Lone Oak Homes under $400,000

Welcome to Lone Oak, Texas – a hidden gem nestled in the heart of the Lone Star State! This charming city boasts a rich tapestry of small-town charm and Southern hospitality, making it an ideal destination for families, retirees, and anyone seeking a peaceful lifestyle away from the hustle and bustle of larger cities. With its picturesque landscapes, friendly community, and a variety of local amenities, Lone Oak has something for everyone.

One of the most appealing aspects of Lone Oak is its affordability. For those looking to purchase a home, you’ll be delighted to discover a variety of beautiful properties available for under $400,000. Whether you’re in search of a cozy cottage, a spacious family home, or a modern ranch-style property, you’ll find plenty of options that cater to diverse tastes and budgets. The real estate market here offers a unique blend of affordability and quality, allowing you to invest in your dream home without breaking the bank.

Lone Oak is not just about beautiful homes; it also provides a wealth of outdoor recreational opportunities. With nearby lakes, parks, and trails, residents can enjoy fishing, hiking, and nature walks, all while soaking in the stunning Texas scenery. Plus, the community hosts various events and festivals throughout the year, fostering a strong sense of belonging among its residents.

Discover the charm of Lone Oak, Texas, where affordable living meets a vibrant community. Your dream home awaits in this delightful city!

Newest Lone Oak Homes under $400,000

$359,000

3 Beds ⋅ 2 Baths ⋅ 21408294 MLS

YOUR PEACEFUL ESCAPE NEAR LAKE TAWAKONI! MOVE-IN READY WITH CUSTOM TOUCHES THROUGHOUT! Discover this beautifully remodeled home, thoughtfully updated from top to bottom, just minutes from Lake Tawakoni! Surrounded by peaceful countryside scenery and mature trees, this property offers the perfect blend of modern comfort and country charm, with scenic lake views just minutes away. Step inside to an inviting open-concept layout featuring vaulted ceilings and stunning cathedral windows that fill the space with natural light. Engineered hardwood floors flow through the main living areas, while a custom built-in entertainment center features a cleverly concealed compartment. Elegantly updated bathrooms showcase stylish finishes, complemented by unique custom details that add personality throughout the home. Unwind on the covered patio while taking in the peaceful surroundings. Beyond its beautiful finishes, the home has significant upgrades: new electrical wiring, a new HVAC system, updated plumbing, a new water heater, plus a brand-new aerobic drip septic system. Whether you're searching for a primary residence, a relaxing weekend getaway, or exploring short-term rental investment potential, this home offers versatility without compromising charm. An adjacent lot is also available for purchase, creating even more possibilities. Schedule your private showing today before its gone!

8095 County Road 3415, Lone Oak

$315,000

3 Beds ⋅ 2 Baths ⋅ 21395638 MLS

If you’re searching for an affordable home near the lake with private access and numerous amenities, this gem might be the perfect fit. This Lone Oak ISD home is situated on a spacious 1-acre lot, featuring a 25x25 metal garage with two bays, a 25x15ft carport on a concrete slab, and a 10x20 storage shed with security lights cascading over the driveway and backyard. The L-shaped lot begins at the corner and extends a lengthy tree lined distance behind the house with a small view of the lake over the horizon. The home itself is a 2021 Palm Harbor with modern features, neutral colors, and ample space in all the right areas. The owner has added extra utility poles including an extended warranty for surge protection and it is ready for you to add your own generator. At the opposite end of the property, you’ll find RV pads and more electric access. The property boundaries are clearly marked with stakes and flags for easy navigation. The house is equipped with a complete Brinks security system including voice and audio recording. The bedrooms are generously sized with walk-in closets. One of the most appealing features of this property is the voluntary private lake Tawakoni access, which costs only $50 annually without an HOA. This fee covers the maintenance of the common areas and is required to access the amenities. Behind the house, you’ll find raised garden beds, and there’s also a dog kennel behind the shed that conveys. Drive ATVs on your tree lined path or take the lake trails for swimming, picnicking, and fishing. Plan your housewarming event at the lake while meeting your new neighbors.

