Payne Springs Homes under $350,000

Welcome to Payne Springs, Texas – a hidden gem nestled in the heart of Henderson County! This charming city, located on the picturesque shores of Cedar Creek Lake, offers the perfect blend of small-town warmth and modern conveniences. With its serene landscapes, friendly community, and a plethora of recreational activities, Payne Springs is an ideal place to call home.

One of the standout features of Payne Springs is its affordability. For those seeking a cozy abode without breaking the bank, this city boasts a variety of homes priced under $350,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find a range of options that cater to your needs. From charming cottages to spacious family homes, Payne Springs offers something for everyone.

Imagine waking up to the soothing sounds of nature, with beautiful views of the lake just steps away. Residents enjoy easy access to water sports, fishing, and hiking trails, making it a haven for outdoor enthusiasts. The community spirit is palpable, with local events and gatherings that foster connections among neighbors.

In addition to its natural beauty, Payne Springs is conveniently located near larger cities, providing easy access to shopping, dining, and entertainment. With its affordable housing market and vibrant community, Payne Springs is not just a place to live; it’s a place to thrive. Come explore all that this charming Texas town has to offer and discover your dream home today!

Newest Payne Springs Homes under $350,000

$299,999

3 Beds ⋅ 2 Baths ⋅ 21396643 MLS

Crafted with care and designed for comfortable everyday living, 103 Cordoba St is a stunning custom new-construction home in Payne Springs & Mabank ISD. This 3-bedroom, 2-bath residence pairs beautiful curb appeal with a serene setting in an established neighborhood just adjacent to Cedar Creek Reservoir. Tall ceilings, abundant light, and a bright, open floor plan create an immediate sense of welcome. Luxury vinyl plank flooring extends throughout the entire home, offering a polished, cohesive look with everyday durability. An elegant electric fireplace adds a decorative focal point to the living area, while refined fixtures underscore the attention given to the build. The kitchen centers around an island, keeping preparation, dining, and conversation naturally connected. Set apart for privacy, the primary suite features a spacious closet and en-suite bath. Two additional bedrooms provide options for guests, work, hobbies, or household needs. A two-car garage adds secure parking and useful storage. Outdoors, a privacy fence encloses the backyard, ready for pets, play, gardening, or relaxed evenings. The Cedar Creek Reservoir lifestyle brings boating, fishing, and waterside recreation close to home.

103 Cordoba St, Payne Springs

$319,000

3 Beds ⋅ 2 Baths ⋅ 21409008 MLS

Nearly 6 acres of beautifully maintained East Texas countryside, a pristine 2023 home & room to roam! Welcome to 9480 Double Bridge Rd., where modern comfort meets the freedom of country living. Situated on 5.98 acres with an ideal mix of mature woods & open pasture, this immaculate 3-bedroom, 2-bath doublewide offers 1,748 SF of thoughtfully designed living space. A wooded perimeter provides natural privacy, while easily accessible trails wind through the property, making it easy to explore every acre. Partially fenced with an impressive 756' of frontage on Double Bridge Rd. & 418' on CR 2530, the property offers 2 gated entrances, a pond view & a 12x20 storage building with electricity on a separate meter. Inside, the spacious great room combines living, kitchen & dining beneath ceilings accented with wood beams. Textured walls, decorative accent walls & abundant windows add warmth, character & natural light. The living area features an electric fireplace, while the kitchen boasts generous cabinetry, ample counter space & an oversized island with additional storage & breakfast bar seating. The split primary suite offers a spacious ensuite with dual vanities, a soaking tub bathed in natural light & a walk-through closet with access from both the bedroom & bathroom. Two additional bedrooms, one featuring an accent wall, share a full guest bath on the opposite end of the home. An oversized utility room accommodates a full-size washer & dryer PLUS dedicated office space! Enjoy morning coffee or evening relaxation on the front or back deck while taking in the peaceful surroundings. Whether you envision a hobby farm, homestead, recreational retreat or simply want privacy & elbow room, this meticulously maintained property delivers the space, versatility & move-in-ready condition to make it happen!

