Lone Oak Homes under $700,000

Welcome to Lone Oak, Texas – a hidden gem nestled in the heart of the Lone Star State. This charming city, known for its rich history and warm community spirit, offers an idyllic lifestyle for families, retirees, and anyone seeking a peaceful retreat from the hustle and bustle of urban life. With its picturesque landscapes, friendly neighbors, and a strong sense of community, Lone Oak is more than just a place to live; it’s a place to call home.

One of the most appealing aspects of Lone Oak is its affordability. With a variety of homes priced under $700,000, prospective buyers can find their dream property without breaking the bank. Whether you’re looking for a cozy cottage, a spacious family home, or a modern retreat, Lone Oak has something for everyone. The real estate market here is vibrant, offering a range of options that cater to different tastes and budgets.

The city is not just about great homes; it’s about a lifestyle that embraces outdoor adventures and community engagement. Enjoy the scenic beauty of nearby parks, take leisurely strolls along tree-lined streets, or participate in local events that bring residents together. With a strong emphasis on family values and a welcoming atmosphere, Lone Oak is perfect for those looking to create lasting memories.

In Lone Oak, you’ll discover a harmonious blend of tranquility and opportunity. Explore the homes under $700,000 and find your perfect sanctuary in this delightful Texas town, where every day feels like a warm embrace from the community you’ll soon call home.

Newest Lone Oak Homes under $700,000

$359,000

3 Beds ⋅ 2 Baths ⋅ 21408294 MLS

YOUR PEACEFUL ESCAPE NEAR LAKE TAWAKONI! MOVE-IN READY WITH CUSTOM TOUCHES THROUGHOUT! Discover this beautifully remodeled home, thoughtfully updated from top to bottom, just minutes from Lake Tawakoni! Surrounded by peaceful countryside scenery and mature trees, this property offers the perfect blend of modern comfort and country charm, with scenic lake views just minutes away. Step inside to an inviting open-concept layout featuring vaulted ceilings and stunning cathedral windows that fill the space with natural light. Engineered hardwood floors flow through the main living areas, while a custom built-in entertainment center features a cleverly concealed compartment. Elegantly updated bathrooms showcase stylish finishes, complemented by unique custom details that add personality throughout the home. Unwind on the covered patio while taking in the peaceful surroundings. Beyond its beautiful finishes, the home has significant upgrades: new electrical wiring, a new HVAC system, updated plumbing, a new water heater, plus a brand-new aerobic drip septic system. Whether you're searching for a primary residence, a relaxing weekend getaway, or exploring short-term rental investment potential, this home offers versatility without compromising charm. An adjacent lot is also available for purchase, creating even more possibilities. Schedule your private showing today before its gone!

8095 County Road 3415, Lone Oak

$679,900

3 Beds ⋅ 2 Baths ⋅ 21403321 MLS

MOTIVATED SELLERS DUE TO EMPLOYMENT RELOCATION! Sellers are offering a $6,000 flooring allowance AND will pay 50% of buyer’s closing costs with an acceptable offer! Enjoy country living with room to spread out in Miller Grove ISD on 17.01 acres with an agricultural exemption currently utilized for hay production. This versatile property offers a brick home, pond, separate guest house-MIL quarters, multiple shops and storage. The main home features both a formal dining room and breakfast area, along with plenty of flexible living space. The former 2-car garage has been converted into an office-flex space with a large closet currently used as a pantry. The separate guest quarters offer 1 bedroom, 1.5 baths, stainless steel appliances and a stackable washer and dryer—perfect for extended family, guests or additional private living space. Outside, you’ll find a metal shop with two overhead bay doors, an additional metal shop-outbuilding, storage building and pond, with plenty of room for equipment, animals, hobbies and all the things that make country living worthwhile. Major improvements include a roof replaced in 2023 with transferable limited warranty, foundation work completed in 2025 with warranty, approximately 2-year-old HVAC system and new water heater. Post-foundation plumbing testing was completed and passed. With acreage, guest quarters, multiple outbuildings, major improvements and Miller Grove ISD, this property offers a hard-to-find combination of space, functionality and flexibility.