4268 Pueblo, Lone Oak

$269,990

3 Beds ⋅ 2 Baths ⋅ 21394928 MLS

5.8% INTEREST RATE FOR QUALIFYING BUYERS!! Welcome to this fantastic 2024 CastleRock Builders home in the heart of downtown Lone Oak. Offering 3 bedrooms, 2 bathrooms, approximately 1,400 square feet, and a two-car garage, this home sits on a 0.31-acre lot. Inside, you’ll find granite countertops in the kitchen and bathrooms. Tile flooring in the bathrooms, luxury vinyl flooring in the living, kitchen, and high-traffic areas. Bedrooms are equipped with walk-in closets. The covered back porch is designed for relaxing, or entertaining. Overlooking the spacious, privacy-fenced backyard. The property extends beyond the fence, offering even more outdoor space. Located in sought-after Lone Oak ISD, this home pairs newer construction with a charming downtown setting.

100 Elm St, Lone Oak

$189,000

2 Beds ⋅ 2 Baths ⋅ 21390632 MLS

If you have been looking for a home in a lake community with resident-only lake access, plenty of room for the boat and RV, and space for a workshop, welcome to Pecan Circle! Situated on just over an acre in the Holiday Hills neighborhood, this 2-bedroom, 2-bath home offers a spacious and flexible layout with exceptional vehicle access and storage. The property sits at the back of a circular driveway with primary access from Pecan Circle, plus a second access point from County Road 3416 leading directly to the oversized garage. The front entrance opens into an entry area leading to the spacious kitchen with ample cabinet space. Both bedrooms include closets, and one features a private attached full bathroom. The second full bathroom is located off the large laundry room. A generously sized living room offers plenty of space to relax or entertain, while the adjoining entertainment area provides flexibility for a game room, hobby space, or media area. Two separate storage rooms add even more functionality. A standout feature is the oversized 8-car garage with doors on both ends, allowing convenient drive-through access. There is plenty of room for multiple vehicles, a boat, RV, recreational equipment, workshop use, or additional storage. You can also enjoy a view of the lake from the driveway near the garage. With approximately 1,694 sq ft, more than an acre of land, dual access points, a circular driveway, and extensive garage space, this property offers hard-to-find versatility. The home does need updating and TLC, giving the next owner an opportunity to bring their own ideas and vision to the space.

8219 Pecan Cir, Lone Oak

$215,000

2 Beds ⋅ 1 Baths ⋅ 21362085 MLS

LAKE VIEW, FULLY FURNISHED! Cozy 2-bedroom, 1-bathroom lake house at Lake Tawakoni. With just over 1 acre, there is so much potential for house expansion, adding a workshop, plenty of room for a garden or to add other structures. This is located across from the secured Rolling Hills North Park HOA community park which includes boat ramp, fishing dock, sandy beach, and covered pavilion. The 1-car garage is perfect for boat storage. This completely rewired house and garage features a updated expanded breaker panel and updated outlets. It includes all updated window units with AC and heating capabilities. Comprehensive structural work has been completed, including foundation repair and replacement. Updated utility features include updated water heater and an electric fireplace with heat. The modernized interior boasts an expanded full bathroom, with shower, updated hardware, modern standalone vanity, and antigue style ceiling tiles. A convenient linen closet provides additional storage. Enjoy premium flooring throughout with a mix of wooden floors and carpeting, alongside fresh interior paint. Enhanced lighting includes canned lights in all rooms. Functional garage upgrades feature garage door, storage shelving, a loft platform above, and lighting. Schedule a private tour today before its gone!

