Fate Homes under $700,000

Welcome to Fate, Texas – a hidden gem in Rockwall County that perfectly blends small-town charm with modern conveniences. Nestled just a short drive from the bustling city of Dallas, Fate offers residents a peaceful retreat without sacrificing access to big-city amenities. With its friendly community, picturesque landscapes, and a commitment to family-friendly living, Fate has become a sought-after destination for homebuyers looking for a vibrant place to call home.

One of the most appealing aspects of Fate is its diverse range of homes, particularly for those seeking options under $700,000. Whether you're a first-time buyer, a growing family, or looking to downsize, you’ll find a variety of beautiful properties that cater to your needs. From charming single-family homes with spacious backyards to modern townhouses with contemporary finishes, there’s something for everyone in this delightful community.

Fate boasts excellent schools, numerous parks, and recreational facilities, making it an ideal location for families. The city’s commitment to fostering a strong sense of community is evident through its regular events and activities, bringing neighbors together and creating lasting friendships.

With its affordable housing market and a wealth of amenities, Fate is not just a place to live; it's a place to thrive. Discover the perfect home in Fate, Texas, where you can enjoy the tranquility of suburban life while remaining connected to the excitement of the Dallas metropolitan area. Explore your options today and find out why Fate is the perfect place to start your next chapter!

Newest Fate Homes under $700,000

$598,250

4 Beds ⋅ 4 Baths ⋅ 21387156 MLS

****ASSUMABLE VA LOAN AT 3.5% INTEREST — NO VETERAN STATUS REQUIRED FOR QUALIFYING BUYERS!**** Located in the highly desirable community of Monterra and served by top-rated Rockwall ISD, this stunning two-story home offers premium upgrades and an exceptional floor plan designed for effortless living and entertaining. Open-Concept Heart of the Home: The gourmet kitchen boasts a spacious center island and flows seamlessly into a sunlit great room and cozy casual dining space with direct access to the covered patio for outdoor living. The formal dining room is the perfect place for hosting intimate dinner parties. The Primary Suite provides a tranquil sanctuary showcasing a private bath and a generous walk-in closet. Downstairs Extra Suite features a private second bedroom on the main floor complete with its own ensuite bathroom—perfect for multigenerational living, long-term guests, or an in-law retreat. Dedicated Office provides for working comfortably from home in the private study. Organized Drop Zone: A functional HovHall and dedicated laundry room off the garage entry keep everyday mess out of sight. Upstairs features a multi-purpose loft along with two additional bedrooms sharing a full hall bath, offering privacy and space for everyone. Monterra Community Amenities:Enjoy resort-style neighborhood amenities, including a swimming pool, pickleball courts, playground, and scenic walking trails. With its flexible floor plan, desirable community amenities, EV charging, and an attractive assumable VA loan opportunity, this home offers an exceptional combination of comfort, convenience, and value!

1411 Potenza Rd, Fate

$259,900

4 Beds ⋅ 2 Baths ⋅ 21409919 MLS

PRICED BELOW TAX APPRAISED VALUE—GREAT OPPORTUNITY IN FATE, TEXAS! Discover this inviting 4-bedroom, 2-bath home offering an exceptional combination of comfort, style, convenience, and value! Recent updates include newly installed laminate plank flooring in the primary bedroom, living room, entry, kitchen, and dining areas, along with fresh interior paint in the living room and primary bedroom, creating a bright, refreshed look. The spacious kitchen features beautiful granite countertops, abundant cabinetry, and a large walk-in pantry for additional storage. The open living and dining areas create a welcoming atmosphere, ideal for entertaining or everyday living. The primary suite offers a comfortable retreat, while three additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to enjoy the covered back patio, perfect for morning coffee, outdoor dining, or relaxing in the shade. BONUS - REFRIGERATOR, WASHER, AND DRYER ALL CONVEY WITH THE HOME! Located in the desirable Woodcreek master-planned community, residents enjoy resort-style swimming pools, dog parks, a clubhouse, playgrounds, sports courts, jogging and biking trails, and a fitness center. LOCATION, LOCATION, LOCATION! Exciting new retail development is planned for the area, including a future Target and Kroger Marketplace! Enjoy convenient access to nearby H-E-B, IKEA, shopping, dining, and entertainment in Rockwall, along with recreational opportunities at beautiful Lake Ray Hubbard. Easy access to I-30 makes commuting to surrounding areas and Dallas convenient. With recent updates, fantastic community amenities, growing retail conveniences, and a price below tax appraised value, this home offers an outstanding opportunity in one of Fate's popular communities. DON'T MISS THIS ONE!