17398 W Farm Road 1567 W, Lone Oak

$549,900

3 Beds ⋅ 3 Baths ⋅ 21402984 MLS

DEAL OF THE YEAR!! Priced to sell - a rare find. Welcome to 3971 RS County Road 1605 in Lone Oak, Texas! A beautiful 14.4-acre property offering space, privacy, and the opportunity to create the country lifestyle you’ve been looking for. Located in a peaceful rural setting, this expansive tract provides plenty of room to enjoy the outdoors, establish a small homestead, or simply spread out and enjoy the tranquility of acreage living. With 14.4 acres to work with, the property offers flexibility for a variety of uses and future possibilities. Escape the congestion of town while still being within reach of the amenities and conveniences of the surrounding area. Inside, the heart of the home is the open-concept living area, where a stunning kitchen showcases quartz countertops, stainless steel appliances, and a spacious island overlooking the living room. The living room features a fireplace with gas logs, creating a cozy focal point and inviting ambiance. Sliding barn doors add character while providing a stylish way to separate the dining room space when desired. The split-bedroom floor plan offers added privacy, with the spacious primary suite thoughtfully positioned apart from the additional bedrooms. The primary bathroom provides a spa-like retreat, featuring dual sinks, a relaxing soaking tub, and a separate shower. The spacious primary bedroom offers plenty of room to unwind after a long day! Call your favorite realtor today!!

3971 Rs County Road 1605, Lone Oak

$315,000

3 Beds ⋅ 2 Baths ⋅ 21395638 MLS

If you’re searching for an affordable home near the lake with private access and numerous amenities, this gem might be the perfect fit. This Lone Oak ISD home is situated on a spacious 1-acre lot, featuring a 25x25 metal garage with two bays, a 25x15ft carport on a concrete slab, and a 10x20 storage shed with security lights cascading over the driveway and backyard. The L-shaped lot begins at the corner and extends a lengthy tree lined distance behind the house with a small view of the lake over the horizon. The home itself is a 2021 Palm Harbor with modern features, neutral colors, and ample space in all the right areas. The owner has added extra utility poles including an extended warranty for surge protection and it is ready for you to add your own generator. At the opposite end of the property, you’ll find RV pads and more electric access. The property boundaries are clearly marked with stakes and flags for easy navigation. The house is equipped with a complete Brinks security system including voice and audio recording. The bedrooms are generously sized with walk-in closets. One of the most appealing features of this property is the voluntary private lake Tawakoni access, which costs only $50 annually without an HOA. This fee covers the maintenance of the common areas and is required to access the amenities. Behind the house, you’ll find raised garden beds, and there’s also a dog kennel behind the shed that conveys. Drive ATVs on your tree lined path or take the lake trails for swimming, picnicking, and fishing. Plan your housewarming event at the lake while meeting your new neighbors.

4268 Pueblo, Lone Oak

$640,000

3 Beds ⋅ 2 Baths ⋅ 21395577 MLS

This 44-acre property offers the kind of land that is increasingly difficult to find, with approximately 50% open pasture and 50% heavily wooded acreage and direct access to a beautiful 35-acre conservation lake. The lake is shared by only four property owners, providing a rare opportunity to enjoy a large private lake without the crowds and traffic found on many public lakes. The lake is well known for its largemouth bass, making it an appealing setting for fishing and enjoying the outdoors. The land itself is the star of the show. The combination of open acreage, mature woods, wildlife habitat, and lake access creates a property with plenty of possibilities for recreation, livestock, hunting, or simply enjoying the land. Whether you want to spend your days fishing, exploring the woods, working on a small farm, or sitting near the water, this property gives you room to make it your own. The property includes a 1,960-square-foot mobile home that needs some work but provides a solid starting point and could be updated and finished to suit your needs. There is also an older barn with four stalls, along with a shop featuring a concrete floor and electricity. A partially finished cabin adds another opportunity, with much of what is needed already in place to complete it as a guest house, additional living space, or private retreat. Located in Lone Oak ISD, the property also offers the added benefit of being in a desirable school district while still providing the privacy and acreage that make country living appealing. With 44 acres, a 35-acre conservation lake shared by only four owners, wooded and open land, existing improvements, and endless potential, this is a property where the land and lake truly take center stage.

