Fate Homes under $400,000

Welcome to Fate, Texas – a charming city that beautifully blends small-town warmth with modern conveniences. Nestled in Rockwall County, Fate is an idyllic community that offers residents a peaceful lifestyle while being just a stone's throw away from the vibrant urban amenities of the Dallas-Fort Worth Metroplex. With a population that continues to grow, Fate is known for its friendly atmosphere, excellent schools, and a strong sense of community.

One of the most appealing aspects of Fate is its diverse range of housing options, especially for those seeking homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of charming properties that fit your budget. From cozy single-family homes to modern townhouses, Fate has something for everyone. The real estate market here is not only affordable but also features beautiful designs and spacious layouts, perfect for creating lasting memories.

Fate is also home to numerous parks, walking trails, and recreational facilities, making it an ideal place for outdoor enthusiasts. Enjoy weekends filled with family picnics, biking, and exploring nature, all while being surrounded by friendly neighbors and a welcoming community spirit.

With its affordable housing options, strong community ties, and proximity to major urban centers, Fate, Texas, is a hidden gem waiting to be discovered. Come explore the possibilities of making this delightful city your new home!

Newest Fate Homes under $400,000

$319,900

4 Beds ⋅ 2 Baths ⋅ 21410377 MLS

A cheerful, well-maintained and loved home on the edge of Fate’s Williamsburg community, this inviting property offers a comfortable layout with bright living spaces, thoughtful updates, and a backyard ready for everyday enjoyment. Inside, you’ll find a cozy main living area that flows easily into the dining space and kitchen, creating a natural gathering spot for meals, conversation, or quiet evenings at home. The kitchen features practical storage, a roomy layout, extra counter and cabinet space, and a warm, welcoming feel that makes it easy to settle in. Bedrooms are arranged to support privacy and comfort, with a primary suite designed for restful nights and simple routines. Don’t miss the huge closet! Step outside to a fenced backyard with plenty of room for pets, play, gardening, or weekend relaxation. The covered patio adds a comfortable spot for morning coffee or unwinding at the end of the day and opens into an extra-large stamped concrete deck, perfect for entertaining. The insulated garage with a minisplit HVAC adds extra flexible use space. Data and audio wiring has been added throughout the home, and the roof and rear window screens are brand new. Williamsburg community, residents enjoy neighborhood amenities such as a clubhouse, community pool, walking paths, ponds and a friendly atmosphere. The home sits close to Fate’s local conveniences, schools, and quick access to I 30 for an easy commute to Rockwall or Dallas. At 716 Jamestown Lane, you’ve found a warm, easygoing home in a community known for charm and connection — ready for its next chapter.

716 Jamestown Ln, Fate

$259,900

4 Beds ⋅ 2 Baths ⋅ 21409919 MLS

PRICED BELOW TAX APPRAISED VALUE—GREAT OPPORTUNITY IN FATE, TEXAS! Discover this inviting 4-bedroom, 2-bath home offering an exceptional combination of comfort, style, convenience, and value! Recent updates include newly installed laminate plank flooring in the primary bedroom, living room, entry, kitchen, and dining areas, along with fresh interior paint in the living room and primary bedroom, creating a bright, refreshed look. The spacious kitchen features beautiful granite countertops, abundant cabinetry, and a large walk-in pantry for additional storage. The open living and dining areas create a welcoming atmosphere, ideal for entertaining or everyday living. The primary suite offers a comfortable retreat, while three additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to enjoy the covered back patio, perfect for morning coffee, outdoor dining, or relaxing in the shade. BONUS - REFRIGERATOR, WASHER, AND DRYER ALL CONVEY WITH THE HOME! Located in the desirable Woodcreek master-planned community, residents enjoy resort-style swimming pools, dog parks, a clubhouse, playgrounds, sports courts, jogging and biking trails, and a fitness center. LOCATION, LOCATION, LOCATION! Exciting new retail development is planned for the area, including a future Target and Kroger Marketplace! Enjoy convenient access to nearby H-E-B, IKEA, shopping, dining, and entertainment in Rockwall, along with recreational opportunities at beautiful Lake Ray Hubbard. Easy access to I-30 makes commuting to surrounding areas and Dallas convenient. With recent updates, fantastic community amenities, growing retail conveniences, and a price below tax appraised value, this home offers an outstanding opportunity in one of Fate's popular communities. DON'T MISS THIS ONE!