7656 Shoreline Dr, Lone Oak

$184,900

3 Beds ⋅ 2 Baths ⋅ 21364033 MLS

Price Reduced! Owner Financing Now available. Enjoy the Lake Tawakoni lifestyle from this inviting 3-bedroom, 2-bath home with beautiful water views from the front porch! Inside, you’ll find a spacious open-concept layout designed for comfortable everyday living or relaxing weekend getaways. Laminate flooring in Master Bath and living room and Kitchen, New Carpet in back two Bedrooms. The home is move-in ready, and all appliances are included. Slab in front yard would allow RV or Camper to be parked on. Extra Utility outlet which would allow RV Power. Voluntary HOA allows access community park , which offers access to a private boat ramp, fishing pier, sandy beach, and park area—perfect for enjoying everything the lake has to offer. Whether you’re searching for a full-time residence, weekend lake retreat, or an investment property with potential for short-term rental use, this home offers plenty of possibilities. Bring the boat, fishing gear, and lake toys and start enjoying Lake Tawakoni!

7477 Scenic Dr, Lone Oak

$319,995

4 Beds ⋅ 2 Baths ⋅ 21351236 MLS

Welcome home to this beautifully maintained 4-bedroom, 2-bath, 2-car garage, perfectly situated on a quiet cul-de-sac in the highly desirable Buffalo Mesa Subdivision of Lone Oak. Combining modern finishes with the charm of country living, this home offers comfort, space, and convenience in an ideal location. Set on a generously sized lot, the property offers endless possibilities for adding a workshop, pool, or creating a backyard oasis. Lake Tawakoni is just minutes away, with a public boat ramp for easy access to fishing, boating, and weekend adventures. Inside, the open-concept layout is designed for both everyday living and entertaining. The kitchen is a standout feature, boasting granite countertops, custom cabinetry, stainless steel appliances, and a large center island that's perfect for gathering with family and friends. The private primary suite serves as a relaxing retreat with elegant tray ceilings, a beautiful accent wall, and a spacious ensuite bath featuring dual vanities, a soaking garden tub, a fully tiled walk-in shower, and a large walk-in closet. Three additional bedrooms, each with a walk-in closet and sharing a beautifully appointed full bath. Built by J-6 Select with quality craftsmanship and thoughtful attention to detail, this all-electric, energy-efficient home features soaring 9-10-foot ceilings, ceiling fans throughout, and a finished garage. Step outside to enjoy peaceful views of open pasture and mature trees from the covered back patio—an inviting space for morning coffee, sunsets, grilling, or simply relaxing while kids and pets play in the spacious backyard. Located within the highly regarded Lone Oak ISD and just off Highway 69, you'll enjoy the tranquility of rural living while remaining within approximately 30 minutes of Greenville, Quinlan, Emory, Commerce, and Royse City for shopping, dining, and entertainment.*No HOA* With preferred lender, you may qualify for a $5k-$15k grant to use towards your down payment or closing cost.

409 Mesa Dr, Lone Oak

$212,000

3 Beds ⋅ 3 Baths ⋅ 21346626 MLS

Escape the hustle and embrace the peace of country living with this charming home nestled in the heart of Lone Oak. Situated on a spacious property, this inviting residence offers the perfect blend of privacy, comfort, and rural charm. Inside, you'll find a bright and welcoming layout with comfortable living spaces designed for both everyday living and entertaining. The property provides plenty of room to enjoy the outdoors, whether you're gardening, hosting family gatherings, or simply relaxing and taking in the peaceful surroundings. With wide-open skies, a quiet setting, and easy access to nearby amenities, Continued... See Addendum Property Description 1

120 Rs County Road 1623, Lone Oak

$159,000

2 Beds ⋅ 1 Baths ⋅ 21345295 MLS

Charming 2-bedroom, 1-bath home near Lake Tawakoni, ideal as a full-time residence, weekend getaway, vacation home, or fishing cabin. Recently updated with a brand-new roof and fresh interior and exterior paint. The home features a spacious open-concept kitchen and living area, along with a flexible bonus space that could serve as a den, game room, home office, or additional sitting area. One of the property’s standout features is the expansive covered and screened-in porch, offering a comfortable outdoor living space for relaxing, dining, or entertaining. Additional features include a two-car carport with room for boat parking and a storage building for tools and lake equipment. Located approximately a two-minute walk from Lake Tawakoni, with voluntary HOA access to the community waterfront area. Move-in ready—bring your boat, fishing gear, and lake-living dreams!