7161 County Road 3223, Lone Oak

$269,990

3 Beds ⋅ 2 Baths ⋅ 21394928 MLS

5.8% INTEREST RATE FOR QUALIFYING BUYERS!! Welcome to this fantastic 2024 CastleRock Builders home in the heart of downtown Lone Oak. Offering 3 bedrooms, 2 bathrooms, approximately 1,400 square feet, and a two-car garage, this home sits on a 0.31-acre lot. Inside, you’ll find granite countertops in the kitchen and bathrooms. Tile flooring in the bathrooms, luxury vinyl flooring in the living, kitchen, and high-traffic areas. Bedrooms are equipped with walk-in closets. The covered back porch is designed for relaxing, or entertaining. Overlooking the spacious, privacy-fenced backyard. The property extends beyond the fence, offering even more outdoor space. Located in sought-after Lone Oak ISD, this home pairs newer construction with a charming downtown setting.

100 Elm St, Lone Oak

$189,000

2 Beds ⋅ 2 Baths ⋅ 21390632 MLS

If you have been looking for a home in a lake community with resident-only lake access, plenty of room for the boat and RV, and space for a workshop, welcome to Pecan Circle! Situated on just over an acre in the Holiday Hills neighborhood, this 2-bedroom, 2-bath home offers a spacious and flexible layout with exceptional vehicle access and storage. The property sits at the back of a circular driveway with primary access from Pecan Circle, plus a second access point from County Road 3416 leading directly to the oversized garage. The front entrance opens into an entry area leading to the spacious kitchen with ample cabinet space. Both bedrooms include closets, and one features a private attached full bathroom. The second full bathroom is located off the large laundry room. A generously sized living room offers plenty of space to relax or entertain, while the adjoining entertainment area provides flexibility for a game room, hobby space, or media area. Two separate storage rooms add even more functionality. A standout feature is the oversized 8-car garage with doors on both ends, allowing convenient drive-through access. There is plenty of room for multiple vehicles, a boat, RV, recreational equipment, workshop use, or additional storage. You can also enjoy a view of the lake from the driveway near the garage. With approximately 1,694 sq ft, more than an acre of land, dual access points, a circular driveway, and extensive garage space, this property offers hard-to-find versatility. The home does need updating and TLC, giving the next owner an opportunity to bring their own ideas and vision to the space.

8219 Pecan Cir, Lone Oak

$429,900

2 Beds ⋅ 2 Baths ⋅ 21373005 MLS

Looking to retire to the peace and quiet, or just have room to play, this home may suite all your needs. Currently in Ag, this 10 acre parcel has 2 ponds and approx 75 producing pecan trees giving you a built-in hobby, or a source of seasonal income! A gated entry and a winding driveway will lead you to a meticulously cared-for 2 bedroom, 2 bathroom, 2 car garage barndominium. Enjoy sweeping views from the massive covered front and back porches, which are perfect for evening entertaining or just enjoying your morning cups of brew! With full-length overhangs and deep porches, the current 2-2 floorplan can easily be expanded to add more bedrooms if needed. The property also features a bonus aerobic septic system (from a previous homesite), making it the ideal spot to build your dream shop or a guest house. Located in the highly-rated Lone Oak ISD and minutes from the waters of Lake Tawakoni and Lake Fork for all your water activities!

4881 White Rock, Lone Oak

$215,000

2 Beds ⋅ 1 Baths ⋅ 21362085 MLS

LAKE VIEW, FULLY FURNISHED! Cozy 2-bedroom, 1-bathroom lake house at Lake Tawakoni. With just over 1 acre, there is so much potential for house expansion, adding a workshop, plenty of room for a garden or to add other structures. This is located across from the secured Rolling Hills North Park HOA community park which includes boat ramp, fishing dock, sandy beach, and covered pavilion. The 1-car garage is perfect for boat storage. This completely rewired house and garage features a updated expanded breaker panel and updated outlets. It includes all updated window units with AC and heating capabilities. Comprehensive structural work has been completed, including foundation repair and replacement. Updated utility features include updated water heater and an electric fireplace with heat. The modernized interior boasts an expanded full bathroom, with shower, updated hardware, modern standalone vanity, and antigue style ceiling tiles. A convenient linen closet provides additional storage. Enjoy premium flooring throughout with a mix of wooden floors and carpeting, alongside fresh interior paint. Enhanced lighting includes canned lights in all rooms. Functional garage upgrades feature garage door, storage shelving, a loft platform above, and lighting. Schedule a private tour today before its gone!