2316 French St, Fate

$299,900

4 Beds ⋅ 2 Baths ⋅ 21409188 MLS

This 4 BD, 2 BA home is the perfect blend of comfort, style, and functionality. As you step inside, you'll be greeted by the warm and inviting atmosphere of the spacious living area, perfect for relaxing and entertaining. The expansive kitchen is equipped with ample cabinetry, granite countertops, a coffee bar, and an island with a custom sink. The adjacent dining area is ideal for hosting family gatherings and dinner parties. The four bedrooms offer ample space, and two generously sized bathrooms provide storage and comfort. The master suite serves as a serene retreat, complete with a spacious custom walk-in closet and en-suite bathroom. Step outside to a spacious backyard that is perfect for outdoor activities and gardening, alongside a convenient two-car garage. Don't miss this gorgeous home! Built-in desk in office; can easily be removed. Coffee bar area will stay. One-owner property.

905 Decker Dr, Fate

$308,000

3 Beds ⋅ 2 Baths ⋅ 21407431 MLS

Welcome to this beautiful home located in the growing community of Fate, Texas, and zoned to highly sought after Rockwall ISD! This well-maintained home offers a spacious open floor plan with modern finishes throughout. 20 minutes from Dallas! Enjoy beautiful wood flooring, fresh carpet in the bedrooms, elegant crown molding, and updated light fixtures. The kitchen features granite countertops, stainless steel appliances, plenty of cabinet space, and a large island overlooking the living area. The inviting living room offers a cozy fireplace, perfect for relaxing or entertaining. The spacious primary suite features plenty of natural light and a private bathroom. Step outside and enjoy the beautifully landscaped front yard and charming curb appeal. Conveniently located near shopping, dining, and major highways, this home offers the perfect combination of comfort, style, and location. Don’t miss your opportunity to make this beautiful home yours!

321 Deaton Dr, Fate

$375,000

4 Beds ⋅ 3 Baths ⋅ 21408116 MLS

SELLER GIVING $10,000 TO COVER BUYER'S CLOSING COSTS! SPECTACULAR 4 BED 2.5 BATH HOME WITH MEDIA ROOM, STUDY, EXTRA LARGE SECOND LIVING ROOM, GREAT BACK YARD AND MORE! This amazing home in the highly sought after Woodcreek community is ready for its next owner! Like new, it features lots of builder upgrades. OPEN CONCEPT KITCHEN, with GAS STOVE, Island, and lots of cabinets. As you walk through the front door there is a STUDY great for those that work from home but also could be a great DINING ROOM. Primary Bedroom is DOWN STAIRS on 1st level with oversized closet and great en suite bathroom. Upstairs features the MEDIA ROOM, SECOND LIVING ROOM and the three other bedrooms, all with WALK IN CLOSETS. Located in highly sought after Royse City ISD, this home will also most likely go to the brand new North Royse City High School being built! The neighborhood is WALKING DISTANCE to both elementary and middle schools, plus the three pools, community center, pickle ball courts, parks and more amenities offered by the HOA. Also next to the Fate, TX huge city park, this home is in a FANTASTIC LOCATION. A great home ready for a great buyer, schedule a time to see it today!!!