2316 French St, Fate

$299,900

4 Beds ⋅ 2 Baths ⋅ 21409188 MLS

This 4 BD, 2 BA home is the perfect blend of comfort, style, and functionality. As you step inside, you'll be greeted by the warm and inviting atmosphere of the spacious living area, perfect for relaxing and entertaining. The expansive kitchen is equipped with ample cabinetry, granite countertops, a coffee bar, and an island with a custom sink. The adjacent dining area is ideal for hosting family gatherings and dinner parties. The four bedrooms offer ample space, and two generously sized bathrooms provide storage and comfort. The master suite serves as a serene retreat, complete with a spacious custom walk-in closet and en-suite bathroom. Step outside to a spacious backyard that is perfect for outdoor activities and gardening, alongside a convenient two-car garage. Don't miss this gorgeous home! Built-in desk in office; can easily be removed. Coffee bar area will stay. One-owner property.

905 Decker Dr, Fate

$449,000

4 Beds ⋅ 3 Baths ⋅ 21409842 MLS

Gorgeous UnionMain MODEL HOME SOUTH-FACING PREMIUM CORNER LOT two-story home has model home finish-out and designer selections throughout, plus professionally installed model home landscaping. With 4 beds, 2 and a half baths, living room with upgraded fireplace, dining room, office, 2 car garage and covered back patio! The thoughtfully designed layout features resilient plank luxury vinyl flooring runs throughout the main living areas that flows seamlessly into a chef-inspired kitchen, creating the perfect space for everyday living and entertaining. Primary bedroom and one guest bedroom are located on the first floor. The kitchen features painted cabinetry, quartz countertops, stainless steel appliances, breakfast island, tile backsplash and stylish finishes throughout. The spacious primary suite provides a comfortable retreat with dual sinks, walk-in shower, soaking tub and large closet. Located in the growing Edgewater community, residents can enjoy convenient access to nearby parks, shopping, dining, and schools within Rockwall ISD and Royse City ISD. This home is as smart as it is beautiful — equipped with a video doorbell, Alexa Show, WiFi prewire, Cat5e data outlet, local HDMI and a Honeywell programmable WiFi thermostat. Energy efficiency is built in with high-efficiency 16 SEER HVAC system, HERS certification, tankless hot water heater, dual-pane Low-E argon gas windows, radiant barrier roof decking, 4 inch MERV 10 media filters, water-conserving Delta faucets, LED lighting throughout, 8 foot six-panel interior doors. HOA features swimming pool, fitness center, amenity center and biking trails. Please note: model home furniture, appliances, and window coverings are not included with the property. Available for move in 30 days after contract

652 Caprice Blf, Fate

$419,000

4 Beds ⋅ 3 Baths ⋅ 21409791 MLS

Gorgeous UnionMain home with 4 beds, 3 baths, living room with fireplace, dining room, office, 2 car garage and covered back patio! The thoughtfully designed layout features resilient plank luxury vinyl flooring runs throughout the main living areas that flows seamlessly into a chef-inspired kitchen, creating the perfect space for everyday living and entertaining. Primary bedroom and one guest bedroom are located on the first floor. The kitchen features painted cabinetry, quartz countertops, stainless steel appliances, breakfast island, tile backsplash and stylish finishes throughout. The spacious primary suite provides a comfortable retreat with dual sinks, walk-in shower, soaking tub and large closet. This home also includes $32,684 in designer upgrades, already reflected in the price: open railing, painted cabinets, a brasserie kitchen, upgraded cabinet pulls throughout the home, and an upgraded indoor fireplace. Located in the growing Edgewater community, residents can enjoy convenient access to nearby parks, shopping, dining, and schools within Rockwall ISD and Royse City ISD. This home is as smart as it is beautiful — equipped with a video doorbell, Alexa Show, WiFi prewire, Cat5e data outlet, local HDMI and a Honeywell programmable WiFi thermostat. Energy efficiency is built in with high-efficiency 16 SEER HVAC system, HERS certification, tankless hot water heater, dual-pane Low-E argon gas windows, radiant barrier roof decking, 4 inch MERV 10 media filters, water-conserving Delta faucets, LED lighting throughout, 8 foot six-panel interior doors. HOA features swimming pool, fitness center, amenity center and biking trails. Available for move in 30 days after contract.

