waco. Bring your vision and make this property your own!

407 S Live Oak Ave, Hubbard

$128,000

2 Beds ⋅ 1 Baths ⋅ 21390907 MLS

This cute 2-bedroom, 1 bath home offers 1,124 sq ft of living space and plenty of charm. Full of potential, this older home is ready for someone to add their personal touch and make it their own. Enjoy the convenience of a covered carport and a fenced backyard. With it's appealing character and desirable location, this little house is ready for someone to see the possibilities and make it shine!

303 N Colorado St, Whitney

$175,000

2 Beds ⋅ 2 Baths ⋅ 21409030 MLS

Charming vintage home with timeless appeal. Built in 1958, this inviting 2 bedroom, 2 bath home offers 1188 square feet of comfortable living space with plenty of character. Located on 3 lots with a fenced yard, mature pecan trees add shade, beauty, and a touch of timeless Texas charm. Whether you're looking for a place to make your own cozy home or an investment opportunity, this property offers plenty of possibilities!

304 N Neches St, Whitney

$229,900

4 Beds ⋅ 2 Baths ⋅ 21408468 MLS

105 Johnson Ln, Hillsboro

$145,000

2 Beds ⋅ 2 Baths ⋅ 21408672 MLS

House is located on a secluded large corner lot. Newly constructed primary suite extension with double vanity bathroom. New siding, windows, septic system, 20x30 carport, outdoor living area, metal fence. Must see to appreciate.

248 Waupoo Trl, Whitney

$260,000

3 Beds ⋅ 2 Baths ⋅ 21404561 MLS

****$10,000 in Seller Concessions + Potentially Assumable 3.625% Mortgage Rate!**** Beautiful 2020-built home in Hillsboro’s Stoneridge community! Enjoy an open layout, high ceilings, and a spacious kitchen with granite countertops, and a large island. The split-bedroom design offers a private primary suite with dual sinks and a separate shower. Relax on the covered patio overlooking the fenced backyard. Solar panels, smart features, and a 2-car garage add convenience. Easy access to I-35, downtown Hillsboro, and Lake Whitney recreation. Current 3.625% mortgage rate may be assumable, subject to lender approval and program-specific eligibility. Move-in ready and a must-see!

206 Hubbard St, Hillsboro

$279,900

3 Beds ⋅ 2 Baths ⋅ 21406355 MLS

This well maintained 3 bedroom, 2 bath, and 2 car garage, brick home in Hillsboro sits on 0.17 acres and offers 1,555 square feet of comfortable living space built in 2018. The home features ceramic tile and carpet throughout. You will fall in love with the open concept in the living room, kitchen and dining area. The living room has a wood burning fireplace and access to the backyard. The kitchen comes with a large island with breakfast bar, granite countertops, kitchen sink, dishwasher, perfect for everyday living. Nice size primary bedroom and bath with walk-in shower, dual sinks, and a walk-in closet. Granite countertops are also found in the bathrooms. A separate laundry room adds everyday convenience. Step outside to an extended covered back porch with a stock tank pool, perfect for cooling off and relaxing in the summer months. You can't beat this location...walking distance to the Hillsboro Intermediate School. If you commute north or south of Hillsboro, this property has easy access to I-35! Call today for a showing.

425 Stoneridge Dr, Hillsboro

$330,000

3 Beds ⋅ 3 Baths ⋅ 21407405 MLS

Escape to a peaceful rural living in Whitney with this beautiful home situated on approximately one acre of land. Surrounded by open space and mature trees, the property offers a quiet setting with plenty of privacy and room to enjoy the outdoors. Inside, the home has been thoughtfully updated with a fresh, modern feel, including updated finishes, flooring, and an inviting living space filled with natural light. The spacious lot provides plenty of room for outdoor activities, gardening, entertaining, or simply enjoying the tranquility of country living. This is your opportunity to own a property near beautiful Lake Whitney, where peaceful country living meets easy access to year-round recreation. Enjoy the surrounding natural beauty with opportunities for boating, fishing, swimming, and outdoor activities. A great setting for those looking to enjoy the relaxed Lake Whitney lifestyle while being close to the water. If you're looking for a home with acreage and privacy in a rural setting, this property is worth a look.

455 Hcr 1256, Whitney

$230,000

3 Beds ⋅ 2 Baths ⋅ 21404802 MLS

Beautifully updated and well-maintained 3-bedroom, 2-bath home offering 2,112 square feet on 1.78 acres in Aquilla. The spacious main living area features new wood-look flooring and large vaulted ceilings that give the home an open, comfortable feel. The kitchen offers abundant cabinet space, a huge center island with plenty of room for cooking, gathering, and seating, plus a breakfast nook and an additional long counter with cabinetry that works perfectly as a home office or homework station. The private, isolated primary suite includes a generously sized bedroom and bath with dual sinks. Additional features include a separate laundry room and plenty of functional living space throughout. Outside, the property offers much more than just a large backyard. The additional acreage beside the home provides flexibility for gardening, small-scale farming, animals, recreation, or even future improvements if you wanted to build a second home. The property also includes cross fencing, a 2-stall run-in barn and two additional storage sheds, giving you plenty of space for equipment, hobbies, or livestock needs. Located in a desirable community known for its schools, low tax rate, and limited inventory, this is the kind of property that does not come available often. If you have been looking for room to spread out without giving up a move-in-ready home, 331 HCR 2207 deserves a look.

331 Hcr 2207, Aquilla

$211,990

4 Beds ⋅ 2 Baths ⋅ 21405283 MLS

MLS# 21405283 - Built by NHC - Jan 2027 completion! ~ Model 1401 A1 - Yellowstone The Yellowstone Plan from our Freedom Series is thoughtfully designed for comfort and convenience, offering 4 bedrooms, 2 bathrooms, and 1,401 square feet of single-story living. As you enter the home, you’ll find three secondary bedrooms and a full bathroom, perfectly positioned to provide privacy and flexibility for family members or guests. Continue down the hall, and you’ll pass the conveniently located laundry room before reaching the heart of the home. The open-concept kitchen, complete with a central island, seamlessly overlooks the family room and dining area, creating a welcoming space for family time, meals, and for entertaining. Tucked off the dining area, the primary suite features a private bathroom and walk-in closet, offering a peaceful retreat from the rest of the home. Disclaimer: Photos may not represent the actual home. They are for illustrative purposes only and may depict a similar home with the same floorplan.

120 Don Dr N, Itasca

$195,990

3 Beds ⋅ 2 Baths ⋅ 21405207 MLS

MLS# 21405207 - Built by NHC - January 2027 completion ~ Model 1202 A1 - Yosemite The Yosemite Plan from our Freedom Series is a cozy and efficient single-story home featuring 3 bedrooms, 2 bathrooms, a 1-car garage, and 1,202 square feet of smartly designed living space. This split-level floorplan places two secondary bedrooms and a full bathroom at the front of the home, offering privacy and convenience. Continue into the open-concept living area, where the kitchen with a central island overlooks the dining area and family room—perfect for meals, gatherings, and quality family time. The primary suite is thoughtfully positioned off the family room for added privacy and includes a private bathroom and walk-in closet. The laundry room is also conveniently located on this side of the home for easy access. Disclaimer: Photos may not represent the actual home. They are for illustrative purposes only and may depict a similar home with the same floorplan.

105 Allie Ct, Itasca

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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