215 Hadley Ln, Fate

$375,000

5 Beds ⋅ 4 Baths ⋅ 21407725 MLS

INCREDIBLE BUYER INCENTIVES: $6,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $6,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 610 Louder Way is a two-story Fate home with a two-car attached garage and a bright, open main level. The kitchen includes white cabinetry, a center island, generous counter space, and visible appliances, flowing into the dining and living areas. A fireplace anchors the main living room, while large windows provide natural light throughout. The upper level includes bedrooms and bathrooms with flexible room arrangements, and the rear exterior opens to a grassy yard. Central gas heating and electric cooling support year-round comfort. Home comes with a 100-Day Home Warranty

610 Louder Way, Fate

$349,900

3 Beds ⋅ 2 Baths ⋅ 21407052 MLS

Fresh interior paint completed in September 2026 sets the stage for this beautifully updated, meticulously maintained home in Woodcreek. With 2,205 square feet, three bedrooms and two bathrooms, the spacious layout offers room to settle in and make yourself at home. The open-concept kitchen brings together granite countertops, stainless steel appliances and a rare double pantry, providing plenty of storage for everyday essentials. Tall windows fill the living room with natural light, while high ceilings and a gas fireplace create an inviting setting for quiet evenings or a house full of guests. The spacious primary suite offers a beautifully renovated bathroom with a freestanding soaking tub and dual closets. Thoughtful updates extend to the secondary bathroom, giving the home a cohesive, well-cared-for feel. A large attached covered patio extends the living space outdoors, offering a shaded spot for morning coffee, weekend cookouts or unwinding at the end of the day. An oversized two-car garage includes additional storage space along the side, with room for tools, hobbies or seasonal belongings. Built in 2004 and located in Rockwall ISD, this home also enjoys access to a community pool and clubhouse. Beautiful finishes, generous storage and years of attentive care make 242 Cox Drive a welcoming place to begin your next chapter.

242 Cox Dr, Fate

$269,900

4 Beds ⋅ 2 Baths ⋅ 21406894 MLS

This brick and stone single-story home in Fate’s Woodcreek community makes a strong first impression with mature landscaping and an arched stone entry. Inside, a light-filled open-concept layout unfolds beneath vaulted ceilings, with graceful arched doorways and tile flowing through the main living areas. The kitchen pairs granite counters and stainless appliances with rich wood cabinetry and a breakfast bar that opens to the dining area, keeping everyone connected while you entertain. The primary suite is a calm retreat with an ensuite walk-in shower and built-in shelving. Woodcreek amenities include community pools, a splash park, fitness centers and trails. Royse City ISD, easy access to I-30, minutes from Rockwall and Lake Ray Hubbard, and less than 1 hour from DFW Airport. Schedule your private showing today.

1084 Decker Dr, Fate

$270,000

3 Beds ⋅ 2 Baths ⋅ 21405969 MLS

Come and enjoy life in the quiet and welcoming Spring Meadow addition of Woodcreek in Fate, TX! Conveniently located with easy access to I-30, this home is just minutes east of Rockwall’s popular dining, shopping, and entertainment options—offering the perfect balance of small-town charm and city convenience. This beautifully updated 3-bedroom, 2-bathroom home with a dedicated office features a desirable open-concept floor plan and split bedrooms, providing both functionality and privacy. Recent updates throughout the home include new flooring, fresh interior paint, updated baseboards, and modern light fixtures that give the space a bright, refreshed feel. The heart of the home is the stunning kitchen, complete with a large center island, stainless steel appliances, new quartz countertops, and updated faucet and hardware—perfect for everyday living and entertaining alike. Cozy up by the fireplace in the living area, or unwind in the tastefully updated bathrooms that add a touch of luxury. Step outside to a fully fenced backyard, ideal for relaxing, entertaining, or accommodating kids and pets. This move-in-ready home truly has it all—location, updates, and comfort. Call us today to schedule a showing!