644 Blakelys Way, Fate

$466,000

4 Beds ⋅ 3 Baths ⋅ 21409757 MLS

Gorgeous UnionMain home with 4 beds, 2 and a half baths, living room with fireplace, dining room, office, 2 car garage and covered back patio! The thoughtfully designed layout features resilient plank luxury vinyl flooring runs throughout the main living areas that flows seamlessly into a chef-inspired kitchen, creating the perfect space for everyday living and entertaining. Primary bedroom and office are located on the first floor. The kitchen features painted cabinetry, breakfast island, tile backsplash and stylish finishes throughout. The spacious primary suite provides a comfortable retreat with dual sinks, walk-in shower, soaking tub and large closet. This home also includes $20,980 in designer upgrades, already reflected in the price: open railing, painted cabinets, a brasserie kitchen, upgraded cabinet pulls throughout the home, and an upgraded indoor fireplace. Located in the growing Edgewater community, residents can enjoy convenient access to nearby parks, shopping, dining, and schools within Rockwall ISD and Royse City ISD. This home is as smart as it is beautiful — equipped with a video doorbell, Alexa Show, WiFi prewire, Cat5e data outlet, local HDMI and a Honeywell programmable WiFi thermostat. Energy efficiency is built in with high-efficiency 16 SEER HVAC system, HERS certification, tankless hot water heater, dual-pane Low-E argon gas windows, radiant barrier roof decking, 4 inch MERV 10 media filters, water-conserving Delta faucets, LED lighting throughout, 8 foot six-panel interior doors. HOA features swimming pool, fitness center, amenity center and biking trails. Available for move in 30 days after contract.

532 Baker Ct, Fate

$308,000

3 Beds ⋅ 2 Baths ⋅ 21407431 MLS

Welcome to this beautiful home located in the growing community of Fate, Texas, and zoned to highly sought after Rockwall ISD! This well-maintained home offers a spacious open floor plan with modern finishes throughout. 20 minutes from Dallas! Enjoy beautiful wood flooring, fresh carpet in the bedrooms, elegant crown molding, and updated light fixtures. The kitchen features granite countertops, stainless steel appliances, plenty of cabinet space, and a large island overlooking the living area. The inviting living room offers a cozy fireplace, perfect for relaxing or entertaining. The spacious primary suite features plenty of natural light and a private bathroom. Step outside and enjoy the beautifully landscaped front yard and charming curb appeal. Conveniently located near shopping, dining, and major highways, this home offers the perfect combination of comfort, style, and location. Don’t miss your opportunity to make this beautiful home yours!

321 Deaton Dr, Fate

$375,000

4 Beds ⋅ 3 Baths ⋅ 21408116 MLS

SELLER GIVING $10,000 TO COVER BUYER'S CLOSING COSTS! SPECTACULAR 4 BED 2.5 BATH HOME WITH MEDIA ROOM, STUDY, EXTRA LARGE SECOND LIVING ROOM, GREAT BACK YARD AND MORE! This amazing home in the highly sought after Woodcreek community is ready for its next owner! Like new, it features lots of builder upgrades. OPEN CONCEPT KITCHEN, with GAS STOVE, Island, and lots of cabinets. As you walk through the front door there is a STUDY great for those that work from home but also could be a great DINING ROOM. Primary Bedroom is DOWN STAIRS on 1st level with oversized closet and great en suite bathroom. Upstairs features the MEDIA ROOM, SECOND LIVING ROOM and the three other bedrooms, all with WALK IN CLOSETS. Located in highly sought after Royse City ISD, this home will also most likely go to the brand new North Royse City High School being built! The neighborhood is WALKING DISTANCE to both elementary and middle schools, plus the three pools, community center, pickle ball courts, parks and more amenities offered by the HOA. Also next to the Fate, TX huge city park, this home is in a FANTASTIC LOCATION. A great home ready for a great buyer, schedule a time to see it today!!!