7656 Shoreline Dr, Lone Oak

$184,900

3 Beds ⋅ 2 Baths ⋅ 21364033 MLS

Price Reduced! Owner Financing Now available. Enjoy the Lake Tawakoni lifestyle from this inviting 3-bedroom, 2-bath home with beautiful water views from the front porch! Inside, you’ll find a spacious open-concept layout designed for comfortable everyday living or relaxing weekend getaways. Laminate flooring in Master Bath and living room and Kitchen, New Carpet in back two Bedrooms. The home is move-in ready, and all appliances are included. Slab in front yard would allow RV or Camper to be parked on. Extra Utility outlet which would allow RV Power. Voluntary HOA allows access community park , which offers access to a private boat ramp, fishing pier, sandy beach, and park area—perfect for enjoying everything the lake has to offer. Whether you’re searching for a full-time residence, weekend lake retreat, or an investment property with potential for short-term rental use, this home offers plenty of possibilities. Bring the boat, fishing gear, and lake toys and start enjoying Lake Tawakoni!

7477 Scenic Dr, Lone Oak

$319,995

4 Beds ⋅ 2 Baths ⋅ 21351236 MLS

Welcome home to this beautifully maintained 4-bedroom, 2-bath, 2-car garage, perfectly situated on a quiet cul-de-sac in the highly desirable Buffalo Mesa Subdivision of Lone Oak. Combining modern finishes with the charm of country living, this home offers comfort, space, and convenience in an ideal location. Set on a generously sized lot, the property offers endless possibilities for adding a workshop, pool, or creating a backyard oasis. Lake Tawakoni is just minutes away, with a public boat ramp for easy access to fishing, boating, and weekend adventures. Inside, the open-concept layout is designed for both everyday living and entertaining. The kitchen is a standout feature, boasting granite countertops, custom cabinetry, stainless steel appliances, and a large center island that's perfect for gathering with family and friends. The private primary suite serves as a relaxing retreat with elegant tray ceilings, a beautiful accent wall, and a spacious ensuite bath featuring dual vanities, a soaking garden tub, a fully tiled walk-in shower, and a large walk-in closet. Three additional bedrooms, each with a walk-in closet and sharing a beautifully appointed full bath. Built by J-6 Select with quality craftsmanship and thoughtful attention to detail, this all-electric, energy-efficient home features soaring 9-10-foot ceilings, ceiling fans throughout, and a finished garage. Step outside to enjoy peaceful views of open pasture and mature trees from the covered back patio—an inviting space for morning coffee, sunsets, grilling, or simply relaxing while kids and pets play in the spacious backyard. Located within the highly regarded Lone Oak ISD and just off Highway 69, you'll enjoy the tranquility of rural living while remaining within approximately 30 minutes of Greenville, Quinlan, Emory, Commerce, and Royse City for shopping, dining, and entertainment.*No HOA* With preferred lender, you may qualify for a $5k-$15k grant to use towards your down payment or closing cost.

409 Mesa Dr, Lone Oak

$499,900

4 Beds ⋅ 2 Baths ⋅ 21349287 MLS

Discover Your Dream Home in Lone Oak, Texas! Step into this stunning new construction home that offers the perfect blend of comfort, luxury, and privacy. With 4 spacious bedrooms and 2 beautifully appointed baths, this home features an open floor plan designed for county living. The heart of this home is the kitchen, complete with custom cabinets, granite countertops, and an oversized island perfect for meal prep and entertaining. Equipped with double ovens, stainless-steel appliances, and a generous walk-in pantry, this kitchen is a family’s dream. It overlooks a large family room with a beautiful fireplace, creating the perfect setting for cozy gatherings. Set on 5.5+ acres, this home is perched on a small hill, offering private views from the master bedroom, family room, and kitchen-dining area. Whether you’re enjoying a cup of coffee in the morning or unwinding at sunset, the views are simply spectacular. The oversized 3-car garage provides ample space for your vehicles and all your outdoor toys, making it easy to store everything you need for country living. This is truly a one-of-a-kind property that combines modern amenities with serene country living. Don’t miss out on the opportunity to make this exceptional home yours. Schedule your private showing today!

1026 County Road 1610, Lone Oak

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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