9480 Double Bridge Rd, Payne Springs

$185,000

4 Beds ⋅ 2 Baths ⋅ 21409886 MLS

Nestled in a sought-after waterfront neighborhood, this cozy 4-bedroom, 2-bathroom home sits on two oversized lots, offering a massive backyard found near Cedar Creek Lake. While the home needs some TLC, it is packed with high-value features, including a large kitchen island perfect for entertaining and a primary suite featuring a modern walk-in shower. Outside, you’ll find a 2-car bay detached garage and an additional storage building, providing plenty of room for vehicles, tools, and lake toys. Best of all, you’re just moments away from the water with convenient access to the community boat ramp. Whether you’re looking for a primary residence or a weekend getaway to flip and customize, this property offers incredible bones and even better location.

303 Whispering Oaks Trl, Payne Springs

$199,000

3 Beds ⋅ 2 Baths ⋅ 21376724 MLS

Opportunity awaits at 110 Hidalgo Loop! This 3-bedroom, 2-bath home sits on two lots, offering plenty of space to make it your own. The property features a 2-car garage, a functional floor plan, and room to bring your ideas to life. Located near the lake in a subdivision with access to a community boat ramp, you'll have the opportunity to enjoy lake days just minutes from home. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this property offers plenty of possibilities and is ready for its next chapter!

110 Hidalgo Loop, Payne Springs

$325,000

2 Beds ⋅ 2 Baths ⋅ 21372302 MLS

Space, Functionality & Country Living in a Convenient Location! From the moment you step inside, you’ll appreciate the generously sized rooms and open-concept layout designed for comfortable everyday living and entertaining. This well-maintained home offers spacious bedrooms with walk-in closets, along with abundant storage throughout to keep everything organized and within reach. The screened-in back porch provides the perfect spot to relax, unwind, and enjoy the peaceful outdoor setting. Outside, the property continues to impress with a two-car carport, barn, storage container, and storm shelter—providing plenty of space for vehicles, equipment, hobbies, and additional storage. A gated entrance and fully fenced property add both privacy and functionality. Conveniently situated with frontage directly on Farm to Market Road 316, the property offers easy access to surrounding communities and everyday amenities. With spacious living areas, exceptional storage, versatile outbuildings, and plenty of room to spread out, this property offers the space and functionality you’ve been looking for!

6031 Fm 316, Payne Springs

$305,000

3 Beds ⋅ 3 Baths ⋅ 21365721 MLS

Welcome to 170 Sierra Madre, a beautifully designed 2024 built contemporary home offering approximately 2,000 sq. ft., 3 bedrooms, and 2.5 baths. Step inside to an inviting open concept layout filled with stylish details, including hardwood floors, designer lighting, quartz countertops, soft-close cabinetry, a generous kitchen island, and walk-in pantry perfect for both everyday living and entertaining. Upstairs, the spacious primary suite offers a relaxing retreat with dual sinks, an ensuite bath, and walk-in closet. Outside, enjoy a privacy fenced yard, 2 car garage, and peaceful lake views. The real bonus? Del Mar residents enjoy access to a private boat ramp, fishing pier, park, and pavilion on Cedar Creek Lake. Spend your weekends boating, fishing, or simply taking in the water views all while enjoying the comfort of a modern home just minutes from the lake.

170 Sierra Madre St, Payne Springs

$149,000

4 Beds ⋅ 1 Baths ⋅ 21365885 MLS

INVESTORS,,,If your looking for a fix and flip then this might be for you. The house has good bones but does need work. One of the rooms is a good spot to add another bathroom so it would be a three bedroom 2 bath if you chose to do that. The house appears to need a little leveling and it sets on a nice almost half an acre lot. There is no survey and sellers will not do any repairs. Sellers will look at all offers.

121 Dardenwood Way, Payne Springs

$299,900

3 Beds ⋅ 3 Baths ⋅ 21347215 MLS

Move-in ready and thoughtfully built with quality craftsmanship, this custom new construction home offers 3 bedrooms, 2.5 bathrooms, and 1,692 square feet of well-designed living space. Every detail was carefully selected to create a home that is both functional and timeless. The open-concept floor plan is highlighted by soaring vaulted ceilings, abundant natural light, and modern decorative lighting throughout. The kitchen is designed for both everyday living and entertaining, featuring custom cabinetry, a spacious walk-in pantry, generous prep space, and a full suite of stainless steel appliances that convey with the home. The private primary suite offers vaulted ceilings, a spa-inspired ensuite bath, and an oversized walk-in closet with exceptional storage. Custom cabinetry continues throughout every bathroom, adding a cohesive, elevated finish to the home. Additional features include a dedicated laundry room with full-size washer and dryer hookups, a convenient half bath for guests, a smart thermostat, and quality finishes throughout. Located just minutes from Cedar Creek Lake, you'll enjoy easy access to boating, fishing, waterfront dining, and outdoor recreation while still being close to everyday conveniences. If you're looking for a custom-built home that combines thoughtful design, modern finishes, and true move-in-ready convenience, this home is one you won't want to miss!

113 Nina St, Payne Springs

$259,900

3 Beds ⋅ 2 Baths ⋅ 21315263 MLS

STOP SCROLLING... Lake views, new construction, and an unbeatable price! If you've been dreaming of the lake lifestyle without the waterfront price tag, this is the home you've been waiting for. Enjoy beautiful lake views from your backyard while living in a community that offers **private lake access and a private boat ramp** exclusively for residents. Picture yourself starting the day with peaceful water views, spending weekends boating or fishing, and coming home to a brand new home designed with modern finishes, quality craftsmanship, and an open concept layout that's perfect for entertaining or everyday living. The builder is putting the finishing touches on the home, including completing the grass, and can also install a fence upon request so you can personalize your outdoor space. Homes that combine NEW construction, lake views, community lake access, and an incredible price are incredibly hard to find. Whether you're searching for your forever home, a weekend retreat, or an investment opportunity, this one is sure to impress. Schedule your private showing today and experience why this hidden gem won't stay on the market for long!

134 Sierra Madre St, Payne Springs

$249,900

3 Beds ⋅ 2 Baths ⋅ 21280612 MLS

Recently renovated, move-in ready! Beautiful lake view, channel front home, Del Mar subdivision in Payne Springs. Remote, quiet, wooded, deed restricted, LOW POA fees. Recently repaved asphalt streets. Well maintained and locked POA boat launch 500’ away on same street. LARGE 60x251x90x185 (.3 acre) lot. Long aggregate driveway, ample front parking space. Two-car detached, heavy-duty steel carport with electric outlet and motion sensor lights. Decorative flagstone walk up. Attractive landscaping. Wooden deck front porch with waist high handrails, solar lighting on posts. Large, 400’ sq. Ft. plus, wooden split-level rear deck with steel roof, red iron frame, multiple GFC electrical outlets, two new ceiling fans, and lighting. Double lofted storage shed with internal lighting and outlet, as well as external motion lights, in back yard, recently painted. Raised hearth, natural stone surround, wood burning fireplace insert. Granite countertops in large, open kitchen. Spacious primary bedroom and closet. Dark walnut color wood flooring in all non-carpeted areas. Three corner under cabinet “lazy susan” style layered shelves for maximized storage. Outstanding investment opportunity for short term rentals! Owner will consider carry. Buyer and buyers agents to confirm short term rental eligibility, seller makes no representation thereof.

124 Armada Loop, Payne Springs

$244,500

3 Beds ⋅ 2 Baths ⋅ 21205353 MLS

QUALITY NEW CONSTRUCTION. THIS 3 BEDROOM, 2 BATH, 2 CAR GARAGE HOME HAS OPEN DESIGN WITH BEAUTIFUL CERAMIC WOOD TILE THROUGHOUT. PRETTY KITCHEN WITH CUSTOM CABINETS, STAINLESS APPLIANCES AND QUARTZ COUNTERTOPS. MASTER HAS LARGE WALK-IN CLOSET AND MASTER BATH HAS DEEP SOAKING TUB. BACKYARD IS PRIVACY FENCED. LOCATED IN A WATERFRONT AREA WITH BOAT LAUNCH AND IS IN MABANK ISD. ONE YEAR BUILDERS WARRANTY AND TEN YEAR BONDED BUILDER WARRANTY.

114 Granada St, Payne Springs

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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Payne Springs Homes under $350,000

Newest Payne Springs Homes under $350,000

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