4171 Broken Bow Dr, Lone Oak

$320,000

4 Beds ⋅ 2 Baths ⋅ 21334634 MLS

Looking for peaceful country living just minutes from Lake Tawakoni? Welcome to this charming 4-bedroom, 2-bath home nestled in the Holiday Hills community. With 1,632 square feet of living space, this single-story home offers a comfortable layout with durable wood and vinyl flooring, central air, and high-speed internet availability. The spacious four-bedroom design provides flexibility for a growing family, guests, or a home office. Situated on an all-weather road, the property features a gravel drive and a manageable lot that's easy to maintain while leaving more time to enjoy nearby boating, fishing, and outdoor recreation at Lake Tawakoni. Located in sought-after Rains ISD, this home offers the perfect blend of quiet country living and everyday convenience. Don't miss your opportunity to make this East Texas property your own!

547 Fm 513 S, Lone Oak

$274,995

3 Beds ⋅ 2 Baths ⋅ 21334543 MLS

This gorgeous 3-bedroom, 2-bath home with a 2-car garage offers the perfect blend of modern comfort and peaceful country living located on a cul-de-sac in the sought-after Buffalo Mesa Subdivision in Lone Oak! Situated on a spacious lot, there’s plenty of room to add a shop, boat storage, or create your ideal outdoor retreat. *Bonus* Lake Tawakoni boat ramp access is less than 5 miles away, making weekend lake days effortless! The kitchen features stainless steel appliances, custom cabinetry, subway tile backsplash, a large gathering island, and stunning granite countertops. The private primary suite is a true retreat, highlighted by raised-tray ceilings and a luxurious ensuite bath complete with dual vanities, a soaking garden tub, a fully tiled oversized walk-in shower, and impressive walk-in closets. Two generously sized secondary bedrooms, each with walk-in closets, share a well-appointed full bath with a tub-shower combination. This energy-efficient, all-electric home also includes 9-10 ft ceilings throughout, ceiling fans, finished-out garage, and a newly stained 6-foot privacy fence. The driveway provides additional parking for up to four vehicles. Step outside to enjoy a peaceful backyard that backs to open pasture and mature trees. The covered patio offers the perfect space for grilling, relaxing, and watching kids and pets play in the spacious backyard. Meticulously maintained and built with exceptional attention to detail by J-6 Select, this home feels like new and is located within the desirable Lone Oak ISD. Conveniently located just off Hwy 69, you’re within 30 minutes of Greenville, Quinlan, Emory, Sulphur Springs, Commerce, Terrell, and Royse City—giving you easy access to shopping, dining, entertainment, and everyday conveniences while still enjoying a peaceful rural setting. No HOA! Don’t miss this opportunity to own a beautiful home in a wonderful community near the lake. Schedule your private showing today!

411 Mesa Dr, Lone Oak

$347,500

5 Beds ⋅ 3 Baths ⋅ 21323104 MLS

This 10 acre country living property offers an immense amount of potential! Incomplete build, Mueller Building 40X80x24 barndominium with attached 15X15 shop-garage area with 24ft ceilings. Built with building permit. Also, additional permit in place for a second culvert for another driveway. The original plan was to be a 5 bedroom 3 upstairs 2 downstairs with 3 full baths. New septic has been installed but not yet connected to the potential home. Water is ready for connection. Power pole ready for RV too! The property comes with a double oven, stove, 3 toilets, 7 mini splits systems, CAM lights, electrical wiring, water softener system, small shed and apx 5 or 6 uninstalled doors. The land provides excellent hunting grounds for white tail deer. Property has been surveyed! Cambell Schools, Close to interstate 30. Bring your imagination at showing to see the endless possibilities for a potential forever home.

1510 Fm 2649, Lone Oak

Start Your Search

Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

Last updated: