Franklin (Tx) County Homes under $400,000

Welcome to Franklin County, Texas, a hidden gem in the heart of the Lone Star State! Nestled in the picturesque landscapes of East Texas, Franklin County is known for its charming small-town atmosphere, friendly community, and abundant natural beauty. With a rich history and a vibrant culture, this county offers a serene lifestyle that is perfect for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Franklin County boasts a variety of recreational opportunities, including stunning lakes, lush parks, and scenic trails that invite outdoor enthusiasts to explore the great outdoors. Whether you're fishing at Lake Cypress Springs, hiking through the beautiful pine forests, or enjoying a leisurely picnic at one of the local parks, there's always something to do in this tranquil setting.

For those in search of an affordable home, Franklin County is an excellent choice. With a diverse selection of properties available for under $400,000, you can find your dream home without breaking the bank. From charming single-family residences to cozy cottages, the real estate market here offers something for everyone. Many homes feature spacious yards, modern amenities, and easy access to local schools and shopping, making it an ideal place to settle down.

Experience the warm and welcoming spirit of Franklin County, where community ties are strong, and the quality of life is exceptional. Discover your perfect home in this enchanting corner of Texas and embrace a lifestyle filled with comfort, convenience, and endless possibilities!

Newest Franklin (Tx) County Homes under $400,000

$399,900

3 Beds ⋅ 2 Baths ⋅ 21408019 MLS

Welcome to East Texas living on approximately 2.08 acres in Franklin County! Located within Mount Vernon ISD and less than 10 minutes from Lake Cypress Springs public boat ramp and less than 20 minutes from Lake Bob Sandlin! Short commute of 30 minutes to Mount Pleasant or Sulphur Springs and just 20 minutes from Winnsboro! This 3 bedroom, 2 bath home with over 2000 square feet of living space offers a functional blend of comfort and country living with numerous updates throughout. Fresh interior paint, granite kitchen countertops, crown molding, updated fixtures, and an updated ROOF and HVAC system (2017) add to this home's appeal. Fiber Optic Internet provides excellent connectivity for today's lifestyle or working from home! The floor plan offers two living areas, or the option to use one as a spacious formal dining area, with plenty of room for family gatherings or entertaining. Step onto the oversized covered back patio to take in the privacy and tranquility of the property. A standout feature is the workshop complete with a fully finished heated and cooled space that can function as a craft room, at home office, or even a private guest room! This space also offers protected tool and equipment storage or extra covered parking! Property has a brand new survey and is deed restricted but does not have an HOA. CALL today to schedule your private showing!

257 Se County Road 4280, Mount Vernon

$205,000

2 Beds ⋅ 1 Baths ⋅ 21405106 MLS

This beautifully maintained 2-bedroom, 1-bath home has been cared for with love and pride for years. Thoughtfully renovated throughout, it offers modern comfort while preserving its warm, welcoming character. Inside, you’ll find bright, inviting living spaces with fresh updates, a functional kitchen, and comfortable bedrooms. Every detail reflects the care the owners have poured into this home from the quality finishes to the thoughtful improvements that make daily living a pleasure. Outside, the generous half-acre lot provides plenty of room to breathe, play, and entertain. Enjoy peaceful mornings on the porch or create your own backyard oasis. A spacious storage building in the back offers excellent workshop, hobby, or extra storage space. Whether you’re a first-time buyer, looking to downsize, or seeking a peaceful retreat with room to grow, this lovingly updated home is ready for its next chapter. Don’t miss your chance to own this gem!

508 Fleming St, Mount Vernon

$199,999

3 Beds ⋅ 2 Baths ⋅ 21404186 MLS

Classic charm meets thoughtful updates in this 3-bedroom, 1.5-bath Winnsboro home offering 1,306 square feet of inviting living space! Located in an established neighborhood just west of downtown, this home combines the character of an older home with several significant recent improvements. Inside, beautiful refinished hardwood floors flow through much of the home, while spacious living and dining areas provide plenty of room to gather. The kitchen offers abundant cabinetry, updated countertops and finishes, a breakfast bar, and plenty of workspace. A brick fireplace adds even more warmth and character. The seller has invested in several major improvements, including a new roof in 2024, recent house leveling and replacement of floor joists, replacement of drain lines beneath the home, updated plumbing under the kitchen sink, and additional attic insulation added in 2026. The ceilings, carport, and walls have also been freshly painted, with additional updates made to the kitchen and bathrooms. Outside, mature trees give the property an established feel, while the large fenced backyard provides plenty of room for pets, gardening, entertaining, or weekend BBQs with family and friends. Conveniently located between Hwy 11 and Pine Street, you're just minutes from historic downtown Winnsboro and its locally owned shops, restaurants, Farmers' Market, and Winnsboro Center for the Arts. With classic character, generous outdoor space, and many of the big-ticket improvements already completed, this Winnsboro home is ready for its next chapter!

514 Mcmillan Dr, Winnsboro

$315,000

4 Beds ⋅ 2 Baths ⋅ 21399019 MLS

Neat, solid 4-bedroom, 2-bath brick home with 2-car carport on about 1.38 acres, just over a mile from Mt. Vernon. This home features a split bedroom arrangement with the main suite on one side of the house and the other three bedrooms and a full bath on the other side. The vaulted great room has a wood-burning fireplace. A spacious dining area can accommodate a large table and is positioned just off the kitchen. The kitchen has lots of cabinet and counter space and includes an island. Appliances include an electric cooktop, double ovens a dishwasher and fridge. The utility room sits just behind the kitchen, and an adjacent outside door opens onto the carport. The back yard is surrounded by a privacy fence and also contains a metal 8x16 storage building.

26 County Road 2045, Mount Vernon

$107,100

2 Beds ⋅ 2 Baths ⋅ 21374589 MLS

This property features a one-story brick home on a large lot, an attached carport, and a covered patio. The home has three living areas with a large dining room. Good location in established neighborhood near the downtown area. The huge lot features a large backyard with partial fencing and various landscaping. The home has central heat and air and a metal roof. The home needs some TLC, however, the price reflects this.

402 Keith St, Mount Vernon

$355,000

3 Beds ⋅ 2 Baths ⋅ 21272883 MLS

Lake Cypress Springs Home for Sale. Peaceful East Texas Lake Living Peaceful East Texas lake living awaits in the highly sought-after Kings Country community near beautiful Lake Cypress Springs. Situated on 0.42 wooded acres, this beautifully designed 3-bedroom, 2-bath home with an oversized 2-car garage and workshop space offers the perfect combination of beauty, comfort, functionality, and energy efficiency. Located just minutes from Lake Cypress Springs and Lake Bob Sandlin, this property provides convenient access to some of East Texas' premier boating, fishing, watersports, marinas, waterfront dining, and year-round outdoor recreation. Inside, the 1,602 sq ft open-concept floor plan showcases soaring ceilings, abundant natural light, and a stunning floor-to-ceiling stone fireplace that anchors the spacious living area. The kitchen features granite countertops, a farmhouse sink, skylight, ample cabinetry, and matching stainless steel appliances, creating a bright, functional space ideal for entertaining and everyday living. Built with comfort and efficiency in mind, this home includes foam insulation, Low-E double-pane windows, insulated exterior doors, and storm doors, enhancing year-round comfort while improving energy efficiency without sacrificing style or functionality. Outdoor living shines with an oversized covered back patio overlooking the peaceful wooded setting, perfect for relaxing, entertaining, or enjoying the natural beauty of East Texas. Additional highlights include a stamped concrete driveway, epoxy garage flooring and workshop area Residents of Kings Country enjoy gated entry, a private boat ramp with access to Lake Cypress Springs, parks, picnic areas, fishing piers, and a clubhouse-style atmosphere that creates a true East Texas lake community lifestyle.

733 King Arthur Ct, Scroggins

$129,000

2 Beds ⋅ 1 Baths ⋅ 21346714 MLS

Cozy & Quaint in Historic Winnsboro, Texas! This charming 2BR-1BA home is ideal for first time buyers, investors, retirees, or anyone seeking affordable small town living. Move-in ready, it features a spacious living area, two large bedrooms, a generous kitchen, and a washer & dryer that convey. A bonus room and additional bathroom are ready for finishing, offering great potential to add value and extra living space. Approximately 90% of the home has been remodeled from foundation to roof, blending modern updates with classic charm. Located on a large city lot in a quiet neighborhood. The home is within walking distance of historic downtown Winnsboro, featuring shopping, dining, entertainment, and a popular farmers market. The area also offers excellent schools, a local hospital, and is just minutes from Sulphur Springs, Mount Pleasant and Northeast Texas lakes. Priced to sell - schedule your private showing today!