215 Hadley Ln, Fate

$375,000

5 Beds ⋅ 4 Baths ⋅ 21407725 MLS

INCREDIBLE BUYER INCENTIVES: $6,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $6,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 610 Louder Way is a two-story Fate home with a two-car attached garage and a bright, open main level. The kitchen includes white cabinetry, a center island, generous counter space, and visible appliances, flowing into the dining and living areas. A fireplace anchors the main living room, while large windows provide natural light throughout. The upper level includes bedrooms and bathrooms with flexible room arrangements, and the rear exterior opens to a grassy yard. Central gas heating and electric cooling support year-round comfort. Home comes with a 100-Day Home Warranty

610 Louder Way, Fate

$569,900

3 Beds ⋅ 3 Baths ⋅ 21398637 MLS

This beautifully designed Grand Homes residence delivers an impressive combination of style, space and functionality. Step inside to soaring cathedral ceilings, abundant natural light and an open-concept living area anchored by a cozy fireplace. The spacious kitchen is made for gathering, featuring granite countertops, a large island, pantry and an easy flow into the dining and living areas. The thoughtfully designed split-bedroom floor plan offers 3 bedrooms and 3 full baths, including a versatile secondary suite with its own bath ideal for guests, multigenerational living or a private retreat. The primary suite features a spacious bath, double vanity and walk-in closet. A formal dining area and window-filled breakfast space provide additional flexibility for entertaining and everyday living. Outside, enjoy a covered patio and backyard, while Monterra residents have access to community amenities including a pool, park and walking jogging biking paths. Located in Rockwall ISD with convenient access to shopping, dining, major roadways and the Lake Ray Hubbard area. Modern design, flexible living spaces and outstanding community amenities make 1320 Cartona Rd a wonderful place to call home. Buyer and Buyer’s Agent to verify all measurements, square footage, schools, attendance zones, and all information contained herein.

1320 Cartona Rd, Fate

$349,900

3 Beds ⋅ 2 Baths ⋅ 21407052 MLS

Fresh interior paint completed in September 2026 sets the stage for this beautifully updated, meticulously maintained home in Woodcreek. With 2,205 square feet, three bedrooms and two bathrooms, the spacious layout offers room to settle in and make yourself at home. The open-concept kitchen brings together granite countertops, stainless steel appliances and a rare double pantry, providing plenty of storage for everyday essentials. Tall windows fill the living room with natural light, while high ceilings and a gas fireplace create an inviting setting for quiet evenings or a house full of guests. The spacious primary suite offers a beautifully renovated bathroom with a freestanding soaking tub and dual closets. Thoughtful updates extend to the secondary bathroom, giving the home a cohesive, well-cared-for feel. A large attached covered patio extends the living space outdoors, offering a shaded spot for morning coffee, weekend cookouts or unwinding at the end of the day. An oversized two-car garage includes additional storage space along the side, with room for tools, hobbies or seasonal belongings. Built in 2004 and located in Rockwall ISD, this home also enjoys access to a community pool and clubhouse. Beautiful finishes, generous storage and years of attentive care make 242 Cox Drive a welcoming place to begin your next chapter.

242 Cox Dr, Fate

$424,000

4 Beds ⋅ 3 Baths ⋅ 21406458 MLS

This 4 bedroom 3 bath 2 car garage 2 story home sits on a premium lot with more than a third of an acre! It is an open floor plan and has tall ceilings. The kitchen opens up to the downstairs living area where you will find a woodburning fireplace and dining area. So much storage! The master suite sits downstairs with a spacious walk in closet. There is a secondary bedroom downstairs along with the master. Wider than your average staircase leads you upstairs to the 2nd living area and or game room. Great for relaxing or even entertaining. There are 2 bedrooms upstairs as well. All secondary bedrooms have walk in closets. Extra large backyard for entertaining, kids activities and more with a storage building! Schedule your showing today!

302 Cliffmere Dr, Fate

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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