313 Citrus Dr, Fate

$375,000

4 Beds ⋅ 3 Baths ⋅ 21391949 MLS

Spacious, versatile and thoughtfully designed, this home offers 2,916 square feet of living space with room to accommodate a variety of needs. Built in 2007, this 4-bedroom, 2.5-bath home features hard-surface flooring throughout most of the home and a functional two-story layout. The kitchen is designed for both everyday use and entertaining, featuring stainless steel appliances, granite countertops and a large center island that provides generous workspace and gathering space. The downstairs primary suite offers a private retreat with a spacious bedroom and ensuite bath complete with dual sinks, a separate tub and shower, and a large walk-in closet. Three additional bedrooms and a full bath are located upstairs, along with a second family room that adds valuable flexibility for a media area, home office, game room, hobby space or additional living area. The combination of multiple living spaces and four bedrooms provides plenty of options for arranging the home to suit your lifestyle. Located in Fate, this home offers convenient access to local shopping, dining, recreation and major roadways connecting to the surrounding area. Whether you're looking for additional living space, a flexible floor plan or a home you can make your own, 323 Deaton Drive is ready to be discovered. If you have questions about this home, please contact the listing agents Sharon Bartlett or Charles Honeycutt at Seeto Realty.

323 Deaton Dr, Fate

$329,997

4 Beds ⋅ 2 Baths ⋅ 21398279 MLS

Commanding a desirable corner lot with an elegant brick & stone façade, this beautifully maintained Woodcreek residence pairs timeless curb appeal with the ease of single story living! A landscaped lawn & covered entry create a gracious welcome, introducing a home where pride of ownership sets the tone. At the heart of it all, the kitchen brings everyday living & entertaining together with a gas cooktop, gas oven, center island & inviting eat in setting. From morning coffee to weekend gatherings, there is room to prepare, serve & stay part of the conversation. Gather around the dining table for special occasions or settle into the welcoming living area for a relaxed evening at home. The primary bedroom offers a peaceful retreat, while secondary bedrooms provide flexibility for guests, working from home or pursuing your favorite hobbies. With every room on one level, the layout keeps daily routines beautifully uncomplicated, complemented by the convenience of an attached two car garage. Outside, the fenced backyard invites you to make the most of your own outdoor space, whether your vision includes summer cookouts, dining beneath the stars or a garden to enjoy through the seasons. Life in Woodcreek brings an exceptional collection of amenities within your community, including three swimming pools, fitness centers, walking trails, playgrounds, two dog parks, a clubhouse, outdoor kitchens, a soccer field & putting green. Enjoy an early workout, an afternoon by the pool or an evening stroll, with plenty of opportunities to connect with neighbors along the way. Located in Royse City ISD, this Fate address also places Rockwall shopping & dining nearby, with Lake Ray Hubbard offering a favorite escape for recreation on the water. Beautifully cared for & positioned to enjoy the best of home & community, 605 Freed Drive offers a compelling opportunity to settle into the lifestyle you have been looking for. Schedule your private tour today & let your next chapter unfold here!

605 Freed Dr, Fate

$289,999

3 Beds ⋅ 2 Baths ⋅ 21401194 MLS

Welcome home to this single-story, well-maintained gem located in the quaint town of Fate! Step into the foyer with newer laminate flooring leading to the spacious guest bedrooms and full guest bath with an updated vanity, light fixture and new skirted toilet. The kitchen is the heart of the home with a convenient island for additional storage, ample countertop space and newer ('24) cooktop-oven and dishwasher. The oversized living room is perfect for movie nights and overlooks the spacious backyard with covered patio. The private primary bedroom includes a walk-in closet and completely remodeled bathroom with sliding barn door, 2 new vanities, cabinet mirrors, light fixtures, oversized walk-in antimicrobial polymer shower, skirted toilet and linen closet with custom glass door. Roof is only one year old! Other updated include: New HVAC system and water heater (04-26), French drains ('26), Landscaping ('26), New ceiling fans and light fixtures ('26), Pest control port on exterior of home, solar screens on windows for energy efficiency, stone and brick exterior elevation, Security system with cameras, and more! Convenient location to dining and shopping in Fate and Rockwall and a short drive to Dallas!

125 Abelia Dr, Fate

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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