917 Sherrill St, Winnsboro

$265,000

3 Beds ⋅ 2 Baths ⋅ 21343126 MLS

Peaceful Country Living on 4.59 Acres in Winnsboro, Texas Escape to the quiet of East Texas with this charming 3-bedroom home nestled on 4.59 beautiful acres in Winnsboro, Texas. Offering the perfect blend of open space and wooded privacy, this property is ideal for those looking to enjoy country living while still being close to the area's lakes and outdoor recreation. The home features three bedrooms and a welcoming layout that's perfect for everyday living or weekend getaways. Step outside and enjoy everything this property has to offer, including an above-ground pool for cooling off on warm Texas days and a spacious shop with electricity—ideal for hobbies, storage, projects, or a home-based business. The 4.59-acre property is partially wooded, providing shade, privacy, and plenty of room to explore, while the open areas offer space for gardening, animals, or simply enjoying the peaceful surroundings. Whether you're searching for a full-time residence, a weekend retreat, or a property with room to grow, this Winnsboro gem has something for everyone.

309 County Road 4330 Se, Winnsboro

$130,000

2 Beds ⋅ 2 Baths ⋅ 21339552 MLS

This spacious two-bedroom two bath home is located on Main Street and is within walking distance to the post office and a variety of shops with great choices for restaurants. The huge living room opens into a bright sunroom with double doors, and features hardwood floors, high ceilings and a fireplace. The nice size kitchen has an abundance of cabinet space and storage and leads into a formal dining room. Lakes and golf courses are all close by. And I-30 is easy access to Dallas. The Dallas Morning Star has rated Winnsboro in their top 10 small towns in Texas to live in. Call today for your private showing.

810 N Main, Winnsboro

$379,000

3 Beds ⋅ 3 Baths ⋅ 21336424 MLS

Great Find just outside of town. Less than 10 minutes from downtown Mount Vernon. Come check out this great 3-bedroom, 3-bath brick main home plus it also has a separate mother-in-law cottage and a workshop all sitting on 3.5 acres in a private country setting. This multi-generational property has it all. Vaulted wood ceilings frame the living area in the house, while a stone, wood burning stove keeps things cozy. Big bedrooms, spacious baths and an island kitchen make this home perfect for entertaining. The guest house cottage is full size with its own kitchen, bath and fireplace in the open concept kitchen and living area. The large metal workshop is great for your projects and storage and also has a large, attached carport and separate electric meter. The main house has a large front porch, attached 2 car garage and large bedrooms. Come take a look before this great opportunity is gone. Sold AS-IS.

511 County Rd Sw, Mount Vernon

$199,000

2 Beds ⋅ 1 Baths ⋅ 21330855 MLS

Country Living Just Minutes from Historic Downtown Mount Vernon! Don’t miss this charming 2BR-1BA home situated on just over one acre just outside the city limits of Mount Vernon, Texas. Offering the perfect combination of country living & small town convenience, this home is ready for you to add your own personal style with your choice of paint & flooring. Inside, you’ll find an oversized kitchen & dining area featuring custom cabinetry that opens into a spacious living room, creating the perfect space for entertaining family and friends. The home also offers two generous bedrooms with walk-in closets & a beautifully designed custom bathroom. Enjoy peaceful East Texas mornings & evenings from the full length covered front & back porches overlooking the spacious yard. The property is fully fenced with a 5 foot chain-link fence, & includes a brand-new aerobic septic system, providing added value & peace of mind. Located only one minute from the shopping, restaurants, schools, and entertainment of downtown Mount Vernon, & just minutes from Lake Cypress Springs, this property is ideally positioned for enjoying everything East Texas has to offer. Conveniently located approximately 100 miles east of Dallas along Interstate 30. Whether you’re looking for your first home, a weekend getaway, or a peaceful place to call home, this property offers incredible potential and is priced to sell.

175 County Road 1010 Nw, Mount Vernon

$249,000

3 Beds ⋅ 2 Baths ⋅ 21298258 MLS

Welcome home to this beautifully maintained and updated property situated on a spacious half-acre corner lot in the heart of Mount Vernon! Conveniently located within walking distance of Mount Vernon ISD, this charming 3-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and modern updates. Inside, you'll find updated bathrooms, new windows, upgraded lighting, and a move-in-ready interior designed for easy living. The versatile floor plan provides plenty of space for family, guests, or a home office. Start your mornings in the bright and inviting sunroom, where you can relax with a cup of coffee while overlooking the expansive backyard and mature corner lot setting. Outside, the property continues to impress with a large storage building complete with electricity, an oversized carport for multiple vehicles, and a dedicated RV carport featuring a 30-amp hookup, perfect for storing your camper, trailer, or motorhome. Home also boasts a brand new roof completed in June of 2026. With its desirable location, practical updates, and exceptional outdoor amenities, this Mount Vernon gem is ready to welcome its next owner. Don't miss your opportunity to make it yours!

100 Vatra St, Mount Vernon

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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